Sumitomo Mitsui Financial (SMFG) Stock Analysis & Forecast

Nov 4 close

$24.63+0.75 (+3.1%)

Gekko Brief

AI summaryNov 4 close

This week's coverage of SMFG centers on rotational strategy timing and seasonal return patterns, with one piece flagging divergent sentiment and elevated downside risk while others simply chart average monthly returns from 2016 to 2026. No earnings, guidance, deal or regulatory headline accompanies these pieces; the commentary is largely descriptive of historical seasonal behavior rather than new company-specific developments.

SMFG closed at $24.63, up 3.1%, sitting between its 50-day average of $25.53 and 200-day average of $23.43. The stock's one-month return stands at -4.6% and three-month at -4.3%, while the six-month return is 12.4% and the one-year return is 50.6%. The GekkoIndex reads 61, placing the stock in the Accumulation zone, though the index has slipped 3.7 over five days. Price sits 13.9% above Gekko Fair Value of $21.63.

SMFG reports earnings on 13 November 2026, before the open, 8 days away and within a typical 20-trading-day holding window; the prior quarter beat estimates ($0.50 actual versus $0.44 estimate) with a -2.1% reaction, and the company has beaten in 6 of the last 8 quarters, with an average absolute reaction of 1.6%. No insider, Congress, or unusual options activity appears in the current windows. Seasonally, the next 20 trading days have averaged a 9.2% return over 5 years, rising in 4 of those years, a pattern worth noting alongside the upcoming earnings date.

Written by AI from the Nov 4, 2026 close and checked automatically against the figures on this page.

Sumitomo Mitsui Financial price vs fair value

$24.63$21.63Nov ’25May ’26Nov ’26
Close $24.63200-day averageGekko Fair Value $21.63

Sumitomo Mitsui Financial quick facts

Market cap
$95.42B
P/E ratio
13.9
Forward P/E
13.3
EPS, TTM
$1.73
Revenue, TTM
$4.72T
Profit margin
27.8%
Dividend yield
2.47%
Beta
0.42
Volume
1.56M avg 1.26M
1-year return
+50.6%
Typical daily move
±2%
Typical 20-day move
±5.1%
50-day average
$25.53
200-day average
$23.43
Next earnings
Nov 13 before open
Shares outstanding
6.27B
52-week range
$15.94$27.62

Sumitomo Mitsui Financial swing-trade checklist

Sumitomo Mitsui Financial scores 2 supportive, 1 mixed and 2 headwinds across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

2 supportive1 mixed2 headwinds

  • Trendmixed

    Averages disagree

    Close $24.63 sits between the 50-day ($25.53) and 200-day ($23.43) averages, or the averages disagree.

    See the chart
  • GekkoIndexsupportive

    61, Accumulation

    Reading 61 is in the Accumulation zone.

    See the GekkoIndex
  • Fair valueheadwind

    13.9% above

    Price is 13.9% above Gekko Fair Value (more than 5% above).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings riskheadwind

    Reports in 8 days

    Reports on Nov 13, 2026, 8 days away — inside a typical 20-trading-day hold.

    See earnings
  • Seasonalitysupportive

    +9.2% on average

    From this point in the calendar, the next 20 trading days averaged +9.2% over 5 years, rising in 4 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

Sumitomo Mitsui Financial stock chart and price history

Sumitomo Mitsui Financial closed at $24.63 on Nov 4, 2026, +50.6% over the past year, inside a 52-week range of $15.94 to $27.62.

Close50-day average200-day averageVolume
Sumitomo Mitsui Financial share price, past year, with 50-day and 200-day moving averages and volume$15$20DecJan 2026FebMarAprMayJunJulAugSepOct24.63

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−4.6%
3 months
−4.3%
6 months
+12.4%
1 year
+50.6%
The full SMFG chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open SMFG in Gekko

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About Sumitomo Mitsui Financial

Sumitomo Mitsui Financial provides a broad range of banking and financial services, with activity spanning commercial banking, leasing, securities trading and consumer finance. Its operations extend across Japan, the Americas, Europe, the Middle East, Asia and Oceania, serving corporate, individual and international clients.

The group is organised into four main units. The wholesale unit serves companies of varying sizes with funding, portfolio management, risk and settlement services, merger and acquisition advice, leasing arrangements and digital tools such as robotic process automation. The retail unit focuses on high-net-worth individuals, offering wealth management, payments, lending, home financing and succession planning. The global unit works with international clients, providing loans, deposits, trade and project finance, syndicated lending, derivatives and cash management, along with specialized leasing for equipment such as machinery, transport and medical devices. The global markets unit deals in foreign exchange, derivatives, bonds and equities, and supports asset liability management. Additional services include credit cards, internet banking, systems development, data processing, consulting, research and investment advisory and trust functions.

Sumitomo Mitsui Financial's shares trade under the ticker SMFG.

Sector
Finance
Website
smfg.co.jp

Sumitomo Mitsui Financial GekkoIndex: the smart money zone

Sumitomo Mitsui Financial’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 61, in the Accumulation zone, down 3.7 points over five sessions.

010061Accumulation

Down 3.7 points over five sessions.

Reading for Nov 4, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying23+2.9%+5.0%+5.9%+16.0%
Accumulation (current zone)119+0.9%+2.2%+4.9%+14.6%
Neutral455+0.6%+1.2%+2.3%+5.6%
Distribution53−0.6%−0.7%+0.4%+2.0%
Selling0Not available

Average SMFG share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.0% over 20 days. Past behaviour doesn’t guarantee future results.

Accumulation zone: Institutional interest building. About the five zones →

See every daily GekkoIndex reading plotted over the SMFG price, zone by zone.Track SMFG in Gekko

Is Sumitomo Mitsui Financial stock overvalued? Gekko Fair Value

Sumitomo Mitsui Financial trades 13.9% above Gekko Fair Value of $21.63, so the shares are overvalued on Gekko’s estimate.

Gekko’s own estimate of what Sumitomo Mitsui Financial shares are worth, recalculated every trading day.

$21.63

Gekko Fair Value, Nov 4, 2026

13.9% Overvalued

At the end of Aug 2026 the price was 6.4% below the estimate.

Gekko Fair ValueShare price, month end
$22$24Aug 2026SepOctNov 2026

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open SMFG in Gekko

Sumitomo Mitsui Financial insider and Congress trading

No open-market insider purchases were filed for Sumitomo Mitsui Financial, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for SMFG in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every SMFG insider filing, plotted on the chart in Gekko.Open SMFG in Gekko

Congress trades last 90 days

No trades in SMFG were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for SMFG, plotted on the chart in Gekko.Open SMFG in Gekko

Sumitomo Mitsui Financial earnings: next date and track record

Sumitomo Mitsui Financial reports on Nov 13, 2026, before the open (8 days away), and beat the EPS estimate in 6 of its last 8 reports.

6 of 8reports beat the EPS estimate
±1.6%average move across the report
3 of 8reports followed by a gain

Share-price move across each report

+0.5%Nov ’24−0.7%Jan ’25+0.6%May ’25−1.8%Jul ’25+4.5%Nov ’25−0.9%Jan ’26−1.8%May ’26−2.1%Jul ’26
ReportedEPSSurpriseRevenueSurpriseMove
Jul 31, 2026$0.50
est $0.44
+13.6%$8.96B
est $8.09B
+10.8%−2.1%
May 13, 2026$0.19
est $0.11
+72.7%$18.06B
est $7.62B
+137.1%−1.8%
Jan 30, 2026$0.16
est $0.40
−60.0%$35.90B
est $7.46B
+381.4%−0.9%
Nov 14, 2025$0.59
est $0.40
+47.5%$8.11B
est $7.28B
+11.4%+4.5%
Jul 31, 2025$0.39
est $0.37
+7.7%$7.35B
est $7.46B
−1.5%−1.8%
May 14, 2025$0.06
est $0.07
−14.3%$17.30B
est $5.58B
+209.9%+0.6%
Jan 29, 2025$0.41
est $0.12
+241.7%——−0.7%
Nov 14, 2024$0.36
est $0.10
+260.0%$8.89B
est $6.73B
+32.1%+0.5%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

Sumitomo Mitsui Financial stock forecast and analyst price targets

Analysts’ average 12-month price target for Sumitomo Mitsui Financial is $15.76, −36.0% from the last close.

$15.76consensus 12-month target, −36.0% from the last close
+4.9%average 20-day move after past Accumulation readings
+9.2%average move over the next 20 trading days in the last 5 years
±2%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

Sumitomo Mitsui Financial seasonality: the next 20 trading days

Over the next 20 trading days from Nov 4, Sumitomo Mitsui Financial averaged +9.2% across the last 5 years, rising in 4 of them.

Next 20 trading days, by year

+0.1%2021+15.0%2022−2.0%2023+19.8%2024+14.9%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+1.9%4 of 5
Next 10 trading days+4.9%4 of 5
Next 15 trading days+6.8%3 of 5
Next 20 trading days+9.2%4 of 5
Next 30 trading days+8.0%4 of 5

For scale, SMFG’s typical 20-trading-day move in either direction is about 5.1%.

Sumitomo Mitsui Financial market cap and key statistics

Sumitomo Mitsui Financial’s market cap is $95.42B, with a P/E ratio of 13.9 and revenue of $4.72T over the last twelve months.

Valuation

Market cap
$95.42B
P/E ratio
13.9
Forward P/E
13.3
EPS, TTM
$1.73
Gekko Fair Value
$21.63

Trading

Volume
1.56M
Avg volume, 20 days
1.26M
52-week high
$27.62
52-week low
$15.94
Shares outstanding
6.27B

Financials

Revenue, TTM
$4.72T
Profit margin
27.8%
Return on equity
8.6%
Quarterly earnings growth, YoY
+35.0%

Risk and income

Beta
0.42
Typical daily move
±2%
Typical 20-day move
±5.1%
Dividend yield
2.47%

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Sumitomo Mitsui Financial stock FAQ

What is Sumitomo Mitsui Financial’s market cap?

Sumitomo Mitsui Financial’s market cap is $95.42B at the Nov 4, 2026 close of $24.63, with 6.27B shares outstanding. The shares trade on a P/E ratio of 13.9.

What is the Sumitomo Mitsui Financial stock forecast?

The consensus analyst 12-month price target for Sumitomo Mitsui Financial is $15.76, −36.0% from the last close. Gekko doesn’t publish price predictions of its own.

Is Sumitomo Mitsui Financial stock overvalued or undervalued?

On Gekko’s estimate Sumitomo Mitsui Financial is overvalued: the Nov 4, 2026 close of $24.63 is 13.9% above Gekko Fair Value of $21.63. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does Sumitomo Mitsui Financial report earnings next?

Sumitomo Mitsui Financial is expected to report on Nov 13, 2026, before the market opens (8 days away). Analysts expect earnings of $0.51 per share on revenue of $8.66B. Sumitomo Mitsui Financial beat the earnings estimate in 6 of its last 8 reports, moving 1.6% on average across the report.

What is Sumitomo Mitsui Financial’s 52-week high and low?

Sumitomo Mitsui Financial’s 52-week high is $27.62 and its 52-week low is $15.94; it closed at $24.63 on Nov 4, 2026, +50.6% over the past year.

Is Sumitomo Mitsui Financial stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 2 of the 5 items with data read as supportive (gekkoindex and seasonality), 1 as mixed (trend) and 2 as headwinds (fair value and earnings risk). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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