NYSE: VOYA

Voya Financial (VOYA) Stock Analysis & Forecast

Sep 28 close

$95.98−1.29 (−1.3%)

Gekko Brief

AI summary

Voya Financial's week centers on an earnings miss and a governance challenge. The company reported a 19.7% earnings miss for Q2 2026, with adjusted operating earnings of $1.51 per share against a consensus of $1.88, while revenue was flat year-over-year at $1.88 billion. Shares also fell alongside other financial names including WEX, Raymond James, Sallie Mae and Charles Schwab following the Federal Reserve's recent interest rate hike, amid concerns about loan demand and credit conditions. Separately, TCIM has filed definitive proxy materials for a "no confidence" campaign at Voya, prompting the company to issue an advisory to shareholders regarding a private straw poll. Elsewhere, coverage noted improving profitability in the Employee Benefits segment and a comment letter supporting SEC efforts to modernize investor disclosure delivery.

VOYA closed at $95.98, down 1.3%, sitting between its 50-day average of $100.17 and 200-day average of $83.83. The GekkoIndex reads 64.7, placing the stock in the Accumulation zone. Price sits 7.2% below Gekko Fair Value of $103.38.

Over the next 20 trading days, the next earnings date falls on 3 November 2026, 35 days out, beyond a typical holding window. Seasonality from this point in the calendar has averaged a 4.4% gain over 5 years, rising in 3 of them. No insider, Congress or unusual options activity appears in the current window. The proxy contest from TCIM remains worth noting as a potential source of volatility ahead of the report.

Written by AI and checked automatically against the figures on this page. Generated Sep 29, 2026 from the data above.

Voya Financial price vs fair value

$103.38$95.98Sep ’25Mar ’26Sep ’26
Close $95.98200-day averageGekko Fair Value $103.38

Voya Financial quick facts

Market cap
$8.70B
P/E ratio
16.4
Forward P/E
8.8
EPS, TTM
$5.85
Revenue, TTM
$8.17B
Profit margin
7.5%
Dividend yield
1.91%
Beta
0.89
Volume
692,819 avg 1.16M
1-year return
+27.8%
Typical daily move
±2.7%
Typical 20-day move
±5%
50-day average
$100.17
200-day average
$83.83
Next earnings
Nov 3
Shares outstanding
90.60M
52-week range
$64.50$105.64

Voya Financial swing-trade checklist

Voya Financial scores 4 supportive, 1 mixed and 0 headwinds across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

4 supportive1 mixed0 headwinds

  • Trendmixed

    Averages disagree

    Close $95.98 sits between the 50-day ($100.17) and 200-day ($83.83) averages, or the averages disagree.

    See the chart
  • GekkoIndexsupportive

    64.7, Accumulation

    Reading 64.7 is in the Accumulation zone.

    See the GekkoIndex
  • Fair valuesupportive

    7.2% below

    Price is 7.2% below Gekko Fair Value (more than 5% below).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings risksupportive

    Reports in 35 days

    Next report Nov 3, 2026, 35 days away — outside a typical 20-trading-day hold.

    See earnings
  • Seasonalitysupportive

    +4.4% on average

    From this point in the calendar, the next 20 trading days averaged +4.4% over 5 years, rising in 3 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

Voya Financial stock chart and price history

Voya Financial closed at $95.98 on Sep 28, 2026, +27.8% over the past year, inside a 52-week range of $64.50 to $105.64.

Close50-day average200-day averageVolume
Voya Financial share price, past year, with 50-day and 200-day moving averages and volume$70$80$90$100NovDecJan 2026FebMarAprMayJunJulAugSep95.98

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−5.1%
3 months
+5.6%
6 months
+45.0%
1 year
+27.8%
The full VOYA chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open VOYA in Gekko

Follow Voya Financial through every session

Put VOYA on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.

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About Voya Financial

Voya Financial provides retirement plans, workplace insurance, and investment products to employers and individuals across the United States and abroad. It is widely recognized for helping people save for retirement and manage employee benefit programs, offering recordkeeping, wealth management, and financial guidance alongside a range of insurance coverages.

The company runs through three segments. Its Retirement arm delivers full-service retirement plans, investment products, and advisory services to schools, hospitals, nonprofits, governments, and corporate clients. The Employee Benefits segment sells group insurance products such as life, disability, and accident coverage, along with benefits administration and wellness support, mainly to mid-size and large employers. The Investment Management segment offers fixed income, equity, and alternative investment solutions, reaching individual investors and institutions through advisers, banks, brokers, and direct sales channels.

Voya Financial was founded in 1975 and is headquartered in New York, New York. It was previously known as ING U.S., Inc. before adopting its current name in 2014. Its shares are listed on the NYSE under the ticker VOYA.

Listed
NYSE
Sector
Finance
Industry
Life/Health insurance
Website
voya.com

Voya Financial GekkoIndex: the smart money zone

Voya Financial’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 64.7, in the Accumulation zone, up 5.5 points over five sessions.

010064.7Accumulation

Up 5.5 points over five sessions, from the Neutral zone.

Reading for Sep 28, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying24+0.9%+1.7%+4.4%+11.3%
Accumulation (current zone)175+0.4%+1.1%+3.5%+8.1%
Neutral417+0.1%+0.3%+0.1%+0.3%
Distribution45+1.2%+2.0%+4.9%+10.5%
Selling11+0.5%−1.6%−4.7%0.0%

Average VOYA share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.3% over 20 days. Past behaviour doesn’t guarantee future results.

Accumulation zone: Institutional interest building. About the five zones →

See every daily GekkoIndex reading plotted over the VOYA price, zone by zone.Track VOYA in Gekko

Is Voya Financial stock overvalued? Gekko Fair Value

Voya Financial trades 7.2% below Gekko Fair Value of $103.38, so the shares are undervalued on Gekko’s estimate.

Gekko’s own estimate of what Voya Financial shares are worth, recalculated every trading day.

$103.38

Gekko Fair Value, Sep 26, 2026

7.2% Undervalued

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open VOYA in Gekko

Voya Financial insider and Congress trading

No open-market insider purchases were filed for Voya Financial, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for VOYA in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every VOYA insider filing, plotted on the chart in Gekko.Open VOYA in Gekko

Congress trades last 90 days

No trades in VOYA were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for VOYA, plotted on the chart in Gekko.Open VOYA in Gekko

Buybacks

Voya Financial has been buying back its own shares.

Bought back, quarter ended Jun 30, 2026
$150.0M
As a share of market cap
1.72%
Trailing four quarters
$500.0M

From company filings.

Voya Financial earnings: next date and track record

Voya Financial reports on Nov 3, 2026 (35 days away), and beat the EPS estimate in 6 of its last 8 reports.

6 of 8reports beat the EPS estimate
±4.9%average move across the report
3 of 8reports followed by a gain

Share-price move across each report

−1.2%Jul ’24−6.3%Nov ’24+4.8%Feb ’25+8.4%May ’25+7.8%Aug ’25−2.7%Nov ’25−6.1%Feb ’26−1.9%May ’26

Last earnings call, May 5, 2026 AI summary

What they said
Voya Financial reported Q1 2026 adjusted operating EPS of $2.26, up 13% year-over-year, with trailing twelve-month EPS of $9.11 representing 20%+ growth. ROE exceeded 18% and ~$200 million in excess capital was returned to shareholders. Retirement generated $209 million in adjusted operating earnings with 39% margins. Investment Management achieved 78% of assets outperforming peers over three years. Employee Benefits showed meaningful margin recovery in Stop Loss.
Guidance
Management expects positive full-year net flows in Retirement despite a large plan exit in Q1. Investment Management targets 2%+ organic growth in 2026. OneAmerica integration expected to complete in Q2 2026, with Wealth Management revenues continuing to expand.
ReportedEPSSurpriseRevenueSurpriseMove
May 5, 2026$2.26
est $2.00
+13.0%$2.03B
est $1.98B
+2.7%−1.9%
Feb 3, 2026$1.94
est $2.11
−8.1%$2.11B
est $1.99B
+6.1%−6.1%
Nov 4, 2025$2.45
est $2.27
+7.9%$2.13B
est $1.99B
+7.1%−2.7%
Aug 5, 2025$2.40
est $2.09
+14.8%$1.84B
est $1.94B
−5.3%+7.8%
May 6, 2025$2.15
est $1.59
+35.2%$1.97B
est $1.93B
+1.9%+8.4%
Feb 4, 2025$1.50
est $0.75
+100.0%$1.97B
est $1.89B
+4.3%+4.8%
Nov 4, 2024$0.98
est $1.88
−47.9%$1.96B
est $1.86B
+5.2%−6.3%
Jul 30, 2024$2.27
est $2.15
+5.6%$2.03B
est $1.87B
+8.7%−1.2%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

Voya Financial stock forecast and analyst price targets

Analysts’ average 12-month price target for Voya Financial is $108.08, +12.6% from the last close, from 11 firms rating the stock in the last 90 days.

$108.08consensus 12-month target, +12.6% from the last close
Low $85High $125
Buy7
Hold3
Sell1

Each firm’s latest rating in the last 90 days: 11 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Aug 24Morgan StanleyBuy, reiterated$105+9.4%
Aug 19Wells FargoHold, maintained$104+8.4%
Aug 11J.P. MorganHold, maintained$109+13.6%
Aug 11KBWBuy, maintained$110+14.6%
Aug 7Evercore ISIBuy, maintained$111+15.6%
+3.5%average 20-day move after past Accumulation readings
+4.4%average move over the next 20 trading days in the last 5 years
±2.7%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

Voya Financial seasonality: the next 20 trading days

Over the next 20 trading days from Sep 26, Voya Financial averaged +4.4% across the last 5 years, rising in 3 of them.

Next 20 trading days, by year

+10.8%2021+10.5%2022−0.3%2023+3.2%2024−3.0%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+0.6%3 of 5
Next 10 trading days+2.1%4 of 5
Next 15 trading days+5.1%4 of 5
Next 20 trading days+4.4%3 of 5
Next 30 trading days+5.3%4 of 5

For scale, VOYA’s typical 20-trading-day move in either direction is about 5%.

Voya Financial market cap and key statistics

Voya Financial’s market cap is $8.70B, with a P/E ratio of 16.4 and revenue of $8.17B over the last twelve months.

Valuation

Market cap
$8.70B
P/E ratio
16.4
Forward P/E
8.8
EPS, TTM
$5.85
Gekko Fair Value
$103.38

Trading

Volume
692,819
Avg volume, 20 days
1.16M
52-week high
$105.64
52-week low
$64.50
Shares outstanding
90.60M

Financials

Revenue, TTM
$8.17B
Profit margin
7.5%
Return on equity
9.6%
Quarterly earnings growth, YoY
−41.6%

Risk and income

Beta
0.89
Typical daily move
±2.7%
Typical 20-day move
±5%
Dividend yield
1.91%

Voya Financial stock news this week

6 headlines about Voya Financial from the past week, newest first, each linking to the publisher.

Voya Financial peers

Voya Financial’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
PRUPrudential Financial−2.1%Accumulation1.4% below
RGAReinsurance Group of America+1.8%Neutral1.0% below
CRBGCorebridge Financial−2.7%Neutral4.7% below
EQHEquitable−2.3%Neutral5.6% below
JXNJackson Financial−1.2%Neutral4.5% below
PRIPrimerica−0.3%Buying11.4% below

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

Voya Financial stock FAQ

What is Voya Financial’s market cap?

Voya Financial’s market cap is $8.70B at the Sep 28, 2026 close of $95.98, with 90.60M shares outstanding. The shares trade on a P/E ratio of 16.4.

What is the Voya Financial stock forecast?

The consensus analyst 12-month price target for Voya Financial is $108.08, +12.6% from the last close. Of the 11 firms that rated the stock in the last 90 days, 7 rate it a buy, 3 a hold and 1 a sell. Gekko doesn’t publish price predictions of its own.

Is Voya Financial stock overvalued or undervalued?

On Gekko’s estimate Voya Financial is undervalued: the Sep 28, 2026 close of $95.98 is 7.2% below Gekko Fair Value of $103.38. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does Voya Financial report earnings next?

Voya Financial is expected to report on Nov 3, 2026 (35 days away). Analysts expect earnings of $2.56 per share on revenue of $1.97B. Voya Financial beat the earnings estimate in 6 of its last 8 reports, moving 4.9% on average across the report.

What is Voya Financial’s 52-week high and low?

Voya Financial’s 52-week high is $105.64 and its 52-week low is $64.50; it closed at $95.98 on Sep 28, 2026, +27.8% over the past year.

Is Voya Financial stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 4 of the 5 items with data read as supportive (gekkoindex, fair value, earnings risk and seasonality), 1 as mixed (trend). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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