Insider buying last 90 days
No open-market insider purchases were filed for ESNT in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every ESNT insider filing, plotted on the chart in Gekko.Open ESNT in Gekko
NYSE: ESNT
Essent (ESNT) Stock Analysis & Forecast
Sep 28 close
$63.44−0.29 (−0.5%)
Gekko Brief
AI summaryEssent's stock has drifted lower this week even as commentary frames the shares as undervalued, with one analysis putting fair value at $74.71 and pointing to buybacks and dividend support as underpinning future earnings growth. Separate coverage notes the stock trading below its 52-week high of $70.37, citing prior results of $362.686 million in revenue and $189.714 million in net income, while another preview flagged expected Q2 earnings of $1.77 per share, down 8.3%, against revenue rising 2.8% to $327.93 million. A further piece highlighted Essent's dividend profile.
Essent closed at $63.44, down 0.5%, sitting between its 50-day average of $67.46 and 200-day average of $63.05, with a one-month return of -8.4% and a six-month return of 9.9%. The GekkoIndex reads 74.2, placing the stock in the Buying zone. Price sits 9.8% below Gekko Fair Value of $70.36.
The next earnings date falls on 6 November 2026, 38 days out and beyond a typical 20-trading-day hold. No insider, Congress, or unusual options activity appears in the current window. Seasonality over the past 5 years shows an average 20-day return of 0.5% from this point in the calendar, positive in 2 of those years. Analyst coverage from 6 firms shows 2 buy and 4 hold ratings, with a consensus target of $74.71 and consensus upside of 17.8%.
Written by AI and checked automatically against the figures on this page. Generated Sep 29, 2026 from the data above.
Essent price vs fair value
Close $63.44200-day averageGekko Fair Value $70.36
Essent quick facts
- Market cap
- $5.85B
- P/E ratio
- 8.9
- Forward P/E
- 8.2
- EPS, TTM
- $7.17
- Revenue, TTM
- $1.32B
- Profit margin
- 51.4%
- Dividend yield
- 2.05%
- Beta
- 0.76
- Volume
- 496,493 avg 733,783
- 1-year return
- −1.3%
- Typical daily move
- ±2.1%
- Typical 20-day move
- ±4.7%
- 50-day average
- $67.46
- 200-day average
- $63.05
- Next earnings
- Nov 6
- Shares outstanding
- 89.88M
Essent swing-trade checklist
Essent scores 3 supportive, 2 mixed and 0 headwinds across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
3 supportive2 mixed0 headwinds
- Trendmixed
Averages disagree
Close $63.44 sits between the 50-day ($67.46) and 200-day ($63.05) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
74.2, Buying
Reading 74.2 is in the Buying zone.
See the GekkoIndex - Fair valuesupportive
9.8% below
Price is 9.8% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings risksupportive
Reports in 38 days
Next report Nov 6, 2026, 38 days away — outside a typical 20-trading-day hold.
See earnings - Seasonalitymixed
+0.5% on average
From this point in the calendar, the next 20 trading days averaged +0.5% over 5 years, rising in 2 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Essent stock chart and price history
Essent closed at $63.44 on Sep 28, 2026, −1.3% over the past year, inside a 52-week range of $55.34 to $70.37.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −8.4%
- 3 months
- −2.1%
- 6 months
- +9.9%
- 1 year
- −1.3%
The full ESNT chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open ESNT in Gekko
Follow Essent through every session
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About Essent
Essent works behind the scenes of the American home lending market, supplying private mortgage insurance and reinsurance along with title insurance and settlement support. Its coverage is built for lenders, the people borrowing money, and investors who back these loans. The company has built its name mainly around insuring mortgages, offering primary, pool, and master policy coverage to guard against borrower default.
Internally, Essent runs through two segments, one for Mortgage Insurance and another for Reinsurance. Around this core, it adds services like IT upkeep and software development, customer support functions, consulting on underwriting for outside reinsurers, contract underwriting help, and tools for managing credit risk, plus underwriting work tied to title insurance. The clients who rely on these offerings are typically the firms that originate home loans, among them depository institutions under regulation, mortgage banks, credit unions, and other lending outfits.
Founded in 2008, Essent keeps its headquarters in Hamilton, Bermuda. Its stock trades on the NYSE under the ticker ESNT.
- Listed
- NYSE
- Sector
- Finance
- Industry
- Specialty insurance
- Website
- ir.essentgroup.com
Essent GekkoIndex: the smart money zone
Essent’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 74.2, in the Buying zone, up 7.5 points over five sessions.
74.2Buying
Up 7.5 points over five sessions, from the Accumulation zone.
Reading for Sep 28, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days |
|---|---|---|---|
| Buying (current zone) | 17 | +2.5% | +7.1% |
| Accumulation | 201 | +0.7% | +3.5% |
| Neutral | 416 | −0.1% | −0.4% |
| Distribution | 27 | −0.6% | −1.5% |
| Selling | 11 | +0.5% | −3.9% |
Average ESNT share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Buying readings averaged +3.2% over 20 days. Past behaviour doesn’t guarantee future results.
Buying zone: Smart money likely accumulating heavily. About the five zones →
See every daily GekkoIndex reading plotted over the ESNT price, zone by zone.Track ESNT in Gekko
Is Essent stock overvalued? Gekko Fair Value
Essent trades 9.8% below Gekko Fair Value of $70.36, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what Essent shares are worth, recalculated every trading day.
$70.36
Gekko Fair Value, Sep 29, 2026
9.8% Undervalued
Gekko Fair Value on every chart, with the gap to price updating daily.Open ESNT in Gekko
Essent insider and Congress trading
No open-market insider purchases were filed for Essent, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in ESNT were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for ESNT, plotted on the chart in Gekko.Open ESNT in Gekko
Buybacks
Essent has been buying back its own shares.
- Bought back, quarter ended Jun 30, 2026
- $191.8M
- As a share of market cap
- 3.28%
- Trailing four quarters
- $946.3M
From company filings.
Essent earnings: next date and track record
Essent reports on Nov 6, 2026 (38 days away), and beat the EPS estimate in 4 of its last 8 reports.
Next earnings report
Nov 6, 2026
38 days away
- EPS estimate
- $1.89
- Revenue estimate
- $339.2M
4 of 8reports beat the EPS estimate
±4.5%average move across the report
4 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Feb 13, 2026 AI summary
- What they said
- ESNT reported Q4 2025 net income of $155M ($1.60/share) and full-year earnings of $690M ($6.90/share) with 12% ROE. Book value per share increased 13% to $60.31. Mortgage insurance in force grew 2% to $248B with 86% persistency. Strong credit quality maintained with 747 average FICO and 93% LTV.
- Guidance
- Management expects modest earned premium and insurance in force growth near-term due to higher mortgage rates and smaller origination market. Essent Re expects $100-150M written premium from new P&C agreements with two-thirds earned in 2026.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Feb 13, 2026 | $1.60 est $1.74 | $312.4M est $312.6M | −5.3% |
| Nov 7, 2025 | $1.67 est $1.77 | $318.7M est $315.6M | +1.7% |
| Aug 8, 2025 | $1.93 est $1.68 | $319.1M est $323.1M | +7.3% |
| May 9, 2025 | $1.69 est $1.65 | $31.76M est $310.4M | +1.6% |
| Feb 14, 2025 | $1.58 est $1.65 | $344.4M est $311.2M | −2.8% |
| Nov 1, 2024 | $1.65 est $1.74 | $316.6M est $313.9M | −9.8% |
| Aug 2, 2024 | $1.91 est $1.68 | $312.9M est $317.0M | −4.4% |
| May 3, 2024 | $1.70 est $1.59 | $298.4M est $298.7M | +2.7% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Essent stock forecast and analyst price targets
Analysts’ average 12-month price target for Essent is $74.71, +17.8% from the last close, from 6 firms rating the stock in the last 90 days.
$74.71consensus 12-month target, +17.8% from the last close
Now $63.44Avg $74.71
Low $65High $80
Each firm’s latest rating in the last 90 days: 6 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Sep 28 | BTIG | — | — |
| Sep 25 | BTIG | — | — |
| Sep 25 | KBW | — | — |
| Sep 22 | BTIG | $66.47 | +4.8% |
| Aug 14 | J.P. Morgan | $72 | +13.5% |
+7.1%average 20-day move after past Buying readings
+0.5%average move over the next 20 trading days in the last 5 years
±2.1%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Essent seasonality: the next 20 trading days
Over the next 20 trading days from Sep 29, Essent averaged +0.5% across the last 5 years, rising in 2 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +0.1% | 4 of 5 |
| Next 10 trading days | +0.6% | 3 of 5 |
| Next 15 trading days | +1.0% | 3 of 5 |
| Next 20 trading days | +0.5% | 2 of 5 |
| Next 30 trading days | +0.6% | 3 of 5 |
For scale, ESNT’s typical 20-trading-day move in either direction is about 4.7%.
Essent market cap and key statistics
Essent’s market cap is $5.85B, with a P/E ratio of 8.9 and revenue of $1.32B over the last twelve months.
Valuation
- Market cap
- $5.85B
- P/E ratio
- 8.9
- Forward P/E
- 8.2
- EPS, TTM
- $7.17
- Gekko Fair Value
- $70.36
Trading
- Volume
- 496,493
- Avg volume, 20 days
- 733,783
- 52-week high
- $70.37
- 52-week low
- $55.34
- Shares outstanding
- 89.88M
Financials
- Revenue, TTM
- $1.32B
- Profit margin
- 51.4%
- Return on equity
- 12%
- Quarterly earnings growth, YoY
- +7.8%
Risk and income
- Beta
- 0.76
- Typical daily move
- ±2.1%
- Typical 20-day move
- ±4.7%
- Dividend yield
- 2.05%
Essent stock news this week
Coverage of Essent this week reads positive: 2 positive, 0 neutral and 1 negative headlines.
- Essent Group (ESNT) Could Be 14% Undervalued On Buybacks And Dividend SupportSimply Wall Street, Sep 25
- Essent Group stock trades 6.99 percent below its yearly highAD HOC NEWS, Sep 23
- Earnings Preview: Essent Group (ESNT) Q2 Earnings Expected to DeclineEastern Progress, Sep 22
- Essent Group (ESNT) is a Top Dividend Stock Right Now: Should You Buy?Zacks Investment Research, Sep 21
Essent peers
Essent’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| FNFFidelity National Financial | Buying | 22.4% below |
| ORIOld Republic International | Buying | 10.5% below |
| FAFFirst American | Buying | 17.7% below |
| RDNRadian | Buying | 17.3% below |
| AGOAssured Guaranty | Accumulation | 15.7% below |
| STCStewart Information Services | Buying | 21.5% below |
A peer links to its own page where one exists.
Essent stock FAQ
What is Essent’s market cap?
Essent’s market cap is $5.85B at the Sep 28, 2026 close of $63.44, with 89.88M shares outstanding. The shares trade on a P/E ratio of 8.9.
What is the Essent stock forecast?
The consensus analyst 12-month price target for Essent is $74.71, +17.8% from the last close. Of the 6 firms that rated the stock in the last 90 days, 2 rate it a buy, 4 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is Essent stock overvalued or undervalued?
On Gekko’s estimate Essent is undervalued: the Sep 28, 2026 close of $63.44 is 9.8% below Gekko Fair Value of $70.36. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Essent report earnings next?
Essent is expected to report on Nov 6, 2026 (38 days away). Analysts expect earnings of $1.89 per share on revenue of $339.2M. Essent beat the earnings estimate in 4 of its last 8 reports, moving 4.5% on average across the report.
What is Essent’s 52-week high and low?
Essent’s 52-week high is $70.37 and its 52-week low is $55.34; it closed at $63.44 on Sep 28, 2026, −1.3% over the past year.
Is Essent stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and earnings risk), 2 as mixed (trend and seasonality). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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