Insider buying last 90 days
No open-market insider purchases were filed for NWG in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every NWG insider filing, plotted on the chart in Gekko.Open NWG in Gekko
NatWest (NWG) Stock Analysis & Forecast
$18.67−0.27 (−1.4%)
Close on Sep 18, 2026. Page updated Sep 19, 9:19 pm ET.
Gekko Brief
AI summaryNatWest closes at $18.67, down 1.4% on the day, but still above both its 50-day average of $18.53 and its 200-day average of $17.01, with the shorter average sitting above the longer one. The GekkoIndex reads 56.5, placing the stock in the Neutral zone. Gekko Fair Value stands at $19.88, putting the current price 6.1% below that level. Over the past year the stock has returned 29.5%, with six-month gains of 23.8% and three-month gains of 11.3%.
This week's activity centers on a £275 million lending deal, arranged through Royal Bank of Scotland, to support North Star's offshore energy expansion, including the acquisition of four additional specialist service operation vessels. NatWest also presented at the Barclays 24th Annual Global Financial Services Conference. Separately, ownership shifted among institutional holders: Winton Group Ltd sold 148,800 shares, leaving it with 62,200 shares valued near $1.1 million, while Engineers Gate Manager LP added 89,928 shares, bringing its stake to 175,888 shares valued near $3.1 million.
Looking ahead, NatWest's next earnings report is due 30 October 2026, 40 days out and beyond a typical 20-trading-day holding window. At its last report on 13 February 2026, EPS of $0.46 beat the $0.38 estimate, part of a run of 8 beats over 8 quarters, with a 2.5% reaction and an average absolute move of 4.1% historically. Two covering firms currently rate the stock a buy, with a consensus target of $21.91. Seasonally, the next 20 trading days have averaged a 0.3% gain over 5 years, rising in 3 of them.
Written by AI and checked automatically against the figures on this page. Generated Sep 20, 2026 from the data above.
Price vs fair value
Close $18.67200-day averageGekko Fair Value $19.88
Key stats
- Market cap
- $37.17B
- P/E ratio
- 9.2
- Forward P/E
- 8.5
- EPS, TTM
- $2.05
- Revenue, TTM
- $16.81B
- Profit margin
- 37.7%
- Dividend yield
- 5.07%
- Beta
- 0.81
- Volume
- 2.52M avg 2.69M
- 1-year return
- +29.5%
- Typical daily move
- ±1.9%
- Typical 20-day move
- ±6.3%
- 50-day average
- $18.53
- 200-day average
- $17.01
- Next earnings
- Oct 30 before open
- Shares outstanding
- 3.97B
NatWest swing-trade checklist
NatWest scores 4 supportive, 1 mixed and 0 headwinds across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
4 supportive1 mixed0 headwinds
- Trendsupportive
Above 50 and 200-day
Close $18.67 is above the 50-day ($18.53) and 200-day ($17.01) averages, and the 50-day is above the 200-day.
See the chart - GekkoIndexmixed
56.5, Neutral
Reading 56.5 is in the Neutral zone.
See the GekkoIndex - Fair valuesupportive
6.1% below
Price is 6.1% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings risksupportive
Reports in 40 days
Next report Oct 30, 2026, 40 days away — outside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+0.3% on average
From this point in the calendar, the next 20 trading days averaged +0.3% over 5 years, rising in 3 of them.
See seasonality
A description of current data, not a recommendation. How this page works
NatWest stock chart and price history
NatWest closed at $18.67 on Sep 18, 2026, +29.5% over the past year, inside a 52-week range of $13.56 to $19.42.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- +1.4%
- 3 months
- +11.3%
- 6 months
- +23.8%
- 1 year
- +29.5%
The full NWG chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open NWG in Gekko
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About NatWest
NatWest provides banking and financial services to personal customers, businesses and institutional clients in the United Kingdom and beyond. It offers everyday banking products such as current accounts, mortgages, personal loans and savings, together with mobile and online banking, and it is recognised for this broad retail presence supported by branches and other points of contact with customers.
The group's work is split across several areas. Retail banking handles consumer accounts and lending, while commercial banking arranges financing and support for start-ups, smaller businesses and larger corporate clients. Private banking serves wealthier individuals and their business interests, RBS International handles institutional customers, wholesale branches and fund depositary work, and NatWest Markets helps corporate and institutional clients manage financial risk over both short and longer time frames.
NatWest was established in 1727 and was formerly named The Royal Bank of Scotland Group plc before adopting its current name in July 2020. It is headquartered in Edinburgh, United Kingdom, and its shares trade under the ticker NWG.
- Sector
- Finance
- Website
- natwestgroup.com
NatWest GekkoIndex: the smart money zone
NatWest’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 56.5, in the Neutral zone, up 0.1 points over five sessions.
56.5Neutral
Up 0.1 points over five sessions.
Reading for Sep 18, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 8 | Too few readings yet | |||
| Accumulation | 101 | +1.9% | +4.2% | ||
| Neutral (current zone) | 456 | +1.0% | +3.9% | ||
| Distribution | 50 | −2.3% | −1.4% | ||
| Selling | 0 | Not available | |||
Average NWG share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Neutral readings averaged +1.2% over 20 days. Past behaviour doesn’t guarantee future results.
Neutral zone: No clear directional signal. About the five zones →
See every daily GekkoIndex reading plotted over the NWG price, zone by zone.Track NWG in Gekko
Is NatWest stock overvalued? Gekko Fair Value
NatWest trades 6.1% below Gekko Fair Value of $19.88, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what NatWest shares are worth, recalculated every trading day.
$19.88
Gekko Fair Value, Sep 19, 2026
6.1% Undervalued
Gekko Fair Value on every chart, with the gap to price updating daily.Open NWG in Gekko
NatWest insider and Congress trading
No open-market insider purchases were filed for NatWest, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in NWG were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for NWG, plotted on the chart in Gekko.Open NWG in Gekko
NatWest earnings: next date and track record
NatWest reports on Oct 30, 2026, before the open (40 days away), and beat the EPS estimate in 8 of its last 8 reports.
Next earnings report
Oct 30, 2026
Expected before the open, 40 days away
- EPS estimate
- $0.52
- Revenue estimate
- $6.26B
8 of 8reports beat the EPS estimate
±4.1%average move across the report
8 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Feb 13, 2026 AI summary
- What they said
- NatWest Group presented strong full-year 2025 results, reporting broad-based growth across its three businesses with lending up 5.6% to GBP 393bn, deposits up 2.4% to GBP 442bn, AUMA up 20% to GBP 58.5bn, total income up 12% to GBP 16.4bn, operating profit GBP 7.7bn and attributable profit GBP 5.5bn. Management highlighted a reduced cost income ratio (48.6%, down 4.8pp), strong capital generation (CET1 14%), return on tangible equity of 19.2%, distributions of GBP 4.1bn, and the recently announced Evelyn Partners acquisition to expand wealth management AUM and capabilities. They set 2028 targets including >18% RoTE, cost/income below 45% (including Evelyn), CAL growth >4% p.a., and capital generation >200 bps (excluding Basel 3.1). Management provided guidance for 2026 (income GBP 17.2–17.6bn; RoTE >17%; operating costs ~GBP 8.2bn) and outlined hedge tailwinds (~GBP 1.5bn) and planning assumptions (base rate assumption and two rate cuts penciled in). During Q&A, analysts probed cost saves, AI productivity, RWA expectations, hedge assumptions, Evelyn integration and execution risk, and rate sensitivity. Management consistently responded with confident, detailed answers while acknowledging risks and some near-term headwinds such as mortgage margin pressure and competitive savings pricing.
- Guidance
- 2026: income GBP 17.2–17.6 billion; RoTE >17% in 2026; operating costs ~GBP 8.2 billion for 2026; managed margin sensitivity indicated (GBP 157 million for a specified pass-through assumption); two Bank of England rate cuts penciled in April and October 2026 in management's planning; Hedge tailwind ~GBP 1.5 billion in 2026; 2028 targets: RoTE >18%, cost/income <45% (including Evelyn Partners), CAL growth >4% p.a., capital generation >200 bps (excludes Basel 3.1), CET1 target circa 13%.
- Risks flagged
- Execution risk on Evelyn Partners integration and potential advisor/practitioner attrition; competitive pressure on mortgage margins and savings pricing; sensitivity to Bank of England rate cuts and reinvestment rates; RWA model and regulatory changes (Basel 3.1, CRD IV) that may change capital requirements; AI-related operational and competitive risks; potential deposit behavioral changes and attrition; reliance on hedge assumptions and reinvestment yields; macroeconomic and market volatility affecting noninterest income.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Feb 13, 2026 | $0.46 est $0.38 | $5.89B est $5.68B | +2.5% |
| Oct 24, 2025 | $0.53 est $0.42 | $4.33B est $5.58B | +7.9% |
| Jul 25, 2025 | $0.41 est $0.37 | $3.99B est $5.46B | +2.4% |
| May 2, 2025 | $0.39 est $0.34 | $3.98B est $5.31B | +2.3% |
| Feb 14, 2025 | $0.38 est $0.26 | $3.78B est $4.73B | +2.8% |
| Oct 25, 2024 | $29.18 est $0.29 | $3.74B est $4.67B | +1.6% |
| Jul 26, 2024 | $28.97 est $18.68 | $3.65B est $4.35B | +9.3% |
| Apr 26, 2024 | $21.40 est $18.38 | $4.43B est $4.27B | +4.3% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
NatWest stock forecast and analyst price targets
Analysts’ average 12-month price target for NatWest is $21.91, +17.4% from the last close, from 2 firms rating the stock in the last 90 days.
$21.91consensus 12-month target, +17.4% from the last close
Each firm’s latest rating in the last 90 days: 2 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Aug 3 | Berenberg Bank | $23.60 | +26.4% |
| Jul 31 | Bank of America Securities | — | — |
+3.9%average 20-day move after past Neutral readings
+0.3%average move over the next 20 trading days in the last 5 years
±1.9%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
NatWest seasonality: the next 20 trading days
Over the next 20 trading days from Sep 19, NatWest averaged +0.3% across the last 5 years, rising in 3 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | −2.4% | 3 of 5 |
| Next 10 trading days | −2.3% | 2 of 5 |
| Next 15 trading days | −1.6% | 3 of 5 |
| Next 20 trading days | +0.3% | 3 of 5 |
| Next 30 trading days | −2.7% | 3 of 5 |
For scale, NWG’s typical 20-trading-day move in either direction is about 6.3%.
NatWest market cap and key statistics
NatWest’s market cap is $37.17B, with a P/E ratio of 9.2 and revenue of $16.81B over the last twelve months.
Valuation
- Market cap
- $37.17B
- P/E ratio
- 9.2
- Forward P/E
- 8.5
- EPS, TTM
- $2.05
- Gekko Fair Value
- $19.88
Trading
- Volume
- 2.52M
- Avg volume, 20 days
- 2.69M
- 52-week high
- $19.42
- 52-week low
- $13.56
- Shares outstanding
- 3.97B
Financials
- Revenue, TTM
- $16.81B
- Profit margin
- 37.7%
- Return on equity
- 14.8%
- Quarterly earnings growth, YoY
- +30.0%
Risk and income
- Beta
- 0.81
- Typical daily move
- ±1.9%
- Typical 20-day move
- ±6.3%
- Dividend yield
- 5.07%
NatWest stock news this week
Coverage of NatWest this week reads positive: 3 positive, 0 neutral and 0 negative headlines.
- NatWest : £275 million lending to support North Star’s offshore energy expansionwww.marketscreener.com, Sep 17
- NatWest Group plc (NWG) Presents at Barclays 24th Annual Global Financial Services Conference TranscriptSeeking Alpha, Sep 15
- WINTON GROUP Ltd Sells 148,800 Shares of NatWest Group plc $NWGMarketBeat, Sep 14
- NatWest Group plc $NWG Shares Acquired by Engineers Gate Manager LPMarketBeat, Sep 14
NatWest stock FAQ
What is NatWest’s market cap?
NatWest’s market cap is $37.17B at the Sep 18, 2026 close of $18.67, with 3.97B shares outstanding. The shares trade on a P/E ratio of 9.2.
What is the NatWest stock forecast?
The consensus analyst 12-month price target for NatWest is $21.91, +17.4% from the last close. Of the 2 firms that rated the stock in the last 90 days, 2 rate it a buy, 0 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is NatWest stock overvalued or undervalued?
On Gekko’s estimate NatWest is undervalued: the Sep 18, 2026 close of $18.67 is 6.1% below Gekko Fair Value of $19.88. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does NatWest report earnings next?
NatWest is expected to report on Oct 30, 2026, before the market opens (40 days away). Analysts expect earnings of $0.52 per share on revenue of $6.26B. NatWest beat the earnings estimate in 8 of its last 8 reports, moving 4.1% on average across the report.
What is NatWest’s 52-week high and low?
NatWest’s 52-week high is $19.42 and its 52-week low is $13.56; it closed at $18.67 on Sep 18, 2026, +29.5% over the past year.
Is NatWest stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 4 of the 5 items with data read as supportive (trend, fair value, earnings risk and seasonality), 1 as mixed (gekkoindex). The checklist is a description of current data, not a recommendation.
How this page works
Prices and signals update after every US market close; the GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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