ING (ING) Stock Analysis & Forecast

ING Group, N.V. Finance sector. Market cap $104.0B.

$36.40−0.52 (−1.4%)

Close on Sep 18, 2026. Page updated Sep 19, 9:15 pm ET.

Gekko Brief

AI summary

ING closes at $36.40, down 1.4% on the day, and sits above both its 50-day average of $34.96 and its 200-day average of $30.33, with the shorter average above the longer one. The GekkoIndex reads 50.9, placing the stock in the Neutral zone. Gekko Fair Value stands at $35.18, putting the current price about 3.5% above that level. Over the past year the stock has returned 43.6%, with a 40.3% gain over six months and 16.1% over three months, and it trades within its 52-week range of $23.64 to $37.52.

This week's attention centered on ING's capital management and investor communications. The company announced it will redeem $1,500 million of 5.750% Perpetual Additional Tier 1 Contingent Convertible Capital Securities on the call date of 16 November 2026, part of its stated goal to optimise its capital structure. Separately, at the Barclays 24th Annual Global Financial Services Conference, ING raised its return on equity targets to above 15% for 2026 and 16% for 2027, a move framed around growth confidence. A third item noted that ING Groep N.V. and ING Capital Markets LLC hold zero shares in TENAX Therapeutics, unrelated to ING's own operations.

Looking ahead, ING's next earnings report is scheduled for 29 October 2026, before the market open, 39 days away and outside a typical 20-trading-day holding window. The last report, on 30 July 2026, produced a 7.4% reaction on an EPS beat of $0.79 versus $0.75 expected, part of a pattern of six beats in the last eight quarters. Seasonally, the next 20 trading days have averaged a decline of 1.7% over five years, rising in only one of those years. No insider, Congress or unusual options activity appears in the current windows.

Written by AI and checked automatically against the figures on this page. Generated Sep 20, 2026 from the data above.

Price vs fair value

Close $36.40200-day averageGekko Fair Value $35.18

Key stats

Market cap
$104.0B
P/E ratio
13.8
Forward P/E
11.8
EPS, TTM
$2.67
Revenue, TTM
$25.21B
Profit margin
34.5%
Dividend yield
3.12%
Beta
0.90
Volume
1.70M avg 1.60M
1-year return
+43.6%
Typical daily move
±1.7%
Typical 20-day move
±5.9%
50-day average
$34.96
200-day average
$30.33
Next earnings
Oct 29 before open
Shares outstanding
2.85B
52-week range
$23.64$37.52

ING swing-trade checklist

ING scores 2 supportive, 2 mixed and 1 headwind across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

2 supportive2 mixed1 headwind

  • Trendsupportive

    Above 50 and 200-day

    Close $36.40 is above the 50-day ($34.96) and 200-day ($30.33) averages, and the 50-day is above the 200-day.

    See the chart
  • GekkoIndexmixed

    50.9, Neutral

    Reading 50.9 is in the Neutral zone.

    See the GekkoIndex
  • Fair valuemixed

    3.5% above

    Price is within 5% of Gekko Fair Value (3.5% above).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings risksupportive

    Reports in 39 days

    Next report Oct 29, 2026, 39 days away — outside a typical 20-trading-day hold.

    See earnings
  • Seasonalityheadwind

    −1.7% on average

    From this point in the calendar, the next 20 trading days averaged −1.7% over 5 years, rising in 1 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

ING stock chart and price history

ING closed at $36.40 on Sep 18, 2026, +43.6% over the past year, inside a 52-week range of $23.64 to $37.52.

Close50-day average200-day averageVolume

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
+4.9%
3 months
+16.1%
6 months
+40.3%
1 year
+43.6%
The full ING chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open ING in Gekko

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About ING

ING provides banking services to customers across the Netherlands, Belgium, Germany, Poland, and other markets spanning Europe, North America, Latin America, Asia, and Australia. Its work covers everyday banking such as checking and savings accounts alongside lending products including mortgages, term loans, revolving credit, and personal loans. Beyond these core offerings, ING handles capital markets activity, working capital and export finance, treasury and risk management, corporate finance advice, specialized and general lending, payment and cash management tools, trade services, and digital banking, along with savings, investment, insurance, and mortgage products.

The company structures its activities into six segments: Retail Banking covering the Netherlands, Belgium, Germany, and other territories, plus separate Wholesale Banking and Corporate Line Banking divisions. Its customer base ranges from individual consumers to businesses of varying sizes, from small and mid-sized firms to larger mid-market companies, as well as other financial institutions.

ING traces its founding back to 1762 and is headquartered in Amsterdam, the Netherlands. Its shares trade under the ticker ING.

Sector
Finance
Website
ing.com

ING GekkoIndex: the smart money zone

ING’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 50.9, in the Neutral zone, up 5.3 points over five sessions.

010050.9Neutral

Up 5.3 points over five sessions.

Reading for Sep 18, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying19+1.5%+2.9%+4.6%+7.5%
Accumulation128+1.2%+2.3%+4.3%+9.7%
Neutral (current zone)424+0.7%+1.3%+2.8%+6.4%
Distribution41−0.1%−0.4%−0.7%+4.4%
Selling3Too few readings yet

Average ING share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Neutral readings averaged +1.2% over 20 days. Past behaviour doesn’t guarantee future results.

Neutral zone: No clear directional signal. About the five zones →

See every daily GekkoIndex reading plotted over the ING price, zone by zone.Track ING in Gekko

Is ING stock overvalued? Gekko Fair Value

ING trades 3.5% above Gekko Fair Value of $35.18, so the shares are about fair value on Gekko’s estimate.

Gekko’s own estimate of what ING shares are worth, recalculated every trading day.

$35.18

Gekko Fair Value, Sep 19, 2026

3.5% above fair value · About fair value

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open ING in Gekko

ING insider and Congress trading

No open-market insider purchases were filed for ING, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for ING in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every ING insider filing, plotted on the chart in Gekko.Open ING in Gekko

Congress trades last 90 days

No trades in ING were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for ING, plotted on the chart in Gekko.Open ING in Gekko

ING earnings: next date and track record

ING reports on Oct 29, 2026, before the open (39 days away), and beat the EPS estimate in 6 of its last 8 reports.

6 of 8reports beat the EPS estimate
±3.3%average move across the report
5 of 8reports followed by a gain

Share-price move across each report

+1.0%Oct ’24−1.3%Feb ’25+6.3%May ’25−3.0%Jul ’25+3.1%Oct ’25−1.0%Jan ’26+3.3%Apr ’26+7.4%Jul ’26
ReportedEPSSurpriseRevenueSurpriseMove
Jul 30, 2026$0.79
est $0.75
+5.3%$7.23B
est $6.99B
+3.4%+7.4%
Apr 30, 2026$0.63
est $0.60
+5.0%$6.83B
est $6.86B
−0.4%+3.3%
Jan 29, 2026$0.57
est $0.48
+18.7%$6.92B
est $6.67B
+3.7%−1.0%
Oct 30, 2025$0.70
est $0.65
+7.7%$6.86B
est $6.28B
+9.2%+3.1%
Jul 31, 2025$0.64
est $0.61
+4.9%$28.56B
est $6.22B
+358.9%−3.0%
May 2, 2025$0.53
est $0.57
−7.0%$6.18B
est $6.34B
−2.6%+6.3%
Feb 6, 2025$0.39
est $0.44
−9.7%$5.60B
est $5.77B
−2.9%−1.3%
Oct 31, 2024$0.31
est $0.28
+10.7%$54.51B
est $6.13B
+789.7%+1.0%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

ING stock forecast and analyst price targets

Analysts’ average 12-month price target for ING is $35.50, −2.5% from the last close.

$35.50consensus 12-month target, −2.5% from the last close
+2.8%average 20-day move after past Neutral readings
−1.7%average move over the next 20 trading days in the last 5 years
±1.7%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

ING seasonality: the next 20 trading days

Over the next 20 trading days from Sep 19, ING averaged −1.7% across the last 5 years, rising in 1 of them.

Next 20 trading days, by year

+14.1%2021−6.9%2022−3.9%2023−7.3%2024−5.4%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days−1.4%2 of 5
Next 10 trading days−3.0%2 of 5
Next 15 trading days−3.4%1 of 5
Next 20 trading days−1.7%1 of 5
Next 30 trading days−0.1%1 of 5

For scale, ING’s typical 20-trading-day move in either direction is about 5.9%.

ING market cap and key statistics

ING’s market cap is $104.0B, with a P/E ratio of 13.8 and revenue of $25.21B over the last twelve months.

Valuation

Market cap
$104.0B
P/E ratio
13.8
Forward P/E
11.8
EPS, TTM
$2.67
Gekko Fair Value
$35.18

Trading

Volume
1.70M
Avg volume, 20 days
1.60M
52-week high
$37.52
52-week low
$23.64
Shares outstanding
2.85B

Financials

Revenue, TTM
$25.21B
Profit margin
34.5%
Return on equity
17.1%
Quarterly earnings growth, YoY
+22.1%

Risk and income

Beta
0.90
Typical daily move
±1.7%
Typical 20-day move
±5.9%
Dividend yield
3.12%

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ING stock FAQ

What is ING’s market cap?

ING’s market cap is $104.0B at the Sep 18, 2026 close of $36.40, with 2.85B shares outstanding. The shares trade on a P/E ratio of 13.8.

What is the ING stock forecast?

The consensus analyst 12-month price target for ING is $35.50, −2.5% from the last close. Gekko doesn’t publish price predictions of its own.

Is ING stock overvalued or undervalued?

On Gekko’s estimate ING is about fair value: the Sep 18, 2026 close of $36.40 is 3.5% above Gekko Fair Value of $35.18. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does ING report earnings next?

ING is expected to report on Oct 29, 2026, before the market opens (39 days away). Analysts expect earnings of $0.83 per share on revenue of $7.33B. ING beat the earnings estimate in 6 of its last 8 reports, moving 3.3% on average across the report.

What is ING’s 52-week high and low?

ING’s 52-week high is $37.52 and its 52-week low is $23.64; it closed at $36.40 on Sep 18, 2026, +43.6% over the past year.

Is ING stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 2 of the 5 items with data read as supportive (trend and earnings risk), 2 as mixed (gekkoindex and fair value) and 1 as a headwind (seasonality). The checklist is a description of current data, not a recommendation.

How this page works

Prices and signals update after every US market close; the GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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