Insider buying last 90 days
No open-market insider purchases were filed for ACT in the last 90 days.
From Form 4 filings, dated to when each was filed.
This week's news for Enact centers on BTIG assuming coverage with a Neutral rating, citing concerns that return on equity could normalize down to around 12% from the current 13% as credit costs normalize, with the firm viewing current valuation as premium and seeing limited upside. Beyond that, filings show routine dividend reinvestment activity adding deferred and restricted stock units for several directors and the CFO, along with a Form 4 insider transaction report.
Enact closed at $46.94, down 0.1%, with the stock sitting between its 50-day average of $48.46 and 200-day average of $43.57. The GekkoIndex reads 67.6, placing the stock in the Accumulation zone. Shares trade 4.5% below Gekko Fair Value of $49.16, within the 52-week range of $34.64 to $50.56. One-month return stands at -4.3%, while six-month and one-year returns are 16.9% and 21.3% respectively.
The next earnings date falls on 4 November 2026, 36 days out and beyond a typical 20-trading-day holding window. No insider, Congress, or unusual options activity appears in the respective 90-day and 30-day windows. Seasonality over the next 20 trading days has averaged a 1% return across 5 years, with gains in 2 of those years. Analyst consensus from 4 firms rates the stock Hold, with a consensus target of $50.20 implying 6.9% upside.
Written by AI and checked automatically against the figures on this page. Generated Sep 29, 2026 from the data above.
Enact scores 2 supportive, 3 mixed and 0 headwinds across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
2 supportive3 mixed0 headwinds
Averages disagree
Close $46.94 sits between the 50-day ($48.46) and 200-day ($43.57) averages, or the averages disagree.
See the chart67.6, Accumulation
Reading 67.6 is in the Accumulation zone.
See the GekkoIndex4.5% below
Price is within 5% of Gekko Fair Value (4.5% below).
See fair valueNo data
No insider, Congress or unusual options activity in the window.
See smart moneyReports in 36 days
Next report Nov 4, 2026, 36 days away — outside a typical 20-trading-day hold.
See earnings+1.0% on average
From this point in the calendar, the next 20 trading days averaged +1% over 5 years, rising in 2 of them.
See seasonalityA description of current data, not a recommendation. How this page works
Enact closed at $46.94 on Sep 28, 2026, +21.3% over the past year, inside a 52-week range of $34.64 to $50.56.
Use the left and right arrow keys to read daily values.
Put ACT on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.
Enact provides mortgage insurance to lenders across the United States, covering residential home loans against borrower default. Its coverage centers on private mortgage insurance for prime-quality, individually underwritten loans, and it is recognized for this core guaranty insurance business alongside pool insurance policies that cover groups of loans.
Beyond writing and assuming mortgage guaranty insurance, Enact provides contract underwriting support and reinsurance products tied to mortgage risk. Its customer base spans large money center banks, non-bank lenders, mortgage bankers working at both national and local levels, community banks, and credit unions, reflecting a reach across different scales of mortgage lending.
Enact was established in 1981 and operates out of Raleigh, North Carolina. Its shares trade on the NASDAQ under the ticker ACT.
Enact’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 67.6, in the Accumulation zone, up 2.7 points over five sessions.
Up 2.7 points over five sessions.
Reading for Sep 28, 2026
| Zone | Readings | 5 days | 20 days |
|---|---|---|---|
| Buying | 19 | +1.2% | +5.3% |
| Accumulation (current zone) | 141 | +0.8% | +5.3% |
| Neutral | 467 | +0.4% | +1.0% |
| Distribution | 34 | −0.6% | −0.7% |
| Selling | 11 | +0.2% | −4.5% |
Average ACT share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.3% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
Enact trades 4.5% below Gekko Fair Value of $49.16, so the shares are about fair value on Gekko’s estimate.
Gekko’s own estimate of what Enact shares are worth, recalculated every trading day.
$49.16
Gekko Fair Value, Sep 29, 2026
4.5% below fair value · About fair value
No open-market insider purchases were filed for Enact, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
No open-market insider purchases were filed for ACT in the last 90 days.
From Form 4 filings, dated to when each was filed.
No trades in ACT were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Enact has been buying back its own shares.
From company filings.
Enact reports on Nov 4, 2026 (36 days away).
Nov 4, 2026
36 days away
Analysts’ average 12-month price target for Enact is $50.20, +6.9% from the last close, from 4 firms rating the stock in the last 90 days.
Each firm’s latest rating in the last 90 days: 4 firms.
| Date | Firm | Target | vs price |
|---|---|---|---|
| Sep 25 | KBW | — | — |
| Sep 25 | BTIG | — | — |
| Sep 24 | BTIG | — | — |
| Sep 22 | BTIG | $48.05 | +2.4% |
| Aug 10 | KBW | $49 | +4.4% |
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Over the next 20 trading days from Sep 29, Enact averaged +1.0% across the last 5 years, rising in 2 of them.
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | −0.5% | 3 of 5 |
| Next 10 trading days | −1.1% | 2 of 5 |
| Next 15 trading days | +1.2% | 3 of 5 |
| Next 20 trading days | +1.0% | 2 of 5 |
| Next 30 trading days | +2.2% | 3 of 5 |
For scale, ACT’s typical 20-trading-day move in either direction is about 4.3%.
Enact’s market cap is $6.55B, with a P/E ratio of 9.9 and revenue of $1.25B over the last twelve months.
Coverage of Enact this week reads neutral: 1 positive, 5 neutral and 1 negative headlines.
Enact’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| PGRProgressive | Accumulation | 5.2% below |
| MFCManulife Financial | Neutral | 8.8% above |
| METMetLife | Neutral | 4.2% below |
| ALLAllstate | Buying | 13.8% below |
| AFLAFLAC | Accumulation | 4.8% below |
| SLFSun Life Financial | Neutral | 7.1% above |
A peer links to its own page where one exists.
Enact’s market cap is $6.55B at the Sep 28, 2026 close of $46.94, with 137.5M shares outstanding. The shares trade on a P/E ratio of 9.9.
The consensus analyst 12-month price target for Enact is $50.20, +6.9% from the last close. Of the 4 firms that rated the stock in the last 90 days, 0 rate it a buy, 4 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
On Gekko’s estimate Enact is about fair value: the Sep 28, 2026 close of $46.94 is 4.5% below Gekko Fair Value of $49.16. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
Enact is expected to report on Nov 4, 2026 (36 days away). Analysts expect earnings of $1.21 per share on revenue of $318.0M.
Enact’s 52-week high is $50.56 and its 52-week low is $34.64; it closed at $46.94 on Sep 28, 2026, +21.3% over the past year.
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 2 of the 5 items with data read as supportive (gekkoindex and earnings risk), 3 as mixed (trend, fair value and seasonality). The checklist is a description of current data, not a recommendation.
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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