NYSE: PAGS

PagSeguro Digital (PAGS) Stock Analysis & Forecast

Oct 12 close

$11.14−0.02 (−0.2%)

Gekko Brief

AI summaryOct 12 close

PagSeguro shares surged this week after Brazilian Sen. Flávio Bolsonaro won 47.3% of the vote in Brazil's first round of presidential elections, a political development investors tied to a potential macro tailwind for the company. Alongside this, a PagSeguro director, Alexandre Magnani, filed Form 144 notices proposing further share sales, including 507,390 Class A shares valued at approximately $5.42 million and a separate 100,000-share proposal valued at $1,060,500, with additional shares held through Carcara Investments Ltd. Commentary also pointed to PagBank trading at roughly 6.5x non-GAAP earnings, with payments growth described as slowing and less differentiated versus peers.

PAGS closed at $11.14, down 0.2% on the day, with a close that sits above both its 50-day average of $9.39 and 200-day average of $9.79. The stock's one-month return stands at 10.1% and its three-month return at 20%. The GekkoIndex reads 44.9, placing it in the Distribution zone. Fair value work puts Gekko Fair Value at $17.60, leaving the current price about 36.7% below that level.

The next earnings date falls on 16 November 2026, 34 days out, placing the report outside a typical 20-trading-day holding window. The prior quarter saw non-GAAP EPS of $0.41 against a $0.39 estimate, with shares reacting -4% afterward; across the last eight quarters, six beats have been recorded. No insider, Congress, or unusual options activity appears in the respective 90-day and 30-day windows. Seasonality from this point in the calendar has averaged a 20-day return of -2.2% over five years, with gains in three of those years. Analyst coverage from five firms splits 1 buy, 3 hold, and 1 sell, with a consensus target of $11.70.

Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.

PagSeguro Digital price vs fair value

▲$17.60$11.14Oct ’25Apr ’26Oct ’26
Close $11.14200-day averageGekko Fair Value $17.60

PagSeguro Digital quick facts

Market cap
$3.22B
P/E ratio
7.5
Forward P/E
6.2
EPS, TTM
$1.48
Revenue, TTM
$19.80B
Profit margin
10.9%
Dividend yield
10.50%
Beta
1.24
Volume
2.75M avg 4.20M
1-year return
+21.4%
Typical daily move
±4.3%
Typical 20-day move
±10.2%
50-day average
$9.39
200-day average
$9.79
Next earnings
Nov 16
Shares outstanding
155.2M
52-week range
$8.42$12.32

PagSeguro Digital swing-trade checklist

PagSeguro Digital scores 2 supportive, 2 mixed and 1 headwind across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

2 supportive2 mixed1 headwind

  • Trendmixed

    Averages disagree

    Close $11.14 sits between the 50-day ($9.39) and 200-day ($9.79) averages, or the averages disagree.

    See the chart
  • GekkoIndexheadwind

    44.9, Distribution

    Reading 44.9 is in the Distribution zone.

    See the GekkoIndex
  • Fair valuesupportive

    36.7% below

    Price is 36.7% below Gekko Fair Value (more than 5% below).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings risksupportive

    Reports in 35 days

    Next report Nov 16, 2026, 35 days away — outside a typical 20-trading-day hold.

    See earnings
  • Seasonalitymixed

    −2.2% on average

    From this point in the calendar, the next 20 trading days averaged −2.2% over 5 years, rising in 3 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

PagSeguro Digital stock chart and price history

PagSeguro Digital closed at $11.14 on Oct 12, 2026, +21.4% over the past year, inside a 52-week range of $8.42 to $12.32.

Close50-day average200-day averageVolume
PagSeguro Digital share price, past year, with 50-day and 200-day moving averages and volume$9$10$12NovDecJan 2026FebMarAprMayJunJulAugSepOct11.14

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
+10.1%
3 months
+20.0%
6 months
+3.1%
1 year
+21.4%
The full PAGS chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open PAGS in Gekko

Follow PagSeguro Digital through every session

Put PAGS on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.

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About PagSeguro Digital

PagSeguro Digital provides financial and payment services to individuals, independent entrepreneurs, micro-businesses, and small and medium-sized companies, serving customers both in Brazil and in other countries. Its offerings span digital banking functions such as deposits, account top-ups, tax payments, wire transfers, and ATM withdrawals, alongside tools for accepting payments online and in physical stores. The company is also known for issuing debit, credit, cash, and prepaid cards to its customer base.

Beyond payments and banking, the company extends credit through products like FGTS withdrawals, payroll loans, working capital financing, and overdraft facilities. It also sells insurance covering accounts, cards, homes, businesses, health assistance, life, and credit life, and provides investment-related services including advisory, brokerage, fund management, treasury, and research, plus a marketplace called Shopping PagBank. Its software lineup includes a point-of-sale app, a merchant marketing tool, and a wireless device that links payment machines to commercial automation systems via Bluetooth.

The company was founded in 2006 and is based in São Paulo, Brazil. Its shares trade on the NYSE under the ticker PAGS.

Listed
NYSE
Sector
Commercial services
Industry
Miscellaneous commercial services
Website
pagbank.com.br

PagSeguro Digital GekkoIndex: the smart money zone

PagSeguro Digital’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 44.9, in the Distribution zone, up 0.9 points over five sessions.

010044.9Distribution

Up 0.9 points over five sessions.

Reading for Oct 12, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying48+0.3%−0.3%−2.4%−2.8%
Accumulation242+0.5%+0.7%+1.7%−1.6%
Neutral368+0.2%−0.1%−0.6%−0.4%
Distribution (current zone)23−5.6%−6.6%−11.5%−17.1%
Selling1Too few readings yet

Average PAGS share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Distribution readings averaged +1.2% over 20 days. Past behaviour doesn’t guarantee future results.

Distribution zone: Institutions potentially offloading. About the five zones →

See every daily GekkoIndex reading plotted over the PAGS price, zone by zone.Track PAGS in Gekko

Is PagSeguro Digital stock overvalued? Gekko Fair Value

PagSeguro Digital trades 36.7% below Gekko Fair Value of $17.60, so the shares are undervalued on Gekko’s estimate.

Gekko’s own estimate of what PagSeguro Digital shares are worth, recalculated every trading day.

$17.60

Gekko Fair Value, Oct 10, 2026

36.7% Undervalued

At the end of Aug 2026 the price was 15.7% below the estimate.

Gekko Fair ValueShare price, month end
$18$11Aug 2026SepOct 2026

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open PAGS in Gekko

PagSeguro Digital insider and Congress trading

No open-market insider purchases were filed for PagSeguro Digital, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for PAGS in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every PAGS insider filing, plotted on the chart in Gekko.Open PAGS in Gekko

Congress trades last 90 days

No trades in PAGS were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for PAGS, plotted on the chart in Gekko.Open PAGS in Gekko

Hedge funds and billionaires quarter ended Jun 30

0of the funds Gekko tracks hold PAGS.

0added0opened0trimmed2sold out
Which funds are on each side, name by name.Unlock in Gekko

PagSeguro Digital earnings: next date and track record

PagSeguro Digital reports on Nov 16, 2026 (35 days away), and beat the EPS estimate in 6 of its last 8 reports.

6 of 8reports beat the EPS estimate
±5.2%average move across the report
1 of 8reports followed by a gain

Share-price move across each report

−5.6%Nov ’24−0.9%Feb ’25−9.3%May ’25−4.3%Aug ’25−5.4%Nov ’25+0.8%Mar ’26−11.4%May ’26−4.0%Aug ’26

Last earnings call, Aug 11, 2026 AI summary

What they said
PagBank reported Q2 2026 total payment volume of BRL 133 billion (+3% YoY) and total loans up 31% YoY to BRL 52 billion, driven by working capital and credit card expansion. Net revenue ex-interchange reached BRL 3.4 billion (+2% YoY), with recurring non-GAAP net income of BRL 576 million (+2% YoY). Diluted non-GAAP EPS grew 10% YoY supported by capital optimization. The company returned ~BRL 2 billion to shareholders over the last 12 months (~13.4% total yield).
Guidance
Management reaffirmed 2026 guidance, with diluted non-GAAP EPS growth within the stated range. Focus remains on TPV reacceleration, credit portfolio expansion, and banking product penetration to drive profitability and long-term strategic targets.
ReportedEPSSurpriseRevenueSurpriseMove
Aug 11, 2026$0.41
est $0.39
+5.4%$979.4M
est $1.00B
−2.2%−4.0%
May 12, 2026$0.37
est $1.99
−81.6%$962.1M
est $952.6M
+1.0%−11.4%
Mar 4, 2026$2.33
est $2.24
+4.0%$982.8M
est $956.5M
+2.7%+0.8%
Nov 12, 2025$0.36
est $0.36
−0.1%$921.5M
est $953.0M
−3.3%−5.4%
Aug 14, 2025$1.79
est $1.75
+2.3%$900.4M
est $935.9M
−3.8%−4.3%
May 14, 2025$1.72
est $1.67
+3.0%$806.7M
est $897.1M
−10.1%−9.3%
Feb 20, 2025$2.01
est $1.83
+9.8%——−0.9%
Nov 14, 2024$1.78
est $1.70
+4.7%$861.0M
est $839.9M
+2.5%−5.6%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

PagSeguro Digital stock forecast and analyst price targets

Analysts’ average 12-month price target for PagSeguro Digital is $11.70, +5.0% from the last close, from 5 firms rating the stock in the last 90 days.

$11.70consensus 12-month target, +5.0% from the last close
Low $7.70High $11
Buy1
Hold3
Sell1

Each firm’s latest rating in the last 90 days: 5 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Sep 29UBSBuy, reiterated$11−1.3%
Aug 12Goldman SachsHold, maintained$10−10.2%
Aug 11Morgan StanleySell, reiterated$7.70−30.9%
Aug 11Bank of America SecuritiesHold, maintained$10−10.2%
Jul 23JefferiesHold, initiated$10.40−6.6%
−11.5%average 20-day move after past Distribution readings
−2.2%average move over the next 20 trading days in the last 5 years
±4.3%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

PagSeguro Digital seasonality: the next 20 trading days

Over the next 20 trading days from Oct 10, PagSeguro Digital averaged −2.2% across the last 5 years, rising in 3 of them.

Next 20 trading days, by year

+7.0%2021−12.2%2022−13.6%2023−1.7%2024+5.8%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+0.5%3 of 5
Next 10 trading days+2.4%3 of 5
Next 15 trading days−0.5%3 of 5
Next 20 trading days−2.2%3 of 5
Next 30 trading days−4.6%2 of 5

For scale, PAGS’s typical 20-trading-day move in either direction is about 10.2%.

PagSeguro Digital market cap and key statistics

PagSeguro Digital’s market cap is $3.22B, with a P/E ratio of 7.5 and revenue of $19.80B over the last twelve months.

Valuation

Market cap
$3.22B
P/E ratio
7.5
Forward P/E
6.2
EPS, TTM
$1.48
Gekko Fair Value
$17.60

Trading

Volume
2.75M
Avg volume, 20 days
4.20M
52-week high
$12.32
52-week low
$8.42
Shares outstanding
155.2M

Financials

Revenue, TTM
$19.80B
Profit margin
10.9%
Return on equity
14.5%
Quarterly earnings growth, YoY
+10.1%

Risk and income

Beta
1.24
Typical daily move
±4.3%
Typical 20-day move
±10.2%
Dividend yield
10.50%

PagSeguro Digital peers

PagSeguro Digital’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
SHOPShopify+3.1%Distribution25.9% above
CTASCintas+0.9%Neutral14.1% above
PYPLPayPal+0.8%Neutral0.8% below
XYZBlock−0.1%Neutral7.5% above
CPAYCorpay−0.7%Neutral17.5% below
FISVFiserv+1.3%Accumulation39.7% below

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

PagSeguro Digital stock FAQ

What is PagSeguro Digital’s market cap?

PagSeguro Digital’s market cap is $3.22B at the Oct 12, 2026 close of $11.14, with 155.2M shares outstanding. The shares trade on a P/E ratio of 7.5.

What is the PagSeguro Digital stock forecast?

The consensus analyst 12-month price target for PagSeguro Digital is $11.70, +5.0% from the last close. Of the 5 firms that rated the stock in the last 90 days, 1 rate it a buy, 3 a hold and 1 a sell. Gekko doesn’t publish price predictions of its own.

Is PagSeguro Digital stock overvalued or undervalued?

On Gekko’s estimate PagSeguro Digital is undervalued: the Oct 12, 2026 close of $11.14 is 36.7% below Gekko Fair Value of $17.60. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does PagSeguro Digital report earnings next?

PagSeguro Digital is expected to report on Nov 16, 2026 (35 days away). Analysts expect earnings of $0.41 per share on revenue of $998.7M. PagSeguro Digital beat the earnings estimate in 6 of its last 8 reports, moving 5.2% on average across the report.

What is PagSeguro Digital’s 52-week high and low?

PagSeguro Digital’s 52-week high is $12.32 and its 52-week low is $8.42; it closed at $11.14 on Oct 12, 2026, +21.4% over the past year. Over the last five years the shares peaked at $39.91 on Oct 20, 2021.

Is PagSeguro Digital stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 2 of the 5 items with data read as supportive (fair value and earnings risk), 2 as mixed (trend and seasonality) and 1 as a headwind (gekkoindex). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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