NASDAQ: ACT

Enact (ACT) Stock Analysis & Forecast

Sep 28 close

$46.94−0.03 (−0.1%)

Gekko Brief

AI summary

This week's news for Enact centers on BTIG assuming coverage with a Neutral rating, citing concerns that return on equity could normalize down to around 12% from the current 13% as credit costs normalize, with the firm viewing current valuation as premium and seeing limited upside. Beyond that, filings show routine dividend reinvestment activity adding deferred and restricted stock units for several directors and the CFO, along with a Form 4 insider transaction report.

Enact closed at $46.94, down 0.1%, with the stock sitting between its 50-day average of $48.46 and 200-day average of $43.57. The GekkoIndex reads 67.6, placing the stock in the Accumulation zone. Shares trade 4.5% below Gekko Fair Value of $49.16, within the 52-week range of $34.64 to $50.56. One-month return stands at -4.3%, while six-month and one-year returns are 16.9% and 21.3% respectively.

The next earnings date falls on 4 November 2026, 36 days out and beyond a typical 20-trading-day holding window. No insider, Congress, or unusual options activity appears in the respective 90-day and 30-day windows. Seasonality over the next 20 trading days has averaged a 1% return across 5 years, with gains in 2 of those years. Analyst consensus from 4 firms rates the stock Hold, with a consensus target of $50.20 implying 6.9% upside.

Written by AI and checked automatically against the figures on this page. Generated Sep 29, 2026 from the data above.

Enact price vs fair value

$49.16$46.94Sep ’25Mar ’26Sep ’26
Close $46.94200-day averageGekko Fair Value $49.16

Enact quick facts

Market cap
$6.55B
P/E ratio
9.9
Forward P/E
9.2
EPS, TTM
$4.74
Revenue, TTM
$1.25B
Profit margin
54.5%
Dividend yield
1.84%
Beta
0.46
Volume
286,161 avg 427,752
1-year return
+21.3%
Typical daily move
±2.2%
Typical 20-day move
±4.3%
50-day average
$48.46
200-day average
$43.57
Next earnings
Nov 4
Shares outstanding
137.5M
52-week range
$34.64$50.56

Enact swing-trade checklist

Enact scores 2 supportive, 3 mixed and 0 headwinds across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

2 supportive3 mixed0 headwinds

  • Trendmixed

    Averages disagree

    Close $46.94 sits between the 50-day ($48.46) and 200-day ($43.57) averages, or the averages disagree.

    See the chart
  • GekkoIndexsupportive

    67.6, Accumulation

    Reading 67.6 is in the Accumulation zone.

    See the GekkoIndex
  • Fair valuemixed

    4.5% below

    Price is within 5% of Gekko Fair Value (4.5% below).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings risksupportive

    Reports in 36 days

    Next report Nov 4, 2026, 36 days away — outside a typical 20-trading-day hold.

    See earnings
  • Seasonalitymixed

    +1.0% on average

    From this point in the calendar, the next 20 trading days averaged +1% over 5 years, rising in 2 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

Enact stock chart and price history

Enact closed at $46.94 on Sep 28, 2026, +21.3% over the past year, inside a 52-week range of $34.64 to $50.56.

Close50-day average200-day averageVolume
Enact share price, past year, with 50-day and 200-day moving averages and volume$35$40$45$50NovDecJan 2026FebMarAprMayJunJulAugSep46.94

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−4.3%
3 months
+3.1%
6 months
+16.9%
1 year
+21.3%
The full ACT chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open ACT in Gekko

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About Enact

Enact provides mortgage insurance to lenders across the United States, covering residential home loans against borrower default. Its coverage centers on private mortgage insurance for prime-quality, individually underwritten loans, and it is recognized for this core guaranty insurance business alongside pool insurance policies that cover groups of loans.

Beyond writing and assuming mortgage guaranty insurance, Enact provides contract underwriting support and reinsurance products tied to mortgage risk. Its customer base spans large money center banks, non-bank lenders, mortgage bankers working at both national and local levels, community banks, and credit unions, reflecting a reach across different scales of mortgage lending.

Enact was established in 1981 and operates out of Raleigh, North Carolina. Its shares trade on the NASDAQ under the ticker ACT.

Listed
NASDAQ
Sector
Finance
Industry
Multi-line insurance
Website
enactmi.com

Enact GekkoIndex: the smart money zone

Enact’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 67.6, in the Accumulation zone, up 2.7 points over five sessions.

010067.6Accumulation

Up 2.7 points over five sessions.

Reading for Sep 28, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying19+1.2%+2.3%+5.3%+5.4%
Accumulation (current zone)141+0.8%+2.2%+5.3%+7.9%
Neutral467+0.4%+0.7%+1.0%+3.4%
Distribution34−0.6%−1.5%−0.7%+4.2%
Selling11+0.2%−2.3%−4.5%+8.0%

Average ACT share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.3% over 20 days. Past behaviour doesn’t guarantee future results.

Accumulation zone: Institutional interest building. About the five zones →

See every daily GekkoIndex reading plotted over the ACT price, zone by zone.Track ACT in Gekko

Is Enact stock overvalued? Gekko Fair Value

Enact trades 4.5% below Gekko Fair Value of $49.16, so the shares are about fair value on Gekko’s estimate.

Gekko’s own estimate of what Enact shares are worth, recalculated every trading day.

$49.16

Gekko Fair Value, Sep 29, 2026

4.5% below fair value · About fair value

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open ACT in Gekko

Enact insider and Congress trading

No open-market insider purchases were filed for Enact, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for ACT in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every ACT insider filing, plotted on the chart in Gekko.Open ACT in Gekko

Congress trades last 90 days

No trades in ACT were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for ACT, plotted on the chart in Gekko.Open ACT in Gekko

Buybacks

Enact has been buying back its own shares.

Latest authorization
$500.0M, Feb 3, 2026
Bought back, quarter ended Jun 30, 2026
$93.34M
As a share of market cap
1.42%
Trailing four quarters
$419.1M

From company filings.

Enact earnings: next date and track record

Enact reports on Nov 4, 2026 (36 days away).

Enact stock forecast and analyst price targets

Analysts’ average 12-month price target for Enact is $50.20, +6.9% from the last close, from 4 firms rating the stock in the last 90 days.

$50.20consensus 12-month target, +6.9% from the last close
Low $46High $50
Buy0
Hold4
Sell0

Each firm’s latest rating in the last 90 days: 4 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Sep 25KBWHold, maintained——
Sep 25BTIGHold, initiated——
Sep 24BTIGHold, initiated——
Sep 22BTIGHold, initiated$48.05+2.4%
Aug 10KBWHold, maintained$49+4.4%
+5.3%average 20-day move after past Accumulation readings
+1.0%average move over the next 20 trading days in the last 5 years
±2.2%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

Enact seasonality: the next 20 trading days

Over the next 20 trading days from Sep 29, Enact averaged +1.0% across the last 5 years, rising in 2 of them.

Next 20 trading days, by year

+4.6%2021+13.9%2022−1.4%2023−5.1%2024−7.7%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days−0.5%3 of 5
Next 10 trading days−1.1%2 of 5
Next 15 trading days+1.2%3 of 5
Next 20 trading days+1.0%2 of 5
Next 30 trading days+2.2%3 of 5

For scale, ACT’s typical 20-trading-day move in either direction is about 4.3%.

Enact market cap and key statistics

Enact’s market cap is $6.55B, with a P/E ratio of 9.9 and revenue of $1.25B over the last twelve months.

Valuation

Market cap
$6.55B
P/E ratio
9.9
Forward P/E
9.2
EPS, TTM
$4.74
Gekko Fair Value
$49.16

Trading

Volume
286,161
Avg volume, 20 days
427,752
52-week high
$50.56
52-week low
$34.64
Shares outstanding
137.5M

Financials

Revenue, TTM
$1.25B
Profit margin
54.5%
Return on equity
12.9%
Quarterly earnings growth, YoY
+12.6%

Risk and income

Beta
0.46
Typical daily move
±2.2%
Typical 20-day move
±4.3%
Dividend yield
1.84%

Enact stock news this week

Coverage of Enact this week reads neutral: 1 positive, 5 neutral and 1 negative headlines.

News sentiment neutral

Enact peers

Enact’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
PGRProgressive+1.7%Accumulation5.2% below
MFCManulife Financial−0.4%Neutral8.8% above
METMetLife−1.7%Neutral4.2% below
ALLAllstate−0.5%Buying13.8% below
AFLAFLAC−0.4%Accumulation4.8% below
SLFSun Life Financial−0.5%Neutral7.1% above

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

Enact stock FAQ

What is Enact’s market cap?

Enact’s market cap is $6.55B at the Sep 28, 2026 close of $46.94, with 137.5M shares outstanding. The shares trade on a P/E ratio of 9.9.

What is the Enact stock forecast?

The consensus analyst 12-month price target for Enact is $50.20, +6.9% from the last close. Of the 4 firms that rated the stock in the last 90 days, 0 rate it a buy, 4 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is Enact stock overvalued or undervalued?

On Gekko’s estimate Enact is about fair value: the Sep 28, 2026 close of $46.94 is 4.5% below Gekko Fair Value of $49.16. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does Enact report earnings next?

Enact is expected to report on Nov 4, 2026 (36 days away). Analysts expect earnings of $1.21 per share on revenue of $318.0M.

What is Enact’s 52-week high and low?

Enact’s 52-week high is $50.56 and its 52-week low is $34.64; it closed at $46.94 on Sep 28, 2026, +21.3% over the past year.

Is Enact stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 2 of the 5 items with data read as supportive (gekkoindex and earnings risk), 3 as mixed (trend, fair value and seasonality). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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