Insider buying last 90 days
No open-market insider purchases were filed for KLAR in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every KLAR insider filing, plotted on the chart in Gekko.Open KLAR in Gekko
NYSE: KLAR
Klarna (KLAR) Stock Analysis & Forecast
Sep 28 close
$12.41−0.39 (−3.0%)
Gekko Brief
AI summaryKlarna continues to face selling pressure weeks after its guidance cut, with shares down 3% to around $12.52 as the stock struggles to stabilize. Wells Fargo analyst Jason Kupferberg reiterated a Buy rating with a $21.00 price target, citing quarterly revenue of $1.04 billion and net profit of $4 million. Separately, Adyen hired Klarna's former CFO Niclas Neglén, and Pomerantz Law Firm disclosed an investigation into potential securities fraud claims tied to the revenue forecast cut and executive departures. Chrysalis Investments also completed its exit from Klarna, selling its remaining stake for approximately £34 million and planning a £25 million capital redemption to shareholders.
Klarna trades at $12.41, down 3% on the day and below both its 50-day average of $16.19 and 200-day average of $18.42, with the shorter average also under the longer one. The stock sits near its 52-week low of $12.06, far from its 52-week high of $44.75, and one-year returns stand at -70.1%. The GekkoIndex reads 74.5, placing Klarna in the Buying zone, while the current price sits 30.2% below Gekko Fair Value of $17.77.
Klarna's next earnings report is scheduled for 17 November 2026, before the market open, which falls outside a typical 20-trading-day holding window. No insider, Congress or unusual options activity is on record. Consensus among 18 analysts includes 6 buy and 12 hold ratings, with a consensus target of $19.97. Worth noting is that after prior Buying zone readings, average 20-day returns have registered -12%.
Written by AI and checked automatically against the figures on this page. Generated Sep 29, 2026 from the data above.
Klarna price vs fair value
Close $12.41200-day averageGekko Fair Value $17.77
Klarna quick facts
- Market cap
- $4.68B
- P/E ratio
- —
- Forward P/E
- 15
- EPS, TTM
- −$0.52
- Revenue, TTM
- $4.04B
- Profit margin
- -3.5%
- Dividend yield
- —
- Beta
- —
- Volume
- 4.47M avg 6.29M
- 1-year return
- −70.1%
- Typical daily move
- ±3.6%
- Typical 20-day move
- ±11.7%
- 50-day average
- $16.19
- 200-day average
- $18.42
- Next earnings
- Nov 17 before open
- Shares outstanding
- 379.2M
Klarna swing-trade checklist
Klarna scores 3 supportive, 0 mixed and 1 headwind across the 4 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
3 supportive0 mixed1 headwind
- Trendheadwind
Below 50 and 200-day
Close $12.41 is below the 50-day ($16.19) and 200-day ($18.42) averages, and the 50-day is below the 200-day.
See the chart - GekkoIndexsupportive
74.5, Buying
Reading 74.5 is in the Buying zone.
See the GekkoIndex - Fair valuesupportive
30.2% below
Price is 30.2% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings risksupportive
Reports in 49 days
Next report Nov 17, 2026, 49 days away — outside a typical 20-trading-day hold.
See earnings - Seasonalityno data
No data
Not enough years of history for a seasonal read.
A description of current data, not a recommendation. How this page works
Klarna stock chart and price history
Klarna closed at $12.41 on Sep 28, 2026, −70.1% over the past year, inside a 52-week range of $12.06 to $44.75.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −11.4%
- 3 months
- −38.7%
- 6 months
- +1.1%
- 1 year
- −70.1%
The full KLAR chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open KLAR in Gekko
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About Klarna
Klarna provides payment technology to consumers and merchants, with services reaching the United Kingdom, the United States, Germany, Sweden, and other markets worldwide. It is recognized for tools that help shoppers manage purchases and payments, alongside digital financial products built for everyday spending and saving decisions.
The company's offerings span advertising and marketing support, digital retail banking features such as fixed-term deposits, savings accounts, and standard bank accounts, as well as loyalty programs and budgeting tools. It also provides assistance to both customers and merchants, covering everything from personal shopping guidance to broader money management functions.
Klarna was established in 2005 and is based in London, United Kingdom. Its shares are listed on the NYSE under the ticker KLAR.
- Listed
- NYSE
- Sector
- Commercial services
- Industry
- Miscellaneous commercial services
- Website
- klarna.com
Klarna GekkoIndex: the smart money zone
Klarna’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 74.5, in the Buying zone, up 7.8 points over five sessions.
74.5Buying
Up 7.8 points over five sessions, from the Accumulation zone.
Reading for Sep 28, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying (current zone) | 56 | −3.2% | −12.0% | ||
| Accumulation | 109 | −1.9% | −10.2% | ||
| Neutral | 91 | −1.1% | −0.8% | ||
| Distribution | 2 | Too few readings yet | |||
| Selling | 0 | Not available | |||
Average KLAR share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Buying readings averaged +3.2% over 20 days. Past behaviour doesn’t guarantee future results.
Buying zone: Smart money likely accumulating heavily. About the five zones →
See every daily GekkoIndex reading plotted over the KLAR price, zone by zone.Track KLAR in Gekko
Is Klarna stock overvalued? Gekko Fair Value
Klarna trades 30.2% below Gekko Fair Value of $17.77, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what Klarna shares are worth, recalculated every trading day.
$17.77
Gekko Fair Value, Sep 26, 2026
30.2% Undervalued
Gekko Fair Value on every chart, with the gap to price updating daily.Open KLAR in Gekko
Klarna insider and Congress trading
No open-market insider purchases were filed for Klarna, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in KLAR were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for KLAR, plotted on the chart in Gekko.Open KLAR in Gekko
Buybacks
Klarna has been buying back its own shares.
- Bought back, quarter ended Dec 31, 2023
- $9.78M
- As a share of market cap
- 0.21%
From company filings.
Hedge funds and billionaires quarter ended Jun 30
0of the funds Gekko tracks hold KLAR.
0added0opened0trimmed2sold out
Which funds are on each side, name by name.Unlock in Gekko
Klarna earnings: next date and track record
Klarna reports on Nov 17, 2026, before the open (49 days away), and beat the EPS estimate in 4 of its last 5 reports.
Next earnings report
Nov 17, 2026
Expected before the open, 49 days away
- EPS estimate
- −$0.16
- Revenue estimate
- $972.6M
4 of 5reports beat the EPS estimate
±19.3%average move across the report
1 of 4reports followed by a gain
Share-price move across each report
Last earnings call, Aug 18, 2026 AI summary
- What they said
- Klarna delivered Q2 2026 results above guidance for the second consecutive quarter. Volume grew 18%, revenue 27%, and transaction margin dollars 42% year-over-year. Adjusted operating income reached $91M (up $62M YoY) with net income positive at $9M. Operating costs grew only 16%, demonstrating strong leverage. Fair Financing surged 82% to $4.7B; Klarna Card reached 6.5M users; subscriptions hit 2M with 600%+ revenue growth.
- Guidance
- Management reaffirmed transaction margin dollars compounding at roughly 30% ahead of revenue for the full year, consistent with May guidance. JPMorgan Payments integration launched August 6 ahead of peak season, representing a significant growth catalyst entering H2 2026.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Aug 18, 2026 | $0.01 est −$0.07 | $1.04B est $996.5M | −24.5% |
| May 14, 2026 | −$0.01 est −$0.14 | $1.00B est $944.1M | +10.8% |
| Feb 19, 2026 | −$0.12 est −$0.03 | $1.08B est $1.08B | −31.0% |
| Nov 19, 2025 | −$0.07 est −$0.26 | $903.0M est $888.3M | −11.1% |
| Aug 15, 2025 | −$0.14 est −$0.24 | $823.0M est $888.3M | — |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Klarna stock forecast and analyst price targets
Analysts’ average 12-month price target for Klarna is $19.97, +60.9% from the last close, from 18 firms rating the stock in the last 90 days.
$19.97consensus 12-month target, +60.9% from the last close
Now $12.41Avg $19.97
Low $15High $27
Each firm’s latest rating in the last 90 days: 18 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Sep 24 | Wells Fargo | $21 | +69.2% |
| Sep 8 | Loop Capital Markets | $18 | +45.0% |
| Sep 2 | Scotiabank | $16 | +28.9% |
| Aug 25 | Wolfe Research | — | — |
| Aug 24 | UBS | $16 | +28.9% |
−12.0%average 20-day move after past Buying readings
±3.6%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Klarna market cap and key statistics
Klarna’s market cap is $4.68B and revenue of $4.04B over the last twelve months.
Valuation
- Market cap
- $4.68B
- Forward P/E
- 15
- EPS, TTM
- −$0.52
- Gekko Fair Value
- $17.77
Trading
- Volume
- 4.47M
- Avg volume, 20 days
- 6.29M
- 52-week high
- $44.75
- 52-week low
- $12.06
- Shares outstanding
- 379.2M
Financials
- Revenue, TTM
- $4.04B
- Profit margin
- -3.5%
- Return on equity
- -4.3%
- Quarterly earnings growth, YoY
- 0.0%
Risk and income
- Typical daily move
- ±3.6%
- Typical 20-day move
- ±11.7%
Klarna stock news this week
Coverage of Klarna this week reads neutral: 2 positive, 6 neutral and 1 negative headlines.
- Chrysalis Completes Klarna Exit and Announces £25 Million Capital RedemptionYahoo Finance UK, Sep 28
- Chrysalis Investments completes sale of stake in KlarnaFX News Group, Sep 28
- 285,736 Klarna Group plc $KLAR Shares Purchased by State Street CorpMarketBeat, Sep 26
- Wells Fargo Sticks to Its Buy Rating for Klarna Group Plc (KLAR)The Globe and Mail, Sep 25
- Klarna Falls 3% as Selling Persists Weeks After Its Guidance Cut; Affirm Advances 2%24/7 Wall Street, Sep 24
- Adyen snaps up Klarna CFOBanking Dive, Sep 23
Klarna peers
Klarna’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| SHOPShopify | Neutral | 5.0% above |
| CTASCintas | Neutral | 11.5% above |
| PYPLPayPal | Accumulation | 4.6% below |
| XYZBlock | Accumulation | 2.5% above |
| CPAYCorpay | Accumulation | 18.1% below |
| FISVFiserv | Buying | 40.6% below |
A peer links to its own page where one exists.
Klarna stock FAQ
What is Klarna’s market cap?
Klarna’s market cap is $4.68B at the Sep 28, 2026 close of $12.41, with 379.2M shares outstanding.
What is the Klarna stock forecast?
The consensus analyst 12-month price target for Klarna is $19.97, +60.9% from the last close. Of the 18 firms that rated the stock in the last 90 days, 6 rate it a buy, 12 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is Klarna stock overvalued or undervalued?
On Gekko’s estimate Klarna is undervalued: the Sep 28, 2026 close of $12.41 is 30.2% below Gekko Fair Value of $17.77. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Klarna report earnings next?
Klarna is expected to report on Nov 17, 2026, before the market opens (49 days away). Analysts expect earnings of −$0.16 per share on revenue of $972.6M. Klarna beat the earnings estimate in 4 of its last 5 reports, moving 19.3% on average across the report.
What is Klarna’s 52-week high and low?
Klarna’s 52-week high is $44.75 and its 52-week low is $12.06; it closed at $12.41 on Sep 28, 2026, −70.1% over the past year. Over the last five years the shares peaked at $57.20 on Sep 10, 2025.
Is Klarna stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 4 items with data read as supportive (gekkoindex, fair value and earnings risk) and 1 as a headwind (trend). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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