NYSE: RDN

Radian (RDN) Stock Analysis & Forecast

Sep 28 close

$33.00−0.02 (−0.1%)

Gekko Brief

AI summary

Radian's week centers on analyst activity and product news rather than results. Argus lowered its target price on the stock to $33.00, while BTIG initiated coverage with a Buy rating and a $48.00 price target, citing return-on-equity potential following the Inigo acquisition and opportunities to optimize capital levels. Separately, Radian Guaranty integrated its mortgage insurance quotes into the Lender Price AI platform, giving lenders and brokers direct access to RADAR Rates.

Shares closed at $33.00, down 0.1% on the day and sitting between the 50-day average of $36.70 and the 200-day average of $35.42, with one-month and three-month returns of -9.6% and -12.7% respectively. The GekkoIndex reads 73.3, placing the stock in the Buying zone. Price stands 17.3% below Gekko Fair Value of $39.90.

The next earnings date falls on 3 November 2026, 35 days out and beyond a typical 20-trading-day holding window; the prior report on 5 August showed EPS of $1.14 against a $1.34 estimate, with an 8.5% reaction. Seasonality over the next 20 trading days has averaged -0.5% across 5 years, rising in 2 of them. No insider, Congress, or unusual options activity appears in the recent window, though one billionaire holder is recorded. Consensus among 5 firms stands at 4 buy and 1 hold, with a consensus target of $44.50.

Written by AI and checked automatically against the figures on this page. Generated Sep 29, 2026 from the data above.

Radian price vs fair value

$39.90$33.00Sep ’25Mar ’26Sep ’26
Close $33.00200-day averageGekko Fair Value $39.90

Radian quick facts

Market cap
$4.39B
P/E ratio
8.5
Forward P/E
6.3
EPS, TTM
$3.93
Revenue, TTM
$1.65B
Profit margin
32.5%
Dividend yield
2.95%
Beta
0.70
Volume
1.57M avg 1.19M
1-year return
−10.0%
Typical daily move
±2.3%
Typical 20-day move
±4.8%
50-day average
$36.70
200-day average
$35.42
Next earnings
Nov 3
Shares outstanding
132.3M
52-week range
$31.50$41.05

Radian swing-trade checklist

Radian scores 3 supportive, 1 mixed and 1 headwind across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

3 supportive1 mixed1 headwind

  • Trendmixed

    Averages disagree

    Close $33.00 sits between the 50-day ($36.70) and 200-day ($35.42) averages, or the averages disagree.

    See the chart
  • GekkoIndexsupportive

    73.3, Buying

    Reading 73.3 is in the Buying zone.

    See the GekkoIndex
  • Fair valuesupportive

    17.3% below

    Price is 17.3% below Gekko Fair Value (more than 5% below).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings risksupportive

    Reports in 35 days

    Next report Nov 3, 2026, 35 days away — outside a typical 20-trading-day hold.

    See earnings
  • Seasonalityheadwind

    −0.5% on average

    From this point in the calendar, the next 20 trading days averaged −0.5% over 5 years, rising in 2 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

Radian stock chart and price history

Radian closed at $33.00 on Sep 28, 2026, −10.0% over the past year, inside a 52-week range of $31.50 to $41.05.

Close50-day average200-day averageVolume
Radian share price, past year, with 50-day and 200-day moving averages and volume$32$34$36$38$40NovDecJan 2026FebMarAprMayJunJulAugSep33.00

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−9.6%
3 months
−12.7%
6 months
+1.3%
1 year
−10.0%
The full RDN chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open RDN in Gekko

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Put RDN on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.

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About Radian

Radian works across the United States providing insurance and services tied to home loans and property transactions. Its main line is private mortgage insurance for primary residential loans, covering the credit risk that lenders take on when borrowers put down less than a full deposit. Alongside this insurance, the company is recognized for supporting the paperwork and risk checks that go into approving a mortgage.

The business is split into two segments. The Mortgage segment handles insurance, credit risk management, contract underwriting and fulfillment work, serving mortgage and commercial banks, savings institutions, credit unions and community banks. The Homegenius segment covers title work, document recording and retrieval, default curative actions, deed and property reports, closing and settlement support, real estate valuation, asset management, and technology tools including software delivered as a service. Its customers here range from individual consumers and mortgage lenders to real estate investors, government-sponsored enterprises, and brokers and agents.

Radian was established in 1977 and is headquartered in Wayne, Pennsylvania. Its shares are listed on the NYSE under the ticker RDN.

Listed
NYSE
Sector
Finance
Industry
Specialty insurance
Website
radian.com

Radian GekkoIndex: the smart money zone

Radian’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 73.3, in the Buying zone, down 0.2 points over five sessions.

010073.3Buying

Down 0.2 points over five sessions.

Reading for Sep 28, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying (current zone)24+1.8%+2.7%+7.7%+5.0%
Accumulation213+0.7%+1.7%+3.5%+4.6%
Neutral399−0.2%−0.2%−0.4%+0.7%
Distribution29+0.1%−1.6%−4.3%−1.4%
Selling7Too few readings yet

Average RDN share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Buying readings averaged +3.2% over 20 days. Past behaviour doesn’t guarantee future results.

Buying zone: Smart money likely accumulating heavily. About the five zones →

See every daily GekkoIndex reading plotted over the RDN price, zone by zone.Track RDN in Gekko

Is Radian stock overvalued? Gekko Fair Value

Radian trades 17.3% below Gekko Fair Value of $39.90, so the shares are undervalued on Gekko’s estimate.

Gekko’s own estimate of what Radian shares are worth, recalculated every trading day.

$39.90

Gekko Fair Value, Sep 26, 2026

17.3% Undervalued

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open RDN in Gekko

Radian insider and Congress trading

No open-market insider purchases were filed for Radian, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for RDN in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every RDN insider filing, plotted on the chart in Gekko.Open RDN in Gekko

Congress trades last 90 days

No trades in RDN were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for RDN, plotted on the chart in Gekko.Open RDN in Gekko

Buybacks

Radian has been buying back its own shares.

Bought back, quarter ended Jun 30, 2026
$130.3M
As a share of market cap
2.97%

From company filings.

Hedge funds and billionaires quarter ended Sep 30

1of the funds Gekko tracks holds RDN.

0added1opened0trimmed0sold out
Which funds are on each side, name by name.Unlock in Gekko

Radian earnings: next date and track record

Radian reports on Nov 3, 2026 (35 days away), and beat the EPS estimate in 7 of its last 8 reports.

7 of 8reports beat the EPS estimate
±3.4%average move across the report
4 of 8reports followed by a gain

Share-price move across each report

+4.6%Nov ’24−1.0%Feb ’25+3.0%Apr ’25−3.9%Jul ’25−0.3%Nov ’25+0.1%Feb ’26+5.7%May ’26−8.5%Aug ’26

Last earnings call, Aug 5, 2026 AI summary

What they said
Radian reported Q2 2026 total revenues of $575 million, up 93% year-over-year, with net earned premiums increasing 116% to $504 million, driven by the first full quarter of Inigo specialty insurance contribution. Primary mortgage insurance in force reached a record $284 billion. The company completed its real estate services divestiture and signed an agreement to sell its title business, advancing its transformation into a global multiline specialty insurer. Specialty Insurance represented approximately 50% of total revenues.
Guidance
Management acknowledged softening rates in specialty insurance markets but noted conditions align with acquisition underwriting assumptions. No specific financial targets were provided in this excerpt; strategic focus remains on insurance operations following divestiture of non-core businesses.
ReportedEPSSurpriseRevenueSurpriseMove
Aug 5, 2026$1.14
est $1.34
−14.9%$575.0M
est $556.5M
+3.3%−8.5%
May 6, 2026$1.23
est $1.20
+2.5%$466.0M
est $377.8M
+23.3%+5.7%
Feb 18, 2026$1.16
est $1.11
+4.5%$300.5M
est $300.7M
−0.1%+0.1%
Nov 4, 2025$1.07
est $1.01
+5.9%$310.7M
est $308.8M
+0.6%−0.3%
Jul 30, 2025$1.01
est $0.93
+8.6%$317.8M
est $308.8M
+2.9%−3.9%
Apr 30, 2025$0.99
est $0.95
+4.2%$317.7M
est $321.6M
−1.2%+3.0%
Feb 5, 2025$1.09
est $0.94
+16.0%$316.3M
est $242.6M
+30.4%−1.0%
Nov 6, 2024$1.03
est $0.92
+12.0%$333.4M
est $240.8M
+38.4%+4.6%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

Radian stock forecast and analyst price targets

Analysts’ average 12-month price target for Radian is $44.50, +34.8% from the last close, from 5 firms rating the stock in the last 90 days.

$44.50consensus 12-month target, +34.8% from the last close
Low $35High $48
Buy4
Hold1
Sell0

Each firm’s latest rating in the last 90 days: 5 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Sep 28BTIGBuy, initiated$48+45.5%
Sep 25BTIGBuy, initiated$48+45.5%
Sep 25KBWBuy, maintained——
Sep 22BTIGBuy, initiated$48+45.5%
Aug 11KBWBuy, maintained$44+33.3%
+7.7%average 20-day move after past Buying readings
−0.5%average move over the next 20 trading days in the last 5 years
±2.3%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

Radian seasonality: the next 20 trading days

Over the next 20 trading days from Sep 29, Radian averaged −0.5% across the last 5 years, rising in 2 of them.

Next 20 trading days, by year

+3.5%2021+5.8%2022−0.8%2023−1.7%2024−7.7%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+1.4%3 of 5
Next 10 trading days−0.1%3 of 5
Next 15 trading days−0.8%2 of 5
Next 20 trading days−0.5%2 of 5
Next 30 trading days+0.8%2 of 5

For scale, RDN’s typical 20-trading-day move in either direction is about 4.8%.

Radian market cap and key statistics

Radian’s market cap is $4.39B, with a P/E ratio of 8.5 and revenue of $1.65B over the last twelve months.

Valuation

Market cap
$4.39B
P/E ratio
8.5
Forward P/E
6.3
EPS, TTM
$3.93
Gekko Fair Value
$39.90

Trading

Volume
1.57M
Avg volume, 20 days
1.19M
52-week high
$41.05
52-week low
$31.50
Shares outstanding
132.3M

Financials

Revenue, TTM
$1.65B
Profit margin
32.5%
Return on equity
12%
Quarterly earnings growth, YoY
−16.2%

Risk and income

Beta
0.70
Typical daily move
±2.3%
Typical 20-day move
±4.8%
Dividend yield
2.95%

Radian stock news this week

Coverage of Radian this week reads neutral: 2 positive, 4 neutral and 1 negative headlines.

News sentiment neutral

Radian peers

Radian’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
FNFFidelity National Financial−0.3%Buying22.4% below
ORIOld Republic International+0.7%Buying10.5% below
FAFFirst American−1.2%Buying17.7% below
ESNTEssent−0.2%Buying9.8% below
AGOAssured Guaranty−0.4%Accumulation15.7% below
STCStewart Information Services−2.1%Buying21.5% below

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

Radian stock FAQ

What is Radian’s market cap?

Radian’s market cap is $4.39B at the Sep 28, 2026 close of $33.00, with 132.3M shares outstanding. The shares trade on a P/E ratio of 8.5.

What is the Radian stock forecast?

The consensus analyst 12-month price target for Radian is $44.50, +34.8% from the last close. Of the 5 firms that rated the stock in the last 90 days, 4 rate it a buy, 1 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is Radian stock overvalued or undervalued?

On Gekko’s estimate Radian is undervalued: the Sep 28, 2026 close of $33.00 is 17.3% below Gekko Fair Value of $39.90. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does Radian report earnings next?

Radian is expected to report on Nov 3, 2026 (35 days away). Analysts expect earnings of $1.21 per share on revenue of $597.7M. Radian beat the earnings estimate in 7 of its last 8 reports, moving 3.4% on average across the report.

What is Radian’s 52-week high and low?

Radian’s 52-week high is $41.05 and its 52-week low is $31.50; it closed at $33.00 on Sep 28, 2026, −10.0% over the past year.

Is Radian stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and earnings risk), 1 as mixed (trend) and 1 as a headwind (seasonality). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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