Insider buying last 90 days
No open-market insider purchases were filed for ORI in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every ORI insider filing, plotted on the chart in Gekko.Open ORI in Gekko
NYSE: ORI
Old Republic International (ORI) Stock Analysis & Forecast
Sep 28 close
$38.02+0.28 (+0.7%)
Gekko Brief
AI summaryOld Republic International trades at $38.02, below both its 50-day average of $41.71 and its 200-day average of $41.17, with the stock down 10% over the past month and 8.4% over three months. The GekkoIndex reads 75.9, placing it in the Buying zone, and the price sits 10.5% below the Gekko Fair Value of $42.47. The lone covered analyst rates the stock a hold with a consensus target of $43.50, implying 14.4% upside from current levels.
Over the next 20 trading days, the company reports earnings on 22 October, 23 days away, which falls inside a typical holding window for swing positions. The prior quarter saw net operating income of $0.76 per share against a $0.79 estimate, with a 1.7% reaction, and the average absolute move around earnings has run 3.8%; across the last eight quarters, four beats have been recorded. Title insurance was a bright spot last quarter, with premiums and fees up 10% year over year and pre-tax income of $56 million, while specialty insurance faced a $40 million reserve strengthening in runoff transactional risk business. No insider, Congress, or unusual options activity appears in the current windows. Seasonally, the next 20 trading days have averaged a 1.4% gain over five years, though the pattern has been positive in only two of those years, underscoring the mixed historical tendency heading into this stretch.
Written by AI and checked automatically against the figures on this page. Generated Sep 29, 2026 from the data above.
Old Republic International price vs fair value
Close $38.02200-day averageGekko Fair Value $42.47
Old Republic International quick facts
- Market cap
- $9.26B
- P/E ratio
- 8.3
- Forward P/E
- 11.4
- EPS, TTM
- $4.56
- Revenue, TTM
- $9.72B
- Profit margin
- 11.7%
- Dividend yield
- 3.19%
- Beta
- 0.62
- Volume
- 1.91M avg 1.45M
- 1-year return
- −7.7%
- Typical daily move
- ±1.8%
- Typical 20-day move
- ±3.8%
- 50-day average
- $41.71
- 200-day average
- $41.17
- Next earnings
- Oct 22
- Shares outstanding
- 241.4M
Old Republic International swing-trade checklist
Old Republic International scores 2 supportive, 2 mixed and 1 headwind across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
2 supportive2 mixed1 headwind
- Trendmixed
Averages disagree
Close $38.02 sits between the 50-day ($41.71) and 200-day ($41.17) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
75.9, Buying
Reading 75.9 is in the Buying zone.
See the GekkoIndex - Fair valuesupportive
10.5% below
Price is 10.5% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings riskheadwind
Reports in 23 days
Reports on Oct 22, 2026, 23 days away — inside a typical 20-trading-day hold.
See earnings - Seasonalitymixed
+1.4% on average
From this point in the calendar, the next 20 trading days averaged +1.4% over 5 years, rising in 2 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Old Republic International stock chart and price history
Old Republic International closed at $38.02 on Sep 28, 2026, −7.7% over the past year, inside a 52-week range of $36.65 to $46.76.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −10.0%
- 3 months
- −8.4%
- 6 months
- −3.6%
- 1 year
- −7.7%
The full ORI chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open ORI in Gekko
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Old Republic International GekkoIndex: the smart money zone
Old Republic International’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 75.9, in the Buying zone, up 0.7 points over five sessions.
75.9Buying
Up 0.7 points over five sessions.
Reading for Sep 28, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying (current zone) | 27 | +3.0% | +8.5% | ||
| Accumulation | 176 | +0.3% | +3.1% | ||
| Neutral | 427 | +0.3% | +0.4% | ||
| Distribution | 39 | −1.8% | −1.5% | ||
| Selling | 3 | Too few readings yet | |||
Average ORI share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Buying readings averaged +3.2% over 20 days. Past behaviour doesn’t guarantee future results.
Buying zone: Smart money likely accumulating heavily. About the five zones →
See every daily GekkoIndex reading plotted over the ORI price, zone by zone.Track ORI in Gekko
Is Old Republic International stock overvalued? Gekko Fair Value
Old Republic International trades 10.5% below Gekko Fair Value of $42.47, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what Old Republic International shares are worth, recalculated every trading day.
$42.47
Gekko Fair Value, Sep 26, 2026
10.5% Undervalued
Gekko Fair Value on every chart, with the gap to price updating daily.Open ORI in Gekko
Old Republic International insider and Congress trading
No open-market insider purchases were filed for Old Republic International, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in ORI were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for ORI, plotted on the chart in Gekko.Open ORI in Gekko
Buybacks
Old Republic International has been buying back its own shares.
- Bought back, quarter ended Jun 30, 2026
- $60.20M
- As a share of market cap
- 0.65%
- Trailing four quarters
- $318.5M
From company filings.
Old Republic International earnings: next date and track record
Old Republic International reports on Oct 22, 2026 (23 days away), and beat the EPS estimate in 4 of its last 8 reports.
Next earnings report
Oct 22, 2026
23 days away
- EPS estimate
- $0.80
- Revenue estimate
- $2.49B
4 of 8reports beat the EPS estimate
±3.8%average move across the report
2 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Jul 23, 2026 AI summary
- What they said
- ORI reported Q2 2026 consolidated pre-tax operating income of $238M (vs. $268M prior year) with a combined ratio of 95.3% vs. 93.6%. Net operating income was $186M ($0.76/share vs. $0.83). Title insurance was a bright spot, growing premiums/fees 10% YoY with pre-tax income of $56M vs. $24M. Specialty insurance was pressured by $40M reserve strengthening in runoff transactional risk business. Book value per share reached $25.33, up 7.2% YTD including dividends.
- Guidance
- Management expects a bargain purchase gain from the ECM acquisition next quarter, with ECM projected to be accretive to earnings and book value in 2026. ECM wrote ~$220M in direct premiums in 2025 with estimated GAAP equity of $145M. Share repurchase capacity stands at ~$640M.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Jul 23, 2026 | $0.76 est $0.79 | $2.50B est $2.38B | +1.7% |
| Apr 23, 2026 | $0.68 est $0.79 | $2.40B est $2.27B | −4.0% |
| Jan 22, 2026 | $0.74 est $0.89 | $2.39B est $2.31B | −12.0% |
| Oct 23, 2025 | $1.11 est $0.76 | $2.42B est $2.28B | −3.5% |
| Jul 24, 2025 | $0.83 est $0.79 | $2.21B est $2.29B | −2.1% |
| Apr 24, 2025 | $0.81 est $0.74 | $2.11B est $2.03B | −1.8% |
| Jan 23, 2025 | $0.90 est $0.69 | $2.00B est $2.01B | +1.3% |
| Oct 24, 2024 | $0.71 est $0.72 | $2.14B est $2.07B | −3.9% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Old Republic International stock forecast and analyst price targets
Analysts’ average 12-month price target for Old Republic International is $43.50, +14.4% from the last close, from 1 firm rating the stock in the last 90 days.
$43.50consensus 12-month target, +14.4% from the last close
Each firm’s latest rating in the last 90 days: 1 firm.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Jul 24 | Piper Sandler | $39 | +2.6% |
+8.5%average 20-day move after past Buying readings
+1.4%average move over the next 20 trading days in the last 5 years
±1.8%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Old Republic International seasonality: the next 20 trading days
Over the next 20 trading days from Sep 29, Old Republic International averaged +1.4% across the last 5 years, rising in 2 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +2.6% | 4 of 5 |
| Next 10 trading days | +3.3% | 4 of 5 |
| Next 15 trading days | +3.3% | 3 of 5 |
| Next 20 trading days | +1.4% | 2 of 5 |
| Next 30 trading days | +6.0% | 4 of 5 |
For scale, ORI’s typical 20-trading-day move in either direction is about 3.8%.
Old Republic International market cap and key statistics
Old Republic International’s market cap is $9.26B, with a P/E ratio of 8.3 and revenue of $9.72B over the last twelve months.
Valuation
- Market cap
- $9.26B
- P/E ratio
- 8.3
- Forward P/E
- 11.4
- EPS, TTM
- $4.56
- Gekko Fair Value
- $42.47
Trading
- Volume
- 1.91M
- Avg volume, 20 days
- 1.45M
- 52-week high
- $46.76
- 52-week low
- $36.65
- Shares outstanding
- 241.4M
Financials
- Revenue, TTM
- $9.72B
- Profit margin
- 11.7%
- Return on equity
- 18.6%
- Quarterly earnings growth, YoY
- +61.7%
Risk and income
- Beta
- 0.62
- Typical daily move
- ±1.8%
- Typical 20-day move
- ±3.8%
- Dividend yield
- 3.19%
Old Republic International peers
Old Republic International’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| FNFFidelity National Financial | Buying | 22.4% below |
| FAFFirst American | Buying | 17.7% below |
| ESNTEssent | Buying | 9.8% below |
| RDNRadian | Buying | 17.3% below |
| AGOAssured Guaranty | Accumulation | 15.7% below |
| STCStewart Information Services | Buying | 21.5% below |
A peer links to its own page where one exists.
Old Republic International stock FAQ
What is Old Republic International’s market cap?
Old Republic International’s market cap is $9.26B at the Sep 28, 2026 close of $38.02, with 241.4M shares outstanding. The shares trade on a P/E ratio of 8.3.
What is the Old Republic International stock forecast?
The consensus analyst 12-month price target for Old Republic International is $43.50, +14.4% from the last close. Of the 1 firm that rated the stock in the last 90 days, 0 rate it a buy, 1 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is Old Republic International stock overvalued or undervalued?
On Gekko’s estimate Old Republic International is undervalued: the Sep 28, 2026 close of $38.02 is 10.5% below Gekko Fair Value of $42.47. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Old Republic International report earnings next?
Old Republic International is expected to report on Oct 22, 2026 (23 days away). Analysts expect earnings of $0.80 per share on revenue of $2.49B. Old Republic International beat the earnings estimate in 4 of its last 8 reports, moving 3.8% on average across the report.
What is Old Republic International’s 52-week high and low?
Old Republic International’s 52-week high is $46.76 and its 52-week low is $36.65; it closed at $38.02 on Sep 28, 2026, −7.7% over the past year.
Is Old Republic International stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 2 of the 5 items with data read as supportive (gekkoindex and fair value), 2 as mixed (trend and seasonality) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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