Insider buying last 90 days
No open-market insider purchases were filed for BILL in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every BILL insider filing, plotted on the chart in Gekko.Open BILL in Gekko
Gekko Brief
AI summaryThis week's coverage of BILL centers on comparative valuation pieces pitting the stock against peers like Mitek Systems, F5 Networks, and general commentary on its value characteristics, alongside a revenue breakdown noting $1.65 billion USD in trailing revenue with the Accounts Payable/Accounts Receivable segment contributing $740.12 million USD. Analysts covering the stock have also been referenced, with a consensus "Moderate Buy" rating cited from twenty research firms. No major product, deal, or regulatory catalyst appears in the coverage; the tone centers on valuation debate and portfolio-fit arguments.
BILL closed at $41.60, down 6% on the day, sitting between its 50-day average of $47.34 and 200-day average of $43.52, reflecting a mixed trend. The one-month return stands at -14.9%, though the three- and six-month returns remain positive at 15.8% and 12.4%. The GekkoIndex reads 68.9, placing the stock in the Accumulation zone. Price sits 38.6% below Gekko Fair Value of $67.74.
The next earnings date falls on 5 November 2026, 37 days out, after close, outside a typical 20-trading-day holding window. The prior report on 19 August showed EPS of $0.64 against an estimate of $0.25, with an 8-quarter beat streak, though the stock reacted -3.6% at the time. No insider, Congress, or unusual options activity appears in the respective 90-day and 30-day windows. Seasonality from this point in the calendar has averaged +3.4% over the next 20 trading days across 5 years, positive in 4 of them. Analyst consensus target sits at $57.30, implying 37.7% upside per that consensus.
Written by AI and checked automatically against the figures on this page. Generated Sep 29, 2026 from the data above.
BILL price vs fair value
Close $41.60200-day averageGekko Fair Value $67.74
BILL quick facts
- Market cap
- $4.14B
- P/E ratio
- —
- Forward P/E
- 13.4
- EPS, TTM
- −$0.11
- Revenue, TTM
- $1.65B
- Profit margin
- -0.7%
- Dividend yield
- —
- Beta
- 1.10
- Volume
- 2.36M avg 1.80M
- 1-year return
- −21.8%
- Typical daily move
- ±4.3%
- Typical 20-day move
- ±10.5%
- 50-day average
- $47.34
- 200-day average
- $43.52
- Next earnings
- Nov 5 after close
- Shares outstanding
- 85.28M
BILL swing-trade checklist
BILL scores 4 supportive, 1 mixed and 0 headwinds across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
4 supportive1 mixed0 headwinds
- Trendmixed
Averages disagree
Close $41.60 sits between the 50-day ($47.34) and 200-day ($43.52) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
68.9, Accumulation
Reading 68.9 is in the Accumulation zone.
See the GekkoIndex - Fair valuesupportive
38.6% below
Price is 38.6% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings risksupportive
Reports in 37 days
Next report Nov 5, 2026, 37 days away — outside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+3.4% on average
From this point in the calendar, the next 20 trading days averaged +3.4% over 5 years, rising in 4 of them.
See seasonality
A description of current data, not a recommendation. How this page works
BILL stock chart and price history
BILL closed at $41.60 on Sep 28, 2026, −21.8% over the past year, inside a 52-week range of $31.41 to $57.21.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −14.9%
- 3 months
- +15.8%
- 6 months
- +12.4%
- 1 year
- −21.8%
The full BILL chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open BILL in Gekko
Follow BILL through every session
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About BILL
BILL provides a cloud-based platform that helps small and medium-sized businesses manage day-to-day financial tasks. Through a software-as-a-service model, it delivers tools for handling payments and monitoring spending, letting companies automate accounts payable and accounts receivable, link up with suppliers and customers, replace manual expense reports, and manage cash flow more smoothly.
Alongside its main software, BILL also offers help with setup, technical support, and training for users. Its customers include accounting practices, financial service providers, and software companies that rely on its systems to handle back-office financial work.
BILL was founded in 2006 and is headquartered in San Jose, California. Its shares are listed on the NYSE under the ticker BILL.
- Listed
- NYSE
- Sector
- Technology services
- Industry
- Packaged software
- Website
- bill.com
BILL GekkoIndex: the smart money zone
BILL’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 68.9, in the Accumulation zone, up 8.4 points over five sessions.
68.9Accumulation
Up 8.4 points over five sessions.
Reading for Sep 28, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 65 | +1.9% | +1.4% | ||
| Accumulation (current zone) | 227 | +0.5% | +1.9% | ||
| Neutral | 349 | −0.8% | −1.5% | ||
| Distribution | 26 | +1.6% | +0.2% | ||
| Selling | 5 | Too few readings yet | |||
Average BILL share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.3% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
See every daily GekkoIndex reading plotted over the BILL price, zone by zone.Track BILL in Gekko
Is BILL stock overvalued? Gekko Fair Value
BILL trades 38.6% below Gekko Fair Value of $67.74, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what BILL shares are worth, recalculated every trading day.
$67.74
Gekko Fair Value, Sep 29, 2026
38.6% Undervalued
Gekko Fair Value on every chart, with the gap to price updating daily.Open BILL in Gekko
BILL insider and Congress trading
No open-market insider purchases were filed for BILL, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in BILL were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for BILL, plotted on the chart in Gekko.Open BILL in Gekko
Buybacks
BILL has been buying back its own shares.
- Latest authorization
- $1.00B, May 7, 2026
- Bought back, quarter ended Jun 30, 2026
- $287.8M
- As a share of market cap
- 6.95%
- Trailing four quarters
- $560.5M
From company filings.
Hedge funds and billionaires quarter ended Jun 30
1of the funds Gekko tracks holds BILL.
0added0opened1trimmed1sold out
Which funds are on each side, name by name.Unlock in Gekko
BILL earnings: next date and track record
BILL reports on Nov 5, 2026, after the close (37 days away), and beat the EPS estimate in 8 of its last 8 reports.
Next earnings report
Nov 5, 2026
Expected after the close, 37 days away
- EPS estimate
- $0.93
- Revenue estimate
- $438.7M
8 of 8reports beat the EPS estimate
±16.3%average move across the report
4 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Aug 19, 2026 AI summary
- What they said
- BILL reported Q4 fiscal year 2026 results with 16% year-over-year revenue growth and non-GAAP operating margin exceeding 23%. AI adoption is accelerating with 175,000+ businesses using AI agents across AP and Spend & Expense. Key agents include W-9 collection (40K+ users, 240K forms processed), invoice coding (60K companies, ~50% processing time reduction), and touchless transactions (7M+ fields automated). Customer spend on AI through BILL grew 50%+ YoY in Q4.
- Guidance
- Management introduced key priorities for FY2027 with planned launches of major new AI-powered functionality in coming months. No specific revenue or EPS targets were provided in this excerpt. AI investments are positioned to drive continued platform adoption and operational efficiency.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Aug 19, 2026 | $0.64 est $0.25 | $436.2M est $430.5M | −3.6% |
| May 7, 2026 | $0.68 est $0.55 | $406.6M est $403.8M | +12.8% |
| Feb 5, 2026 | $0.64 est $0.56 | $414.7M est $399.8M | +31.5% |
| Nov 6, 2025 | $0.61 est $0.51 | $395.7M est $391.8M | −2.0% |
| Aug 27, 2025 | $0.53 est $0.41 | $383.3M est $392.6M | +21.1% |
| May 8, 2025 | $0.50 est $0.37 | $358.2M est $375.9M | −3.7% |
| Feb 6, 2025 | $0.56 est $0.43 | $362.6M est $360.0M | −36.0% |
| Nov 7, 2024 | $0.63 est $0.51 | $358.5M est $347.0M | +19.5% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
BILL stock forecast and analyst price targets
Analysts’ average 12-month price target for BILL is $57.30, +37.7% from the last close, from 14 firms rating the stock in the last 90 days.
$57.30consensus 12-month target, +37.7% from the last close
Now $41.60Avg $57.30
Low $43High $75
Each firm’s latest rating in the last 90 days: 14 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Sep 1 | Truist Financial | $52 | +25.0% |
| Aug 25 | Wolfe Research | $60 | +44.2% |
| Aug 21 | TD Cowen | $59 | +41.8% |
| Aug 20 | Morgan Stanley | $60 | +44.2% |
| Aug 20 | BTIG | $60 | +44.2% |
+1.9%average 20-day move after past Accumulation readings
+3.4%average move over the next 20 trading days in the last 5 years
±4.3%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
BILL seasonality: the next 20 trading days
Over the next 20 trading days from Sep 26, BILL averaged +3.4% across the last 5 years, rising in 4 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +1.8% | 2 of 5 |
| Next 10 trading days | +3.2% | 3 of 5 |
| Next 15 trading days | +4.6% | 4 of 5 |
| Next 20 trading days | +3.4% | 4 of 5 |
| Next 30 trading days | −3.4% | 2 of 5 |
For scale, BILL’s typical 20-trading-day move in either direction is about 10.5%.
BILL market cap and key statistics
BILL’s market cap is $4.14B and revenue of $1.65B over the last twelve months.
Valuation
- Market cap
- $4.14B
- Forward P/E
- 13.4
- EPS, TTM
- −$0.11
- Gekko Fair Value
- $67.74
Trading
- Volume
- 2.36M
- Avg volume, 20 days
- 1.80M
- 52-week high
- $57.21
- 52-week low
- $31.41
- Shares outstanding
- 85.28M
Financials
- Revenue, TTM
- $1.65B
- Profit margin
- -0.7%
- Return on equity
- -0.3%
- Quarterly earnings growth, YoY
- 0.0%
Risk and income
- Beta
- 1.10
- Typical daily move
- ±4.3%
- Typical 20-day move
- ±10.5%
BILL stock news this week
6 headlines about BILL from the past week, newest first, each linking to the publisher.
- Critical Review: BILL (NYSE:BILL) & Mitek Systems (NASDAQ:MITK)Defense World, Sep 28
- 4 Reasons to Add BILL Holdings Stock to Your Portfolio Right NowZacks Investment Research, Sep 25
- Here's Why BILL Holdings (BILL) is a Strong Value StockZacks Investment Research, Sep 24
- BILL or FFIV: Which Is the Better Value Stock Right Now?Zacks Investment Research, Sep 23
- BILL Holdings, Inc. Revenue Breakdown – NYSE:BILLTradingView, Sep 22
- BILL Holdings, Inc. (BILL) options chain – Yahoo FinanceYahoo Finance Singapore, Sep 22
BILL peers
BILL’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| MSFTMicrosoft | Neutral | 17.3% above |
| PLTRPalantir Technologies | Neutral | 15.7% above |
| ORCLOracle | Accumulation | 25.9% below |
| PANWPalo Alto Networks | Neutral | 16.1% above |
| CRWDCrowdStrike | Neutral | 27.2% above |
| CRMSalesforce | Neutral | 5.9% below |
A peer links to its own page where one exists.
BILL stock FAQ
What is BILL’s market cap?
BILL’s market cap is $4.14B at the Sep 28, 2026 close of $41.60, with 85.28M shares outstanding.
What is the BILL stock forecast?
The consensus analyst 12-month price target for BILL is $57.30, +37.7% from the last close. Of the 14 firms that rated the stock in the last 90 days, 8 rate it a buy, 6 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is BILL stock overvalued or undervalued?
On Gekko’s estimate BILL is undervalued: the Sep 28, 2026 close of $41.60 is 38.6% below Gekko Fair Value of $67.74. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does BILL report earnings next?
BILL is expected to report on Nov 5, 2026, after the market closes (37 days away). Analysts expect earnings of $0.93 per share on revenue of $438.7M. BILL beat the earnings estimate in 8 of its last 8 reports, moving 16.3% on average across the report.
What is BILL’s 52-week high and low?
BILL’s 52-week high is $57.21 and its 52-week low is $31.41; it closed at $41.60 on Sep 28, 2026, −21.8% over the past year. Over the last five years the shares peaked at $348.50 on Nov 8, 2021.
Is BILL stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 4 of the 5 items with data read as supportive (gekkoindex, fair value, earnings risk and seasonality), 1 as mixed (trend). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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