Insider buying last 90 days
No open-market insider purchases were filed for HAPN in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every HAPN insider filing, plotted on the chart in Gekko.Open HAPN in Gekko
NASDAQ: HAPN
Happen (HAPN) Stock Analysis & Forecast
Oct 12 close
$14.93−0.24 (−1.6%)
Gekko Brief
AI summaryOct 12 closeHappen draws attention this week on views that it trades undervalued despite strong earnings and a positive growth outlook, with projections pointing to earnings per share around $2 by 2026. The company has also confirmed that it will report third-quarter 2026 results after market close on 28 October, with a conference call to follow, and stockholders have been invited to submit questions ahead of that call.
Shares closed at $14.93, down 1.6% on the day, sitting below both the 50-day average of $17.26 and the 200-day average of $17.31, with the 50-day below the 200-day. Over the past month the stock is down 11.1%, and over three months down 25.2%, though the six-month and one-year changes are milder at -4.2% and -6.4%. The GekkoIndex reads 70.6, placing HAPN in the Buying zone, and the price sits 26.3% below the Gekko Fair Value estimate of $20.25.
Earnings arrive on 28 October, 15 days out and within a typical 20-trading-day holding window, adding a defined event risk to the period ahead. No insider, Congress, or unusual options activity appears in the current window. Seasonally, the next 20 trading days have averaged a 16.8% gain over 5 years, rising in 3 of them. Five analysts currently rate the stock a buy, with a consensus target of $24.75.
Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.
Happen price vs fair value
Close $14.93200-day averageGekko Fair Value $20.25
Happen quick facts
- Market cap
- $1.72B
- P/E ratio
- 9.1
- Forward P/E
- 6.5
- EPS, TTM
- $1.68
- Revenue, TTM
- $1.39B
- Profit margin
- 14%
- Dividend yield
- —
- Beta
- 1.89
- Volume
- 2.39M avg 1.71M
- 1-year return
- −6.4%
- Typical daily move
- ±3.5%
- Typical 20-day move
- ±11.5%
- 50-day average
- $17.26
- 200-day average
- $17.31
- Next earnings
- Oct 28
- Shares outstanding
- 115.4M
Happen swing-trade checklist
Happen scores 3 supportive, 0 mixed and 2 headwinds across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
3 supportive0 mixed2 headwinds
- Trendheadwind
Below 50 and 200-day
Close $14.93 is below the 50-day ($17.26) and 200-day ($17.31) averages, and the 50-day is below the 200-day.
See the chart - GekkoIndexsupportive
70.6, Buying
Reading 70.6 is in the Buying zone.
See the GekkoIndex - Fair valuesupportive
26.3% below
Price is 26.3% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings riskheadwind
Reports in 16 days
Reports on Oct 28, 2026, 16 days away — inside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+16.8% on average
From this point in the calendar, the next 20 trading days averaged +16.8% over 5 years, rising in 3 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Happen stock chart and price history
Happen closed at $14.93 on Oct 12, 2026, −6.4% over the past year, inside a 52-week range of $13.05 to $21.67.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −11.1%
- 3 months
- −25.2%
- 6 months
- −4.2%
- 1 year
- −6.4%
The full HAPN chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open HAPN in Gekko
Follow Happen through every session
Put HAPN on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.
Track HAPN in GekkoFree for 7 days. No credit card required.
About Happen
Happen operates as a bank holding company offering a range of financial products and services across the United States. Its offerings span deposit accounts such as savings, checking, and certificates of deposit, alongside lending products including patient finance loans, education finance loans, and commercial loans aimed at small businesses. The company is best known for this combination of traditional banking services paired with specialized lending for consumer and business needs.
Beyond standard deposit and commercial lending, Happen extends credit to individual consumers through both unsecured, fixed-rate and fixed-term loans as well as secured auto refinance loans. This mix of consumer and commercial lending, together with core deposit products, forms the basis of how the company serves its customer base and generates its business.
Happen trades on the NASDAQ under the ticker HAPN.
- Listed
- NASDAQ
- Sector
- Finance
- Industry
- Regional Banks
- Website
- happen.com
Happen GekkoIndex: the smart money zone
Happen’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 70.6, in the Buying zone, up 3.8 points over five sessions.
70.6Buying
Up 3.8 points over five sessions, from the Accumulation zone.
Reading for Oct 12, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days |
|---|---|---|---|
| Buying (current zone) | 237 | −0.3% | −2.8% |
| Accumulation | 373 | −0.5% | +0.4% |
| Neutral | 486 | +0.4% | +0.3% |
| Distribution | 169 | +1.3% | +4.8% |
| Selling | 20 | −1.4% | −2.3% |
Average HAPN share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Buying readings averaged +3.1% over 20 days. Past behaviour doesn’t guarantee future results.
Buying zone: Smart money likely accumulating heavily. About the five zones →
See every daily GekkoIndex reading plotted over the HAPN price, zone by zone.Track HAPN in Gekko
Is Happen stock overvalued? Gekko Fair Value
Happen trades 26.3% below Gekko Fair Value of $20.25, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what Happen shares are worth, recalculated every trading day.
$20.25
Gekko Fair Value, Oct 10, 2026
26.3% Undervalued
At the end of Aug 2026 the price was 23.1% below the estimate.
Gekko Fair ValueShare price, month end
Gekko Fair Value on every chart, with the gap to price updating daily.Open HAPN in Gekko
Happen insider and Congress trading
No open-market insider purchases were filed for Happen, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in HAPN were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for HAPN, plotted on the chart in Gekko.Open HAPN in Gekko
Buybacks
Happen has been buying back its own shares.
- Bought back, quarter ended Jun 30, 2026
- $12.62M
- As a share of market cap
- 0.73%
From company filings.
Happen earnings: next date and track record
Happen reports on Oct 28, 2026 (16 days away).
Next earnings report
Oct 28, 2026
16 days away
- EPS estimate
- $0.45
- Revenue estimate
- $273.5M
Happen stock forecast and analyst price targets
Analysts’ average 12-month price target for Happen is $24.75, +65.8% from the last close, from 5 firms rating the stock in the last 90 days.
$24.75consensus 12-month target, +65.8% from the last close
Now $14.93Avg $24.75
Low $22High $25
Each firm’s latest rating in the last 90 days: 5 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Aug 3 | KBW | $22 | +47.4% |
| Jul 29 | Maxim Group | $25 | +67.4% |
| Jul 28 | Piper Sandler | $25 | +67.4% |
| Jul 28 | Citizens JMP | $25 | +67.4% |
| Jul 27 | BTIG | $25 | +67.4% |
−2.8%average 20-day move after past Buying readings
+16.8%average move over the next 20 trading days in the last 5 years
±3.5%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Happen seasonality: the next 20 trading days
Over the next 20 trading days from Oct 10, Happen averaged +16.8% across the last 5 years, rising in 3 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +5.0% | 4 of 5 |
| Next 10 trading days | +6.7% | 3 of 5 |
| Next 15 trading days | +15.4% | 3 of 5 |
| Next 20 trading days | +16.8% | 3 of 5 |
| Next 30 trading days | +8.2% | 3 of 5 |
For scale, HAPN’s typical 20-trading-day move in either direction is about 11.5%.
Happen market cap and key statistics
Happen’s market cap is $1.72B, with a P/E ratio of 9.1 and revenue of $1.39B over the last twelve months.
Valuation
- Market cap
- $1.72B
- P/E ratio
- 9.1
- Forward P/E
- 6.5
- EPS, TTM
- $1.68
- Gekko Fair Value
- $20.25
Trading
- Volume
- 2.39M
- Avg volume, 20 days
- 1.71M
- 52-week high
- $21.67
- 52-week low
- $13.05
- Shares outstanding
- 115.4M
Financials
- Revenue, TTM
- $1.39B
- Profit margin
- 14%
- Return on equity
- 13.2%
- Quarterly earnings growth, YoY
- +51.5%
Risk and income
- Beta
- 1.89
- Typical daily move
- ±3.5%
- Typical 20-day move
- ±11.5%
Happen stock news this week
Coverage of Happen this week reads neutral: 1 positive, 2 neutral and 0 negative headlines.
- Happen, Inc. trades undervalued despite strong earnings and growth outlook, seen as a buy opportunity.Pluang, Oct 10
- Happen, Inc. Schedules Third Quarter 2026 Earnings Release and Conference CallStreetInsider, Oct 7
- Eligible stockholders can vote on questions for Happen’s Oct. 28 earnings callStock Titan, Oct 6
Happen stock FAQ
What is Happen’s market cap?
Happen’s market cap is $1.72B at the Oct 12, 2026 close of $14.93, with 115.4M shares outstanding. The shares trade on a P/E ratio of 9.1.
What is the Happen stock forecast?
The consensus analyst 12-month price target for Happen is $24.75, +65.8% from the last close. Of the 5 firms that rated the stock in the last 90 days, 5 rate it a buy, 0 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is Happen stock overvalued or undervalued?
On Gekko’s estimate Happen is undervalued: the Oct 12, 2026 close of $14.93 is 26.3% below Gekko Fair Value of $20.25. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Happen report earnings next?
Happen is expected to report on Oct 28, 2026 (16 days away). Analysts expect earnings of $0.45 per share on revenue of $273.5M.
What is Happen’s 52-week high and low?
Happen’s 52-week high is $21.67 and its 52-week low is $13.05; it closed at $14.93 on Oct 12, 2026, −6.4% over the past year. Over the last five years the shares peaked at $49.21 on Nov 1, 2021.
Is Happen stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and seasonality) and 2 as headwinds (trend and earnings risk). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
See Happen the way Gekko members do
Every GekkoIndex reading, insider trade, options bet and Congress disclosure plotted on the chart, plus the 5,800-name screener and trade planning tools.
Join 1,408 other traders using Gekko
Start Your FREE 7 Day Trial → Every feature unlocked. No credit card required.