NASDAQ: CLOV

Clover Health Investments (CLOV) Stock Analysis & Forecast

Oct 12 close

$4.78−0.01 (−0.2%)

Gekko Brief

AI summaryOct 12 close

Clover Health's week centers on Medicare Advantage quality ratings, with CMS awarding its PPO MA plans a 5 Star rating and its HMO MA plan a rating for 2027. The company also confirmed it will report third-quarter 2026 financial results on 4 November 2026. Separately, an officer executed sell-to-cover transactions tied to restricted stock unit vesting, designated as mandatory tax-withholding sales rather than discretionary trades.

CLOV closed at $4.78, down 0.2%, sitting above both its 50-day average of $4.44 and 200-day average of $3.39, with the 50-day above the 200-day. The GekkoIndex reads 50.8, placing the stock in the Neutral zone, down 5.4 over the prior five readings. Price sits just 0.4% below Gekko Fair Value of $4.80, a gap within the typical 5% range. The 52-week range spans $1.58 to $5.59, and six-month returns stand at 135.5%.

The next earnings date falls on 4 November 2026, after market close, 23 days away and inside a typical 20-trading-day holding window; the prior report on 5 August 2026 beat estimates ($0.05 vs $0.04) and produced a 9.1% reaction, with an average absolute reaction of 11.7% across recent quarters. No insider, Congress, or unusual options signals appear in current windows. Seasonality from this point has averaged -2.9% over the next 20 trading days across 5 years, rising in 2 of them. Consensus among 3 analysts stands at 2 buy, 1 hold, with a $5.38 target implying 12.6% upside.

Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.

Clover Health Investments price vs fair value

$4.80$4.78Oct ’25Apr ’26Oct ’26
Close $4.78200-day averageGekko Fair Value $4.80

Clover Health Investments quick facts

Market cap
$2.48B
P/E ratio
—
Forward P/E
37.7
EPS, TTM
−$0.05
Revenue, TTM
$2.48B
Profit margin
-0.7%
Dividend yield
—
Beta
2.46
Volume
3.89M avg 4.64M
1-year return
+79.0%
Typical daily move
±4.8%
Typical 20-day move
±14.5%
50-day average
$4.44
200-day average
$3.39
Next earnings
Nov 4 after close
Shares outstanding
435.4M
52-week range
$1.58$5.59

Clover Health Investments swing-trade checklist

Clover Health Investments scores 1 supportive, 2 mixed and 2 headwinds across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

1 supportive2 mixed2 headwinds

  • Trendsupportive

    Above 50 and 200-day

    Close $4.78 is above the 50-day ($4.44) and 200-day ($3.39) averages, and the 50-day is above the 200-day.

    See the chart
  • GekkoIndexmixed

    50.8, Neutral

    Reading 50.8 is in the Neutral zone.

    See the GekkoIndex
  • Fair valuemixed

    0.4% below

    Price is within 5% of Gekko Fair Value (0.4% below).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings riskheadwind

    Reports in 23 days

    Reports on Nov 4, 2026, 23 days away — inside a typical 20-trading-day hold.

    See earnings
  • Seasonalityheadwind

    −2.9% on average

    From this point in the calendar, the next 20 trading days averaged −2.9% over 5 years, rising in 2 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

Clover Health Investments stock chart and price history

Clover Health Investments closed at $4.78 on Oct 12, 2026, +79.0% over the past year, inside a 52-week range of $1.58 to $5.59.

Close50-day average200-day averageVolume
Clover Health Investments share price, past year, with 50-day and 200-day moving averages and volume$2$3$4NovDecJan 2026FebMarAprMayJunJulAugSepOct4.78

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−0.8%
3 months
−0.8%
6 months
+135.5%
1 year
+79.0%
The full CLOV chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open CLOV in Gekko

Follow Clover Health Investments through every session

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About Clover Health Investments

Clover Health Investments offers Medicare Advantage coverage to individuals who qualify for Medicare, selling both PPO and HMO health plans. The company is particularly known for its Clover Assistant, a software platform it built to support how care is delivered and managed under these plans.

Beyond writing insurance, Clover Health also carries out business activities outside the insurance side of its operations. Its core customers are Medicare-eligible individuals seeking PPO or HMO plan options, and the Clover Assistant platform underpins the way the company organizes its insurance business.

Clover Health Investments was founded in 2014 and operates from its headquarters in Franklin, Tennessee. Its shares trade on the NASDAQ under the ticker CLOV.

Listed
NASDAQ
Sector
Finance
Industry
Life/Health insurance
Website
cloverhealth.com

Clover Health Investments GekkoIndex: the smart money zone

Clover Health Investments’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 50.8, in the Neutral zone, down 5.4 points over five sessions.

010050.8Neutral

Down 5.4 points over five sessions.

Reading for Oct 12, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying49+2.7%+5.3%+12.4%+43.1%
Accumulation2400.0%+1.5%+3.5%+16.5%
Neutral (current zone)315+2.8%+4.4%+7.6%+21.6%
Distribution74+2.2%+5.5%+16.0%+36.1%
Selling4Too few readings yet

Average CLOV share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Neutral readings averaged +1.1% over 20 days. Past behaviour doesn’t guarantee future results.

Neutral zone: No clear directional signal. About the five zones →

See every daily GekkoIndex reading plotted over the CLOV price, zone by zone.Track CLOV in Gekko

Is Clover Health Investments stock overvalued? Gekko Fair Value

Clover Health Investments trades 0.4% below Gekko Fair Value of $4.80, so the shares are about fair value on Gekko’s estimate.

Gekko’s own estimate of what Clover Health Investments shares are worth, recalculated every trading day.

$4.80

Gekko Fair Value, Oct 9, 2026

0.4% below fair value · About fair value

At the end of Aug 2026 the price was 14.9% below the estimate.

Gekko Fair ValueShare price, month end
$5$5Aug 2026SepOct 2026

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open CLOV in Gekko

Clover Health Investments insider and Congress trading

No open-market insider purchases were filed for Clover Health Investments, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for CLOV in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every CLOV insider filing, plotted on the chart in Gekko.Open CLOV in Gekko

Congress trades last 90 days

No trades in CLOV were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for CLOV, plotted on the chart in Gekko.Open CLOV in Gekko

Buybacks

Clover Health Investments has been buying back its own shares.

Bought back, quarter ended Jun 30, 2026
$7.89M
As a share of market cap
0.32%
Trailing four quarters
$30.56M

From company filings.

Clover Health Investments earnings: next date and track record

Clover Health Investments reports on Nov 4, 2026, after the close (23 days away), and beat the EPS estimate in 4 of its last 8 reports.

4 of 8reports beat the EPS estimate
±11.7%average move across the report
3 of 8reports followed by a gain

Share-price move across each report

−15.0%Nov ’24−8.1%Feb ’25+12.5%May ’25−21.5%Aug ’25−19.3%Nov ’250.0%Feb ’26+8.0%May ’26+9.1%Aug ’26

Last earnings call, Aug 5, 2026 AI summary

What they said
Clover Health reported strong H1 2026 results with 48% MA membership growth and GAAP net income improvement of $67M year-over-year. Total revenue reached $1.5B (+$550M YoY), consolidated gross profit grew $104M, and operating leverage expanded 200+ basis points. The company received a 4.5-star CMS rating for payment year 2027 following a court order, and continues scaling its AI-powered Clover Assistant platform through its Counterpart Health subsidiary.
Guidance
Management expressed confidence in 2027 driven by continued member cohort maturation under Clover Assistant, expecting meaningful profitability expansion alongside membership growth. The 4.5-star rating provides additional flexibility to reinvest in members and extend the model to more Medicare beneficiaries.
ReportedEPSSurpriseRevenueSurpriseMove
Aug 5, 2026$0.05
est $0.04
+29.4%$743.2M
est $728.3M
+2.0%+9.1%
May 6, 2026$0.07
est $0.07
0.0%$749.2M
est $714.9M
+4.8%+8.0%
Feb 26, 2026−$0.10
est −$0.11
+9.1%$487.7M
est $467.1M
+4.4%0.0%
Nov 4, 2025−$0.05
est $0.02
−350.0%$496.7M
est $467.1M
+6.3%−19.3%
Aug 5, 2025−$0.02
est −$0.01
−116.7%$477.6M
est $468.3M
+2.0%−21.5%
May 6, 2025$0.05
est −$0.07
+171.4%$462.3M
est $466.9M
−1.0%+12.5%
Feb 27, 2025−$0.05
est −$0.06
+23.1%$337.0M
est $347.4M
−3.0%−8.1%
Nov 6, 2024−$0.02
est −$0.01
−50.0%$331.0M
est $348.0M
−4.9%−15.0%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

Clover Health Investments stock forecast and analyst price targets

Analysts’ average 12-month price target for Clover Health Investments is $5.38, +12.6% from the last close, from 3 firms rating the stock in the last 90 days.

$5.38consensus 12-month target, +12.6% from the last close
Low $5High $6
Buy2
Hold1
Sell0

Each firm’s latest rating in the last 90 days: 3 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Oct 8Canaccord GenuityBuy, maintained$5.50+15.1%
Sep 10Deutsche Bank Buy, initiated$6+25.5%
Aug 6UBSHold, maintained$5+4.6%
Aug 6Canaccord GenuityBuy, reiterated$5.50+15.1%
Jul 20Canaccord GenuityBuy, maintained$5.50+15.1%
+7.6%average 20-day move after past Neutral readings
−2.9%average move over the next 20 trading days in the last 5 years
±4.8%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

Clover Health Investments seasonality: the next 20 trading days

Over the next 20 trading days from Oct 10, Clover Health Investments averaged −2.9% across the last 5 years, rising in 2 of them.

Next 20 trading days, by year

−0.4%2021−12.8%2022−16.7%2023−7.1%2024+4.3%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+0.7%3 of 5
Next 10 trading days+3.1%1 of 5
Next 15 trading days+5.1%3 of 5
Next 20 trading days−2.9%2 of 5
Next 30 trading days−18.0%0 of 5

For scale, CLOV’s typical 20-trading-day move in either direction is about 14.5%.

Clover Health Investments market cap and key statistics

Clover Health Investments’s market cap is $2.48B and revenue of $2.48B over the last twelve months.

Valuation

Market cap
$2.48B
Forward P/E
37.7
EPS, TTM
−$0.05
Gekko Fair Value
$4.80

Trading

Volume
3.89M
Avg volume, 20 days
4.64M
52-week high
$5.59
52-week low
$1.58
Shares outstanding
435.4M

Financials

Revenue, TTM
$2.48B
Profit margin
-0.7%
Return on equity
-5.1%
Quarterly earnings growth, YoY
0.0%

Risk and income

Beta
2.46
Typical daily move
±4.8%
Typical 20-day move
±14.5%

Clover Health Investments peers

Clover Health Investments’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
PRUPrudential Financial−0.2%Accumulation3.1% below
RGAReinsurance Group of America+0.9%Distribution0.4% above
CRBGCorebridge Financial+0.7%Neutral4.2% below
EQHEquitable+0.8%Neutral4.8% below
JXNJackson Financial+0.5%Accumulation5.8% below
PRIPrimerica+0.1%Accumulation9.6% below

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

Clover Health Investments stock FAQ

What is Clover Health Investments’s market cap?

Clover Health Investments’s market cap is $2.48B at the Oct 12, 2026 close of $4.78, with 435.4M shares outstanding.

What is the Clover Health Investments stock forecast?

The consensus analyst 12-month price target for Clover Health Investments is $5.38, +12.6% from the last close. Of the 3 firms that rated the stock in the last 90 days, 2 rate it a buy, 1 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is Clover Health Investments stock overvalued or undervalued?

On Gekko’s estimate Clover Health Investments is about fair value: the Oct 12, 2026 close of $4.78 is 0.4% below Gekko Fair Value of $4.80. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does Clover Health Investments report earnings next?

Clover Health Investments is expected to report on Nov 4, 2026, after the market closes (23 days away). Analysts expect earnings of $0.00 per share on revenue of $740.3M. Clover Health Investments beat the earnings estimate in 4 of its last 8 reports, moving 11.7% on average across the report.

What is Clover Health Investments’s 52-week high and low?

Clover Health Investments’s 52-week high is $5.59 and its 52-week low is $1.58; it closed at $4.78 on Oct 12, 2026, +79.0% over the past year. Over the last five years the shares peaked at $8.58 on Oct 14, 2021.

Is Clover Health Investments stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 1 of the 5 items with data read as supportive (trend), 2 as mixed (gekkoindex and fair value) and 2 as headwinds (earnings risk and seasonality). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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