Insider buying last 90 days
No open-market insider purchases were filed for SAN in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every SAN insider filing, plotted on the chart in Gekko.Open SAN in Gekko
Banco Santander (SAN) Stock Analysis & Forecast
$14.31−0.51 (−3.4%)
Close on Sep 18, 2026. Page updated Sep 19, 9:14 pm ET.
Gekko Brief
AI summaryBanco Santander shares close at $14.31, down 3.4% on the day, sitting between the 50-day average of $14.33 and the 200-day average of $12.68. The GekkoIndex reads 59, placing the stock in the Neutral zone, up 4.3 over five days. Price sits about 1.4% below Gekko Fair Value of $14.51. Returns over the past six months and year run 30.8% and 42.1%, with the 52-week range spanning $9.62 to $15.05.
This week's news centers on capital actions and legal outcomes. Santander repurchased 7.1 million shares between 10 and 16 September for €558.9 million, about 30.6% of its buyback program's maximum. Separately, Santander won a UK appeal against a ruling that had ordered payment of $912 million to AXA over US PPI mis-selling costs. Santander Holdings USA also announced redemption of its Series I preferred depositary shares on 15 October. Morgan Stanley maintained a Buy rating and raised its target to $17.03, while consensus target stands at $14.79, implying 3.4% upside.
Looking ahead, the next earnings report falls on 28 October, 38 days out and beyond a typical 20-trading-day hold; the last report on 22 July showed EPS of $0.27 against a $0.29 estimate, with a -3.2% reaction, and 2 beats over the last 8 quarters. No insider, Congress, or unusual options activity appears in their respective windows. Seasonally, the next 20 trading days have averaged a 1.3% gain over 5 years, rising in 2 of them.
Written by AI and checked automatically against the figures on this page. Generated Sep 20, 2026 from the data above.
Price vs fair value
Close $14.31200-day averageGekko Fair Value $14.51
Key stats
- Market cap
- $210.0B
- P/E ratio
- 14.1
- Forward P/E
- 10.1
- EPS, TTM
- $1.05
- Revenue, TTM
- $48.53B
- Profit margin
- 33.5%
- Dividend yield
- 0.87%
- Beta
- 0.93
- Volume
- 5.25M avg 9.81M
- 1-year return
- +42.1%
- Typical daily move
- ±2.2%
- Typical 20-day move
- ±6.3%
- 50-day average
- $14.33
- 200-day average
- $12.68
- Next earnings
- Oct 28 before open
- Shares outstanding
- 14.51B
Banco Santander swing-trade checklist
Banco Santander scores 1 supportive, 4 mixed and 0 headwinds across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
1 supportive4 mixed0 headwinds
- Trendmixed
Averages disagree
Close $14.31 sits between the 50-day ($14.33) and 200-day ($12.68) averages, or the averages disagree.
See the chart - GekkoIndexmixed
59, Neutral
Reading 59 is in the Neutral zone.
See the GekkoIndex - Fair valuemixed
1.4% below
Price is within 5% of Gekko Fair Value (1.4% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings risksupportive
Reports in 38 days
Next report Oct 28, 2026, 38 days away — outside a typical 20-trading-day hold.
See earnings - Seasonalitymixed
+1.3% on average
From this point in the calendar, the next 20 trading days averaged +1.3% over 5 years, rising in 2 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Banco Santander stock chart and price history
Banco Santander closed at $14.31 on Sep 18, 2026, +42.1% over the past year, inside a 52-week range of $9.62 to $15.05.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- +1.0%
- 3 months
- +6.0%
- 6 months
- +30.8%
- 1 year
- +42.1%
The full SAN chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open SAN in Gekko
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About Banco Santander
Banco Santander provides banking products and services to individuals, small and medium-sized businesses, and large corporations around the world. Its work spans everyday retail banking, including checking, savings, and fixed-term deposit accounts, as well as lending in the form of mortgages, consumer finance, syndicated loans, and structured financing.
Beyond consumer banking, Santander supports business clients with cash management, trade and working capital financing, export and agency finance, and corporate finance, along with insurance products. It also runs asset and wealth management, private banking, corporate banking, treasury and risk-hedging services, foreign trade support, confirming, custody, and investment banking. This wide range of services reaches customers through a network of 9,879 branches.
The bank traces its founding to 1856 and is headquartered in Madrid, Spain. It took on its present name, Banco Santander, S.A., in June 2007, after previously operating as Banco Santander Central Hispano S.A. Its shares trade under the ticker SAN.
- Sector
- Finance
- Website
- santander.com
Banco Santander GekkoIndex: the smart money zone
Banco Santander’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 59, in the Neutral zone, up 4.3 points over five sessions.
59Neutral
Up 4.3 points over five sessions.
Reading for Sep 18, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 10 | +3.0% | +8.9% | ||
| Accumulation | 106 | +2.2% | +5.3% | ||
| Neutral (current zone) | 435 | +0.7% | +3.4% | ||
| Distribution | 64 | +0.6% | +6.0% | ||
| Selling | 0 | Not available | |||
Average SAN share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Neutral readings averaged +1.2% over 20 days. Past behaviour doesn’t guarantee future results.
Neutral zone: No clear directional signal. About the five zones →
See every daily GekkoIndex reading plotted over the SAN price, zone by zone.Track SAN in Gekko
Is Banco Santander stock overvalued? Gekko Fair Value
Banco Santander trades 1.4% below Gekko Fair Value of $14.51, so the shares are about fair value on Gekko’s estimate.
Gekko’s own estimate of what Banco Santander shares are worth, recalculated every trading day.
$14.51
Gekko Fair Value, Sep 19, 2026
1.4% below fair value · About fair value
Gekko Fair Value on every chart, with the gap to price updating daily.Open SAN in Gekko
Banco Santander insider and Congress trading
No open-market insider purchases were filed for Banco Santander, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in SAN were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for SAN, plotted on the chart in Gekko.Open SAN in Gekko
Buybacks
Banco Santander has been buying back its own shares.
- Bought back, quarter ended Sep 29, 2025
- $591.0M
- As a share of market cap
- 0.28%
From company filings.
Banco Santander earnings: next date and track record
Banco Santander reports on Oct 28, 2026, before the open (38 days away), and beat the EPS estimate in 2 of its last 8 reports.
Next earnings report
Oct 28, 2026
Expected before the open, 38 days away
- EPS estimate
- $0.31
- Revenue estimate
- $18.85B
2 of 8reports beat the EPS estimate
±3.8%average move across the report
3 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Jul 22, 2026 AI summary
- What they said
- Santander reported a record Q2 2026 quarterly profit of EUR 3.8 billion, making H1 2026 the best half in company history. Revenue grew 6% in constant Euro, with NII up 6% and record fees up 7%. Underlying profit grew 14% YoY, with efficiency improving 3 percentage points and underlying RoTE reaching 15.6%. CET1 ratio stands at 14% post-TSB acquisition. TNAV plus dividend per share grew 19%, reflecting strong shareholder value creation.
- Guidance
- Management targets continued progress toward Investor Day goals, with underlying RoTE adjusted for excess capital approaching 17%. TSB integration and ONE Transformation program expected to drive further efficiency gains and operational leverage across global businesses.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Jul 22, 2026 | $0.27 est $0.29 | $17.92B est $17.90B | −3.2% |
| Apr 29, 2026 | $0.27 est $0.29 | $17.71B est $17.66B | +1.0% |
| Feb 4, 2026 | $0.30 est $0.26 | $19.01B est $18.45B | 0.0% |
| Oct 29, 2025 | $0.23 est $0.25 | $14.18B est $15.89B | +1.8% |
| Jul 30, 2025 | $0.25 est $0.25 | $16.88B est $15.25B | −3.5% |
| Apr 30, 2025 | $0.22 est $0.22 | $13.70B est $15.68B | −5.8% |
| Feb 5, 2025 | $0.21 est $0.19 | $16.37B est $15.53B | +12.5% |
| Oct 29, 2024 | $0.22 est $0.22 | $16.51B est $16.61B | −2.4% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Banco Santander stock forecast and analyst price targets
Analysts’ average 12-month price target for Banco Santander is $14.79, +3.4% from the last close.
$14.79consensus 12-month target, +3.4% from the last close
+3.4%average 20-day move after past Neutral readings
+1.3%average move over the next 20 trading days in the last 5 years
±2.2%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Banco Santander seasonality: the next 20 trading days
Over the next 20 trading days from Sep 19, Banco Santander averaged +1.3% across the last 5 years, rising in 2 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | −0.4% | 2 of 5 |
| Next 10 trading days | −0.6% | 2 of 5 |
| Next 15 trading days | +0.3% | 2 of 5 |
| Next 20 trading days | +1.3% | 2 of 5 |
| Next 30 trading days | +1.9% | 1 of 5 |
For scale, SAN’s typical 20-trading-day move in either direction is about 6.3%.
Banco Santander market cap and key statistics
Banco Santander’s market cap is $210.0B, with a P/E ratio of 14.1 and revenue of $48.53B over the last twelve months.
Valuation
- Market cap
- $210.0B
- P/E ratio
- 14.1
- Forward P/E
- 10.1
- EPS, TTM
- $1.05
- Gekko Fair Value
- $14.51
Trading
- Volume
- 5.25M
- Avg volume, 20 days
- 9.81M
- 52-week high
- $15.05
- 52-week low
- $9.62
- Shares outstanding
- 14.51B
Financials
- Revenue, TTM
- $48.53B
- Profit margin
- 33.5%
- Return on equity
- 13.1%
- Quarterly earnings growth, YoY
- +8.7%
Risk and income
- Beta
- 0.93
- Typical daily move
- ±2.2%
- Typical 20-day move
- ±6.3%
- Dividend yield
- 0.87%
Banco Santander stock news this week
Coverage of Banco Santander this week reads positive: 2 positive, 2 neutral and 0 negative headlines.
- Banco Santander Brasil SA (NYSE:BSBR) Given Average Recommendation of "Reduce" by AnalystsMarketBeat, Sep 18
- Santander repurchases 7.1 million shares in buyback programInvesting.com, Sep 17
- Santander wins UK appeal over $912 million AXA US PPI rulingReuters, Sep 15
- Santander Holdings USA, Inc. Announces Redemption of All Outstanding Depositary Shares Representing Interests in Its Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series IBusiness Wire, Sep 15
- Providence College Athletics Announces Santander Bank As The Official Jersey SponsorLearfield, Sep 15
- Banco Santander: A High-ROTE Behemoth Hidden In Plain SightSeeking Alpha, Sep 14
Banco Santander stock FAQ
What is Banco Santander’s market cap?
Banco Santander’s market cap is $210.0B at the Sep 18, 2026 close of $14.31, with 14.51B shares outstanding. The shares trade on a P/E ratio of 14.1.
What is the Banco Santander stock forecast?
The consensus analyst 12-month price target for Banco Santander is $14.79, +3.4% from the last close. Gekko doesn’t publish price predictions of its own.
Is Banco Santander stock overvalued or undervalued?
On Gekko’s estimate Banco Santander is about fair value: the Sep 18, 2026 close of $14.31 is 1.4% below Gekko Fair Value of $14.51. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Banco Santander report earnings next?
Banco Santander is expected to report on Oct 28, 2026, before the market opens (38 days away). Analysts expect earnings of $0.31 per share on revenue of $18.85B. Banco Santander beat the earnings estimate in 2 of its last 8 reports, moving 3.8% on average across the report.
What is Banco Santander’s 52-week high and low?
Banco Santander’s 52-week high is $15.05 and its 52-week low is $9.62; it closed at $14.31 on Sep 18, 2026, +42.1% over the past year.
Is Banco Santander stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 1 of the 5 items with data read as supportive (earnings risk), 4 as mixed (trend, gekkoindex, fair value and seasonality). The checklist is a description of current data, not a recommendation.
How this page works
Prices and signals update after every US market close; the GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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