Sumitomo Mitsui Financial (SMFG) Stock Analysis & Forecast

Sumitomo Mitsui Financial Group Inc Unsponsored. Finance sector. Market cap $101.7B.

$26.24−0.48 (−1.8%)

Close on Sep 18, 2026. Page updated Sep 19, 9:15 pm ET.

Gekko Brief

AI summary

SMFG closes at $26.24, down 1.8% on the day, but remains above both its 50-day average of $25.91 and its 200-day average of $22.53, with the shorter average sitting above the longer one. The GekkoIndex reads 57.3, placing the stock in the Neutral zone. Gekko Fair Value stands at $27.09, putting the current price about 3.1% below that level.

Coverage this week centers on SMFG's positioning within the banking sector, with commentary pointing to higher Japanese interest rates and a shift toward asset-light, more recurring sources of profitability. Separately, Sequoia Financial Advisors LLC reduced its stake in SMFG by 28.5% during the second quarter of 2026, selling 43,607 shares while retaining 109,279. SMFG also issued 6.950% perpetual subordinated notes with no fixed maturity, an interest rate reset scheduled for 2036, and provisions allowing for interest cancellation or principal write-down.

Looking ahead, SMFG's next earnings report is set for 13 November 2026, 54 days out and beyond a typical 20-trading-day holding window. Over the past eight quarters, the company has beaten estimates six times, including a May 2026 result of $0.19 against a $0.11 estimate, which produced a 1.8% price reaction. Seasonally, the next 20 trading days have averaged a 4.1% decline over five years, gaining in only one of those years. Analyst consensus places a $28.86 price target on the stock, implying 10% upside from current levels.

Written by AI and checked automatically against the figures on this page. Generated Sep 20, 2026 from the data above.

Price vs fair value

Close $26.24200-day averageGekko Fair Value $27.09

Key stats

Market cap
$101.7B
P/E ratio
15.2
Forward P/E
14.7
EPS, TTM
$1.76
Revenue, TTM
$4.72T
Profit margin
27.8%
Dividend yield
2.22%
Beta
0.39
Volume
1.45M avg 1.33M
1-year return
+58.0%
Typical daily move
±2.2%
Typical 20-day move
±5.1%
50-day average
$25.91
200-day average
$22.53
Next earnings
Nov 13
Shares outstanding
6.33B
52-week range
$15.18$27.62

Sumitomo Mitsui Financial swing-trade checklist

Sumitomo Mitsui Financial scores 2 supportive, 2 mixed and 1 headwind across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

2 supportive2 mixed1 headwind

  • Trendsupportive

    Above 50 and 200-day

    Close $26.24 is above the 50-day ($25.91) and 200-day ($22.53) averages, and the 50-day is above the 200-day.

    See the chart
  • GekkoIndexmixed

    57.3, Neutral

    Reading 57.3 is in the Neutral zone.

    See the GekkoIndex
  • Fair valuemixed

    3.1% below

    Price is within 5% of Gekko Fair Value (3.1% below).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings risksupportive

    Reports in 54 days

    Next report Nov 13, 2026, 54 days away — outside a typical 20-trading-day hold.

    See earnings
  • Seasonalityheadwind

    −4.1% on average

    From this point in the calendar, the next 20 trading days averaged −4.1% over 5 years, rising in 1 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

Sumitomo Mitsui Financial stock chart and price history

Sumitomo Mitsui Financial closed at $26.24 on Sep 18, 2026, +58.0% over the past year, inside a 52-week range of $15.18 to $27.62.

Close50-day average200-day averageVolume

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
+6.8%
3 months
+4.0%
6 months
+34.3%
1 year
+58.0%
The full SMFG chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open SMFG in Gekko

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About Sumitomo Mitsui Financial

Sumitomo Mitsui Financial provides a broad range of banking and financial services, with activity spanning commercial banking, leasing, securities trading and consumer finance. Its operations extend across Japan, the Americas, Europe, the Middle East, Asia and Oceania, serving corporate, individual and international clients.

The group is organised into four main units. The wholesale unit serves companies of varying sizes with funding, portfolio management, risk and settlement services, merger and acquisition advice, leasing arrangements and digital tools such as robotic process automation. The retail unit focuses on high-net-worth individuals, offering wealth management, payments, lending, home financing and succession planning. The global unit works with international clients, providing loans, deposits, trade and project finance, syndicated lending, derivatives and cash management, along with specialized leasing for equipment such as machinery, transport and medical devices. The global markets unit deals in foreign exchange, derivatives, bonds and equities, and supports asset liability management. Additional services include credit cards, internet banking, systems development, data processing, consulting, research and investment advisory and trust functions.

Sumitomo Mitsui Financial's shares trade under the ticker SMFG.

Sector
Finance
Website
smfg.co.jp

Sumitomo Mitsui Financial GekkoIndex: the smart money zone

Sumitomo Mitsui Financial’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 57.3, in the Neutral zone, up 6.2 points over five sessions.

010057.3Neutral

Up 6.2 points over five sessions.

Reading for Sep 18, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying23+2.9%+5.0%+5.9%+16.0%
Accumulation101+1.2%+2.9%+5.2%+14.9%
Neutral (current zone)438+0.7%+1.3%+2.7%+6.0%
Distribution53−0.6%−0.7%+0.4%+2.2%
Selling0Not available

Average SMFG share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Neutral readings averaged +1.2% over 20 days. Past behaviour doesn’t guarantee future results.

Neutral zone: No clear directional signal. About the five zones →

See every daily GekkoIndex reading plotted over the SMFG price, zone by zone.Track SMFG in Gekko

Is Sumitomo Mitsui Financial stock overvalued? Gekko Fair Value

Sumitomo Mitsui Financial trades 3.1% below Gekko Fair Value of $27.09, so the shares are about fair value on Gekko’s estimate.

Gekko’s own estimate of what Sumitomo Mitsui Financial shares are worth, recalculated every trading day.

$27.09

Gekko Fair Value, Sep 19, 2026

3.1% below fair value · About fair value

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open SMFG in Gekko

Sumitomo Mitsui Financial insider and Congress trading

No open-market insider purchases were filed for Sumitomo Mitsui Financial, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for SMFG in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every SMFG insider filing, plotted on the chart in Gekko.Open SMFG in Gekko

Congress trades last 90 days

No trades in SMFG were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for SMFG, plotted on the chart in Gekko.Open SMFG in Gekko

Sumitomo Mitsui Financial earnings: next date and track record

Sumitomo Mitsui Financial reports on Nov 13, 2026 (54 days away), and beat the EPS estimate in 6 of its last 8 reports.

6 of 8reports beat the EPS estimate
±1.5%average move across the report
3 of 8reports followed by a gain

Share-price move across each report

+2.3%Nov ’23+1.3%Feb ’24+3.3%Jun ’24−0.9%Nov ’24−0.7%Jan ’25−0.8%Jun ’25−0.6%Dec ’25−1.8%May ’26
ReportedEPSSurpriseRevenueSurpriseMove
May 13, 2026$0.19
est $0.11
+72.7%$18.06B
est $7.62B
+137.1%−1.8%
Dec 29, 2025$0.56
est $0.32
+73.5%$17.73B
est $7.28B
+143.6%−0.6%
Jun 27, 2025$0.05
est $0.07
−28.6%$15.86B
est $7.41B
+114.0%−0.8%
Jan 29, 2025$0.41
est $0.12
+241.7%−0.7%
Nov 12, 2024−$0.13
est $0.10
−222.5%−0.9%
Jun 27, 2024$0.17
est $0.13
+30.8%$8.59B
est $6.35B
+35.3%+3.3%
Feb 1, 2024$0.27
est $0.25
+8.0%$7.64B
est $5.80B
+31.7%+1.3%
Nov 14, 2023$0.29
est $0.21
+38.1%$7.04B
est $5.86B
+20.1%+2.3%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

Sumitomo Mitsui Financial stock forecast and analyst price targets

Analysts’ average 12-month price target for Sumitomo Mitsui Financial is $28.86, +10.0% from the last close.

$28.86consensus 12-month target, +10.0% from the last close
+2.7%average 20-day move after past Neutral readings
−4.1%average move over the next 20 trading days in the last 5 years
±2.2%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

Sumitomo Mitsui Financial seasonality: the next 20 trading days

Over the next 20 trading days from Sep 19, Sumitomo Mitsui Financial averaged −4.1% across the last 5 years, rising in 1 of them.

Next 20 trading days, by year

−3.0%2021−9.2%2022−5.0%2023+2.7%2024−6.5%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days0.0%2 of 5
Next 10 trading days−3.7%0 of 5
Next 15 trading days−4.6%0 of 5
Next 20 trading days−4.1%1 of 5
Next 30 trading days−4.2%1 of 5

For scale, SMFG’s typical 20-trading-day move in either direction is about 5.1%.

Sumitomo Mitsui Financial market cap and key statistics

Sumitomo Mitsui Financial’s market cap is $101.7B, with a P/E ratio of 15.2 and revenue of $4.72T over the last twelve months.

Valuation

Market cap
$101.7B
P/E ratio
15.2
Forward P/E
14.7
EPS, TTM
$1.76
Gekko Fair Value
$27.09

Trading

Volume
1.45M
Avg volume, 20 days
1.33M
52-week high
$27.62
52-week low
$15.18
Shares outstanding
6.33B

Financials

Revenue, TTM
$4.72T
Profit margin
27.8%
Return on equity
8.6%
Quarterly earnings growth, YoY
+35.0%

Risk and income

Beta
0.39
Typical daily move
±2.2%
Typical 20-day move
±5.1%
Dividend yield
2.22%

Sumitomo Mitsui Financial stock news this week

3 headlines about Sumitomo Mitsui Financial from the past week, newest first, each linking to the publisher.

More stocks

In the Buying zone today

Reporting earnings this week

Popular on Gekko

Sumitomo Mitsui Financial stock FAQ

What is Sumitomo Mitsui Financial’s market cap?

Sumitomo Mitsui Financial’s market cap is $101.7B at the Sep 18, 2026 close of $26.24, with 6.33B shares outstanding. The shares trade on a P/E ratio of 15.2.

What is the Sumitomo Mitsui Financial stock forecast?

The consensus analyst 12-month price target for Sumitomo Mitsui Financial is $28.86, +10.0% from the last close. Gekko doesn’t publish price predictions of its own.

Is Sumitomo Mitsui Financial stock overvalued or undervalued?

On Gekko’s estimate Sumitomo Mitsui Financial is about fair value: the Sep 18, 2026 close of $26.24 is 3.1% below Gekko Fair Value of $27.09. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does Sumitomo Mitsui Financial report earnings next?

Sumitomo Mitsui Financial is expected to report on Nov 13, 2026 (54 days away). Analysts expect earnings of $0.47 per share on revenue of $8.10B. Sumitomo Mitsui Financial beat the earnings estimate in 6 of its last 8 reports, moving 1.5% on average across the report.

What is Sumitomo Mitsui Financial’s 52-week high and low?

Sumitomo Mitsui Financial’s 52-week high is $27.62 and its 52-week low is $15.18; it closed at $26.24 on Sep 18, 2026, +58.0% over the past year.

Is Sumitomo Mitsui Financial stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 2 of the 5 items with data read as supportive (trend and earnings risk), 2 as mixed (gekkoindex and fair value) and 1 as a headwind (seasonality). The checklist is a description of current data, not a recommendation.

How this page works

Prices and signals update after every US market close; the GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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