Insider buying last 90 days
No open-market insider purchases were filed for ING in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every ING insider filing, plotted on the chart in Gekko.Open ING in Gekko
Gekko Brief
AI summaryNov 4 closeING's stock climbed this week after third-quarter results showed net profit rising 3.5% to EUR 1.850 billion, supported by customer growth and higher balances. The bank reaffirmed its 2026 outlook, maintained a CET1 ratio of 13.3%, and announced plans to distribute an additional EUR 1.9 billion to shareholders through a buyback and cash payment, alongside plans to simplify Wholesale Banking. The last earnings call described a 16% return on tangible equity, 6% annualized loan and deposit growth, and 9% year-on-year growth in fee income, though the last reported EPS of 0.75 came in below the 0.79 estimate, with a -4.3% reaction.
The close of $32.84 sits between the 50-day average of $34.70 and the 200-day average of $31.32, reflecting a mixed trend after a -5.9% one-month return and an 8% three-month decline, though the stock remains up 30% over one year. The GekkoIndex reading of 62.8 places the stock in the Accumulation zone, down 1.9 over five days. Price sits 7.5% below Gekko Fair Value of $35.52.
The next earnings date is 28 January 2027, 84 days away, placing it outside a typical 20-trading-day hold. No insider, Congress, or unusual options activity appears in the current window. Seasonality data shows the next 20 trading days averaging -0.1% over 5 years, with gains in 3 of those years. The consensus price target of $36.67 implies 11.7% upside according to covering analysts, worth noting alongside the current gap to fair value.
Written by AI from the Nov 4, 2026 close and checked automatically against the figures on this page.
ING price vs fair value
Close $32.84200-day averageGekko Fair Value $35.52
ING quick facts
- Market cap
- $93.39B
- P/E ratio
- 11.5
- Forward P/E
- 9.6
- EPS, TTM
- $2.72
- Revenue, TTM
- $25.47B
- Profit margin
- 34.4%
- Dividend yield
- 4.72%
- Beta
- 0.91
- Volume
- 4.03M avg 2.77M
- 1-year return
- +30.0%
- Typical daily move
- ±2.5%
- Typical 20-day move
- ±6.1%
- 50-day average
- $34.70
- 200-day average
- $31.32
- Next earnings
- Jan 28 before open
- Shares outstanding
- 2.84B
ING swing-trade checklist
ING scores 3 supportive, 2 mixed and 0 headwinds across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
3 supportive2 mixed0 headwinds
- Trendmixed
Averages disagree
Close $32.84 sits between the 50-day ($34.70) and 200-day ($31.32) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
62.8, Accumulation
Reading 62.8 is in the Accumulation zone.
See the GekkoIndex - Fair valuesupportive
7.5% below
Price is 7.5% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings risksupportive
Reports in 84 days
Next report Jan 28, 2027, 84 days away — outside a typical 20-trading-day hold.
See earnings - Seasonalitymixed
−0.1% on average
From this point in the calendar, the next 20 trading days averaged −0.1% over 5 years, rising in 3 of them.
See seasonality
A description of current data, not a recommendation. How this page works
ING stock chart and price history
ING closed at $32.84 on Nov 4, 2026, +30.0% over the past year, inside a 52-week range of $24.35 to $37.52.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −5.9%
- 3 months
- −8.0%
- 6 months
- +9.6%
- 1 year
- +30.0%
The full ING chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open ING in Gekko
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About ING
ING provides banking services to customers across the Netherlands, Belgium, Germany, Poland, and other markets spanning Europe, North America, Latin America, Asia, and Australia. Its work covers everyday banking such as checking and savings accounts alongside lending products including mortgages, term loans, revolving credit, and personal loans. Beyond these core offerings, ING handles capital markets activity, working capital and export finance, treasury and risk management, corporate finance advice, specialized and general lending, payment and cash management tools, trade services, and digital banking, along with savings, investment, insurance, and mortgage products.
The company structures its activities into six segments: Retail Banking covering the Netherlands, Belgium, Germany, and other territories, plus separate Wholesale Banking and Corporate Line Banking divisions. Its customer base ranges from individual consumers to businesses of varying sizes, from small and mid-sized firms to larger mid-market companies, as well as other financial institutions.
ING traces its founding back to 1762 and is headquartered in Amsterdam, the Netherlands. Its shares trade under the ticker ING.
- Sector
- Finance
- Website
- ing.com
ING GekkoIndex: the smart money zone
ING’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 62.8, in the Accumulation zone, down 1.9 points over five sessions.
62.8Accumulation
Down 1.9 points over five sessions.
Reading for Nov 4, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 23 | +1.1% | +4.6% | ||
| Accumulation (current zone) | 141 | +0.9% | +4.1% | ||
| Neutral | 441 | +0.6% | +2.3% | ||
| Distribution | 42 | −0.1% | −0.8% | ||
| Selling | 3 | Too few readings yet | |||
Average ING share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.0% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
See every daily GekkoIndex reading plotted over the ING price, zone by zone.Track ING in Gekko
Is ING stock overvalued? Gekko Fair Value
ING trades 7.5% below Gekko Fair Value of $35.52, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what ING shares are worth, recalculated every trading day.
$35.52
Gekko Fair Value, Nov 4, 2026
7.5% Undervalued
At the end of Aug 2026 the price was 4.6% above the estimate.
Gekko Fair ValueShare price, month end
Gekko Fair Value on every chart, with the gap to price updating daily.Open ING in Gekko
ING insider and Congress trading
No open-market insider purchases were filed for ING, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in ING were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for ING, plotted on the chart in Gekko.Open ING in Gekko
ING earnings: next date and track record
ING reports on Jan 28, 2027, before the open (84 days away), and beat the EPS estimate in 5 of its last 8 reports.
Next earnings report
Jan 28, 2027
Expected before the open, 84 days away
- EPS estimate
- $0.65
- Revenue estimate
- $7.17B
5 of 8reports beat the EPS estimate
±3.7%average move across the report
4 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Oct 29, 2026 AI summary
- What they said
- ING reported strong 3Q 2026 results with 16% return on tangible equity, up 2 percentage points year-on-year. Loan and deposit growth both ran at 6% annualized, while fee income rose 9% year-on-year. Income grew 6.6% over 12 months versus cost growth of ~2%, generating 4+ percentage points of positive operating jaws. Mobile primary customers grew 1.1 million over 12 months, surpassing Capital Markets Day targets.
- Guidance
- Management indicates profitability improvements are predominantly structural with further runway ahead. ING plans to continue shifting capital from Wholesale to Retail Banking and expanding fee capabilities, with sustainable volume mobilization up 19% year-to-date signaling continued strategic momentum.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Oct 29, 2026 | $0.75 est $0.79 | $6.95B est $7.06B | −4.3% |
| Jul 30, 2026 | $0.79 est $0.75 | $7.23B est $6.99B | +7.4% |
| Apr 30, 2026 | $0.63 est $0.60 | $6.83B est $6.86B | +3.3% |
| Jan 29, 2026 | $0.57 est $0.48 | $6.92B est $6.67B | −1.0% |
| Oct 30, 2025 | $0.70 est $0.65 | $6.86B est $6.28B | +3.1% |
| Jul 31, 2025 | $0.64 est $0.61 | $28.56B est $6.22B | −3.0% |
| May 2, 2025 | $0.53 est $0.57 | $6.18B est $6.34B | +6.3% |
| Feb 6, 2025 | $0.39 est $0.44 | $5.60B est $5.77B | −1.3% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
ING stock forecast and analyst price targets
Analysts’ average 12-month price target for ING is $36.67, +11.7% from the last close.
$36.67consensus 12-month target, +11.7% from the last close
+4.1%average 20-day move after past Accumulation readings
−0.1%average move over the next 20 trading days in the last 5 years
±2.5%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
ING seasonality: the next 20 trading days
Over the next 20 trading days from Nov 4, ING averaged −0.1% across the last 5 years, rising in 3 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +0.4% | 2 of 5 |
| Next 10 trading days | +0.5% | 2 of 5 |
| Next 15 trading days | −1.1% | 3 of 5 |
| Next 20 trading days | −0.1% | 3 of 5 |
| Next 30 trading days | +1.5% | 3 of 5 |
For scale, ING’s typical 20-trading-day move in either direction is about 6.1%.
ING market cap and key statistics
ING’s market cap is $93.39B, with a P/E ratio of 11.5 and revenue of $25.47B over the last twelve months.
Valuation
- Market cap
- $93.39B
- P/E ratio
- 11.5
- Forward P/E
- 9.6
- EPS, TTM
- $2.72
- Gekko Fair Value
- $35.52
Trading
- Volume
- 4.03M
- Avg volume, 20 days
- 2.77M
- 52-week high
- $37.52
- 52-week low
- $24.35
- Shares outstanding
- 2.84B
Financials
- Revenue, TTM
- $25.47B
- Profit margin
- 34.4%
- Return on equity
- 17.8%
- Quarterly earnings growth, YoY
- +7.5%
Risk and income
- Beta
- 0.91
- Typical daily move
- ±2.5%
- Typical 20-day move
- ±6.1%
- Dividend yield
- 4.72%
ING stock news this week
Coverage of ING this week reads neutral: 6 positive, 13 neutral and 1 negative headlines.
- ING Groep stock climbs as Q3 momentum supports capital returnsad-hoc-news.de, Nov 4
- ING Groep stock: Q3 profit rises as bank plans EUR 1.9 billion payoutad-hoc-news.de, Nov 4
- ING Group, N.V. $ING Stock Purchased by Vise Technologies Inc.MarketBeat, Nov 4
- ING Groep NV (INGA.BR) stock price, news, quote and historyYahoo Finance UK, Nov 3
- ING Groep N.V. (INGA.AS) Seasonal returns chartYahoo Finance UK, Nov 2
- ING Groep N.V. (INGA.VI) Seasonal Returns ChartYahoo! Finance Canada, Nov 1
ING stock FAQ
What is ING’s market cap?
ING’s market cap is $93.39B at the Nov 4, 2026 close of $32.84, with 2.84B shares outstanding. The shares trade on a P/E ratio of 11.5.
What is the ING stock forecast?
The consensus analyst 12-month price target for ING is $36.67, +11.7% from the last close. Gekko doesn’t publish price predictions of its own.
Is ING stock overvalued or undervalued?
On Gekko’s estimate ING is undervalued: the Nov 4, 2026 close of $32.84 is 7.5% below Gekko Fair Value of $35.52. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does ING report earnings next?
ING is expected to report on Jan 28, 2027, before the market opens (84 days away). Analysts expect earnings of $0.65 per share on revenue of $7.17B. ING beat the earnings estimate in 5 of its last 8 reports, moving 3.7% on average across the report.
What is ING’s 52-week high and low?
ING’s 52-week high is $37.52 and its 52-week low is $24.35; it closed at $32.84 on Nov 4, 2026, +30.0% over the past year.
Is ING stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and earnings risk), 2 as mixed (trend and seasonality). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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