NYSE: FAF

First American (FAF) Stock Analysis & Forecast

Sep 28 close

$64.72−1.55 (−2.3%)

Gekko Brief

AI summary

First American's week centers on housing-market data and coverage of its own valuation and ratings. The company's Data & Analytics unit reported that U.S. home prices rose 1.4% year-over-year in August, marking the 17th straight month below the pre-pandemic average, while a California appeals court affirmed a coverage denial by First American Property & Casualty in a flood-related dispute. Separate coverage compared FAF against AON and questioned whether the stock is undervalued, and brokerages set a price target of $84.60 alongside a "Moderate Buy" consensus from firms tracking the stock.

FAF closed at $64.72, down 2.3%, with a close that sits between its 50-day average of $72.62 and 200-day average of $67.28, reflecting a mixed trend. Momentum has been negative over one month (-13.2%) and three months (-5.9%) but positive over six months (10.7%) and the past year (0.7%). The GekkoIndex reads 71.7, placing the stock in the Buying zone, and price sits 17.7% below Gekko Fair Value of $78.64.

Earnings are set for 21 October, 22 days out, inside a typical 20-trading-day holding window; the prior quarter saw an EPS beat of $1.99 versus a $1.38 estimate with a 3% reaction, and the company has beaten in 7 of the last 8 quarters. Seasonality over the next 20 trading days has averaged -0.1% across 5 years, rising in 2 of them. Analyst consensus carries a $87.67 target with 35.5% upside from 5 firms, all rated buy.

Written by AI and checked automatically against the figures on this page. Generated Sep 29, 2026 from the data above.

First American price vs fair value

$78.64$64.72Sep ’25Mar ’26Sep ’26
Close $64.72200-day averageGekko Fair Value $78.64

First American quick facts

Market cap
$6.61B
P/E ratio
9.2
Forward P/E
9.4
EPS, TTM
$7.21
Revenue, TTM
$7.98B
Profit margin
9.3%
Dividend yield
3.35%
Beta
1.23
Volume
1.07M avg 884,532
1-year return
+0.7%
Typical daily move
±3%
Typical 20-day move
±4.8%
50-day average
$72.62
200-day average
$67.28
Next earnings
Oct 21
Shares outstanding
102.1M
52-week range
$56.20$79.87

First American swing-trade checklist

First American scores 2 supportive, 1 mixed and 2 headwinds across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

2 supportive1 mixed2 headwinds

  • Trendmixed

    Averages disagree

    Close $64.72 sits between the 50-day ($72.62) and 200-day ($67.28) averages, or the averages disagree.

    See the chart
  • GekkoIndexsupportive

    71.7, Buying

    Reading 71.7 is in the Buying zone.

    See the GekkoIndex
  • Fair valuesupportive

    17.7% below

    Price is 17.7% below Gekko Fair Value (more than 5% below).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings riskheadwind

    Reports in 22 days

    Reports on Oct 21, 2026, 22 days away — inside a typical 20-trading-day hold.

    See earnings
  • Seasonalityheadwind

    −0.1% on average

    From this point in the calendar, the next 20 trading days averaged −0.1% over 5 years, rising in 2 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

First American stock chart and price history

First American closed at $64.72 on Sep 28, 2026, +0.7% over the past year, inside a 52-week range of $56.20 to $79.87.

Close50-day average200-day averageVolume
First American share price, past year, with 50-day and 200-day moving averages and volume$60$70$75$80NovDecJan 2026FebMarAprMayJunJulAugSep64.72

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−13.2%
3 months
−5.9%
6 months
+10.7%
1 year
+0.7%
The full FAF chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open FAF in Gekko

Follow First American through every session

Put FAF on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.

Track FAF in GekkoFree for 7 days. No credit card required.

About First American

First American provides financial services through a range of subsidiaries built around real estate transactions. It is widely known for issuing title insurance on residential and commercial properties, and its offerings extend to closings and escrow, appraisals and valuation work, lien release management, document custody, warehouse lending, mortgage subservicing, default management, and banking, trust, and wealth management. It also helps clients with tax-deferred property exchanges and keeps large stores of title information.

The company runs through two divisions. Title Insurance and Services covers the property-related work described above and reaches customers through both its own offices and independent agents in nearly every U.S. state along with the District of Columbia, as well as in Canada, the United Kingdom, Australia, and South Korea. The Specialty Insurance division handles property and casualty coverage, insuring homeowners and renters against liability and hazards such as fire, theft, vandalism, and property damage, and it also sells residential service contracts covering repairs or replacement of home systems like heating, cooling, and major appliances.

First American traces its founding to 1889 and is headquartered in Santa Ana, California. Its shares are listed on the NYSE under the ticker FAF.

Listed
NYSE
Sector
Finance
Industry
Specialty insurance
Website
firstam.com

First American GekkoIndex: the smart money zone

First American’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 71.7, in the Buying zone, up 4.6 points over five sessions.

010071.7Buying

Up 4.6 points over five sessions, from the Accumulation zone.

Reading for Sep 28, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying (current zone)34+2.2%+3.0%+6.0%+6.5%
Accumulation226+0.3%+1.0%+3.2%+4.6%
Neutral3890.0%−0.2%−1.0%+0.2%
Distribution22−1.2%−1.2%−1.0%+1.3%
Selling1Too few readings yet

Average FAF share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Buying readings averaged +3.2% over 20 days. Past behaviour doesn’t guarantee future results.

Buying zone: Smart money likely accumulating heavily. About the five zones →

See every daily GekkoIndex reading plotted over the FAF price, zone by zone.Track FAF in Gekko

Is First American stock overvalued? Gekko Fair Value

First American trades 17.7% below Gekko Fair Value of $78.64, so the shares are undervalued on Gekko’s estimate.

Gekko’s own estimate of what First American shares are worth, recalculated every trading day.

$78.64

Gekko Fair Value, Sep 29, 2026

17.7% Undervalued

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open FAF in Gekko

First American insider and Congress trading

No open-market insider purchases were filed for First American, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for FAF in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every FAF insider filing, plotted on the chart in Gekko.Open FAF in Gekko

Congress trades last 90 days

No trades in FAF were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for FAF, plotted on the chart in Gekko.Open FAF in Gekko

Buybacks

First American has been buying back its own shares.

Bought back, quarter ended Jun 30, 2026
$20.50M
As a share of market cap
0.31%
Trailing four quarters
$90.50M

From company filings.

First American earnings: next date and track record

First American reports on Oct 21, 2026 (22 days away), and beat the EPS estimate in 7 of its last 8 reports.

7 of 8reports beat the EPS estimate
±2.7%average move across the report
4 of 8reports followed by a gain

Share-price move across each report

−6.7%Apr ’24−0.2%Jul ’24−0.4%Oct ’24−0.8%Feb ’25+4.7%Apr ’25+2.1%Jul ’25+4.0%Oct ’25+3.0%Feb ’26
ReportedEPSSurpriseRevenueSurpriseMove
Feb 5, 2026$1.99
est $1.38
+44.2%——+3.0%
Oct 22, 2025$1.70
est $1.38
+23.2%$1.98B
est $1.88B
+5.1%+4.0%
Jul 22, 2025$1.53
est $1.39
+10.1%$1.84B
est $1.84B
+0.2%+2.1%
Apr 22, 2025$0.84
est $0.65
+28.5%$1.58B
est $1.53B
+3.4%+4.7%
Feb 12, 2025$1.35
est $1.09
+23.6%$1.68B
est $1.62B
+3.7%−0.8%
Oct 23, 2024$1.34
est $1.14
+17.5%$1.41B
est $1.65B
−15.0%−0.4%
Jul 24, 2024$1.27
est $1.16
+9.5%$1.61B
est $1.67B
−3.4%−0.2%
Apr 24, 2024$0.45
est $0.59
−23.7%$1.42B
est $1.65B
−13.6%−6.7%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

First American stock forecast and analyst price targets

Analysts’ average 12-month price target for First American is $87.67, +35.5% from the last close, from 5 firms rating the stock in the last 90 days.

$87.67consensus 12-month target, +35.5% from the last close
Low $83High $86
Buy5
Hold0
Sell0

Each firm’s latest rating in the last 90 days: 5 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Sep 17BarclaysBuy, maintained$83+28.2%
Aug 13BarclaysBuy, maintained$83+28.2%
Jul 24Benchmark Co.Buy, maintained$85+31.3%
Jul 24KBWBuy, maintained$86+32.9%
Jul 24BarclaysBuy, maintained$83+28.2%
+6.0%average 20-day move after past Buying readings
−0.1%average move over the next 20 trading days in the last 5 years
±3%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

First American seasonality: the next 20 trading days

Over the next 20 trading days from Sep 29, First American averaged −0.1% across the last 5 years, rising in 2 of them.

Next 20 trading days, by year

+6.9%2021+7.5%2022−11.1%2023−3.0%20240.0%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days−0.2%2 of 5
Next 10 trading days−1.2%2 of 5
Next 15 trading days−1.4%2 of 5
Next 20 trading days−0.1%2 of 5
Next 30 trading days+3.8%2 of 5

For scale, FAF’s typical 20-trading-day move in either direction is about 4.8%.

First American market cap and key statistics

First American’s market cap is $6.61B, with a P/E ratio of 9.2 and revenue of $7.98B over the last twelve months.

Valuation

Market cap
$6.61B
P/E ratio
9.2
Forward P/E
9.4
EPS, TTM
$7.21
Gekko Fair Value
$78.64

Trading

Volume
1.07M
Avg volume, 20 days
884,532
52-week high
$79.87
52-week low
$56.20
Shares outstanding
102.1M

Financials

Revenue, TTM
$7.98B
Profit margin
9.3%
Return on equity
13.9%
Quarterly earnings growth, YoY
+50.4%

Risk and income

Beta
1.23
Typical daily move
±3%
Typical 20-day move
±4.8%
Dividend yield
3.35%

First American peers

First American’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
FNFFidelity National Financial−0.3%Buying22.4% below
ORIOld Republic International+0.7%Buying10.5% below
ESNTEssent−0.2%Buying9.8% below
RDNRadian+0.1%Buying17.3% below
AGOAssured Guaranty−0.4%Accumulation15.7% below
STCStewart Information Services−2.1%Buying21.5% below

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

First American stock FAQ

What is First American’s market cap?

First American’s market cap is $6.61B at the Sep 28, 2026 close of $64.72, with 102.1M shares outstanding. The shares trade on a P/E ratio of 9.2.

What is the First American stock forecast?

The consensus analyst 12-month price target for First American is $87.67, +35.5% from the last close. Of the 5 firms that rated the stock in the last 90 days, 5 rate it a buy, 0 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is First American stock overvalued or undervalued?

On Gekko’s estimate First American is undervalued: the Sep 28, 2026 close of $64.72 is 17.7% below Gekko Fair Value of $78.64. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does First American report earnings next?

First American is expected to report on Oct 21, 2026 (22 days away). Analysts expect earnings of $1.84 per share on revenue of $2.12B. First American beat the earnings estimate in 7 of its last 8 reports, moving 2.7% on average across the report.

What is First American’s 52-week high and low?

First American’s 52-week high is $79.87 and its 52-week low is $56.20; it closed at $64.72 on Sep 28, 2026, +0.7% over the past year. Over the last five years the shares peaked at $81.54 on Jan 13, 2022.

Is First American stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 2 of the 5 items with data read as supportive (gekkoindex and fair value), 1 as mixed (trend) and 2 as headwinds (earnings risk and seasonality). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

See First American the way Gekko members do

Every GekkoIndex reading, insider trade, options bet and Congress disclosure plotted on the chart, plus the 5,800-name screener and trade planning tools.

Join 1,380 other traders using Gekko

Start Your FREE 7 Day Trial → Every feature unlocked. No credit card required.