Insider buying last 90 days
No open-market insider purchases were filed for KSPI in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every KSPI insider filing, plotted on the chart in Gekko.Open KSPI in Gekko
Joint Stock Company Kaspi.kz - American Depository (KSPI) Stock Analysis & Forecast
Sep 28 close
$95.82+0.15 (+0.2%)
Gekko Brief
AI summaryKaspi.kz draws attention this week from an article examining the company as a large-scale growth story, pointing to its 77% marketplace share in Kazakhstan, its high returns on equity, and a valuation that sits at a comparatively low price-to-earnings ratio.
KSPI closed at $95.82, essentially flat on the day, sitting between its 50-day average of $97.19 and 200-day average of $84.77, a mixed trend picture. The shares are down 8.8% over one month but up 9.6% over three months, 35.2% over six months and 14.1% over the past year, within a 52-week range of $68.59 to $109.94. The GekkoIndex reads 62.8, placing the stock in the Accumulation zone, while the gap to Gekko Fair Value of $150.25 stands at -36.2%.
Kaspi.kz next reports earnings on 26 October 2026, 27 days out and inside a typical 20-trading-day holding window; its last report beat estimates, with EPS of $2.83 against a $2.78 estimate and a 5.6% reaction. Holdings show 3 billionaire holders and 1 trailblazer holder, with no insider, Congress or unusual options activity recorded in their respective windows. Coverage from 2 firms currently carries a buy rating from each, with a consensus target of $110.82, implying 15.7% consensus upside.
Written by AI and checked automatically against the figures on this page. Generated Sep 29, 2026 from the data above.
Joint Stock Company Kaspi.kz - American Depository price vs fair value
Close $95.82200-day averageGekko Fair Value $150.25
Joint Stock Company Kaspi.kz - American Depository quick facts
- Market cap
- $18.21B
- P/E ratio
- 8
- Forward P/E
- —
- EPS, TTM
- $12.04
- Revenue, TTM
- $3.64T
- Profit margin
- 24.1%
- Dividend yield
- —
- Beta
- 0.10
- Volume
- 338,400 avg 615,354
- 1-year return
- +14.1%
- Typical daily move
- ±3.1%
- Typical 20-day move
- ±6.7%
- 50-day average
- $97.19
- 200-day average
- $84.77
- Next earnings
- Oct 26
- Shares outstanding
- 190.0M
Joint Stock Company Kaspi.kz - American Depository swing-trade checklist
Joint Stock Company Kaspi.kz - American Depository scores 2 supportive, 1 mixed and 1 headwind across the 4 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
2 supportive1 mixed1 headwind
- Trendmixed
Averages disagree
Close $95.82 sits between the 50-day ($97.19) and 200-day ($84.77) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
62.8, Accumulation
Reading 62.8 is in the Accumulation zone.
See the GekkoIndex - Fair valuesupportive
36.2% below
Price is 36.2% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings riskheadwind
Reports in 27 days
Reports on Oct 26, 2026, 27 days away — inside a typical 20-trading-day hold.
See earnings - Seasonalityno data
No data
Not enough years of history for a seasonal read.
A description of current data, not a recommendation. How this page works
Joint Stock Company Kaspi.kz - American Depository stock chart and price history
Joint Stock Company Kaspi.kz - American Depository closed at $95.82 on Sep 28, 2026, +14.1% over the past year, inside a 52-week range of $68.59 to $109.94.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −8.8%
- 3 months
- +9.6%
- 6 months
- +35.2%
- 1 year
- +14.1%
The full KSPI chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open KSPI in Gekko
Follow Joint Stock Company Kaspi.kz - American Depository through every session
Put KSPI on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.
Track KSPI in GekkoFree for 7 days. No credit card required.
About Joint Stock Company Kaspi.kz - American Depository
Kaspi.kz provides a broad set of digital services covering payments, online shopping, and financial products for everyday consumers as well as a wide range of merchants. It is recognized for bringing these functions together in one connected system, allowing people to pay bills, transfer money, shop, and access financial tools through a single mobile app.
The business runs on three main platforms. Its Payments arm lets shoppers settle bills and send money while giving merchants tools to accept payments, issue invoices, pay suppliers, and track sales, drawing on internal data to guide business decisions. The Marketplace arm links retailers, both online and physical, with buyers through mobile and web shopping, often with free delivery, and includes a travel booking service for flights, holidays, and rail tickets, alongside advertising and delivery support for merchants. The Fintech arm offers deferred payment plans, various loans, and savings products to consumers and financing to merchants, mostly through its Super App. The company is also involved in conventional banking, handling distressed assets, real estate, payment processing, online travel, and data storage.
Kaspi.kz was founded in 2008 and is headquartered in Almaty, Kazakhstan. Its American Depository Shares trade under the ticker KSPI.
- Sector
- Finance
- Website
- ir.kaspi.kz
Joint Stock Company Kaspi.kz - American Depository GekkoIndex: the smart money zone
Joint Stock Company Kaspi.kz - American Depository’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 62.8, in the Accumulation zone, up 1.2 points over five sessions.
62.8Accumulation
Up 1.2 points over five sessions.
Reading for Sep 28, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 39 | +2.0% | +4.2% | ||
| Accumulation (current zone) | 216 | +0.3% | +0.6% | ||
| Neutral | 344 | −0.5% | −1.0% | ||
| Distribution | 26 | −1.4% | −3.7% | ||
| Selling | 0 | Not available | |||
Average KSPI share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.3% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
See every daily GekkoIndex reading plotted over the KSPI price, zone by zone.Track KSPI in Gekko
Is Joint Stock Company Kaspi.kz - American Depository stock overvalued? Gekko Fair Value
Joint Stock Company Kaspi.kz - American Depository trades 36.2% below Gekko Fair Value of $150.25, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what Joint Stock Company Kaspi.kz - American Depository shares are worth, recalculated every trading day.
$150.25
Gekko Fair Value, Sep 26, 2026
36.2% Undervalued
Gekko Fair Value on every chart, with the gap to price updating daily.Open KSPI in Gekko
Joint Stock Company Kaspi.kz - American Depository insider and Congress trading
No open-market insider purchases were filed for Joint Stock Company Kaspi.kz - American Depository, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in KSPI were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for KSPI, plotted on the chart in Gekko.Open KSPI in Gekko
Hedge funds and billionaires quarter ended Jun 30
4of the funds Gekko tracks hold KSPI.
1added2opened1trimmed0sold out
Which funds are on each side, name by name.Unlock in Gekko
Joint Stock Company Kaspi.kz - American Depository earnings: next date and track record
Joint Stock Company Kaspi.kz - American Depository reports on Oct 26, 2026 (27 days away), and beat the EPS estimate in 4 of its last 8 reports.
Next earnings report
Oct 26, 2026
27 days away
- EPS estimate
- $3.44
- Revenue estimate
- $2.82B
4 of 8reports beat the EPS estimate
±4.3%average move across the report
7 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Aug 10, 2026 AI summary
- What they said
- Kaspi reported Q2 2026 revenue growth of 16% and adjusted EBITDA growth of 5%, with the Board recommending an 18% dividend increase. Marketplace GMV grew 15%, e-commerce GMV rose 28% on constant currency basis, TPV grew ~15% quarter-on-quarter, and net loan portfolio expanded ~18% year-over-year. Value-added services (delivery, advertising) grew 49% on constant currency. Kaspi launched AI shopping assistant 'Kasper' on July 1, achieving 1-in-5 user adoption rates with ~3-second response times.
- Guidance
- Management indicated e-commerce remains the primary strategic priority in both Kazakhstan and Turkey, with continued take rate expansion driven by value-added services scaling. No specific quantitative forward guidance was provided in this excerpt.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Aug 10, 2026 | $2.83 est $2.78 | $2.32B est $2.31B | +5.6% |
| May 11, 2026 | $2.63 est $2.59 | $2.26B est $2.15B | +0.6% |
| Mar 2, 2026 | $2.80 est $3.25 | $2.26B est $2.33B | +5.8% |
| Nov 10, 2025 | $2.72 est $4.31 | $2.03B est $2.23B | +5.2% |
| Aug 6, 2025 | $2.69 est $2.66 | $1.86B est $1.52B | +3.0% |
| May 12, 2025 | $2.59 est $2.63 | $1.63B est $1.41B | −10.4% |
| Feb 25, 2025 | $3.09 est $3.43 | $1.38B est $1.39B | +0.3% |
| Oct 18, 2024 | $1,409.00 est $1,395.89 | — | +3.8% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Joint Stock Company Kaspi.kz - American Depository stock forecast and analyst price targets
Analysts’ average 12-month price target for Joint Stock Company Kaspi.kz - American Depository is $110.82, +15.7% from the last close, from 2 firms rating the stock in the last 90 days.
$110.82consensus 12-month target, +15.7% from the last close
Now $95.82Avg $110.82
Low $115High $135
Each firm’s latest rating in the last 90 days: 2 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Sep 8 | Citi | $135 | +40.9% |
| Aug 25 | Wolfe Research | $115 | +20.0% |
+0.6%average 20-day move after past Accumulation readings
±3.1%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Joint Stock Company Kaspi.kz - American Depository market cap and key statistics
Joint Stock Company Kaspi.kz - American Depository’s market cap is $18.21B, with a P/E ratio of 8 and revenue of $3.64T over the last twelve months.
Valuation
- Market cap
- $18.21B
- P/E ratio
- 8
- EPS, TTM
- $12.04
- Gekko Fair Value
- $150.25
Trading
- Volume
- 338,400
- Avg volume, 20 days
- 615,354
- 52-week high
- $109.94
- 52-week low
- $68.59
- Shares outstanding
- 190.0M
Financials
- Revenue, TTM
- $3.64T
- Profit margin
- 24.1%
- Return on equity
- 44.8%
- Quarterly earnings growth, YoY
- +0.2%
Risk and income
- Beta
- 0.10
- Typical daily move
- ±3.1%
- Typical 20-day move
- ±6.7%
Joint Stock Company Kaspi.kz - American Depository stock news this week
1 headline about Joint Stock Company Kaspi.kz - American Depository from the past week, newest first, each linking to the publisher.
- KSPI - The Billion-Dollar ExperimentSimply Wall Street, Sep 23
Joint Stock Company Kaspi.kz - American Depository stock FAQ
What is Joint Stock Company Kaspi.kz - American Depository’s market cap?
Joint Stock Company Kaspi.kz - American Depository’s market cap is $18.21B at the Sep 28, 2026 close of $95.82, with 190.0M shares outstanding. The shares trade on a P/E ratio of 8.
What is the Joint Stock Company Kaspi.kz - American Depository stock forecast?
The consensus analyst 12-month price target for Joint Stock Company Kaspi.kz - American Depository is $110.82, +15.7% from the last close. Of the 2 firms that rated the stock in the last 90 days, 2 rate it a buy, 0 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is Joint Stock Company Kaspi.kz - American Depository stock overvalued or undervalued?
On Gekko’s estimate Joint Stock Company Kaspi.kz - American Depository is undervalued: the Sep 28, 2026 close of $95.82 is 36.2% below Gekko Fair Value of $150.25. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Joint Stock Company Kaspi.kz - American Depository report earnings next?
Joint Stock Company Kaspi.kz - American Depository is expected to report on Oct 26, 2026 (27 days away). Analysts expect earnings of $3.44 per share on revenue of $2.82B. Joint Stock Company Kaspi.kz - American Depository beat the earnings estimate in 4 of its last 8 reports, moving 4.3% on average across the report.
What is Joint Stock Company Kaspi.kz - American Depository’s 52-week high and low?
Joint Stock Company Kaspi.kz - American Depository’s 52-week high is $109.94 and its 52-week low is $68.59; it closed at $95.82 on Sep 28, 2026, +14.1% over the past year. Over the last five years the shares peaked at $143.72 on Jul 18, 2024.
Is Joint Stock Company Kaspi.kz - American Depository stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 2 of the 4 items with data read as supportive (gekkoindex and fair value), 1 as mixed (trend) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
See Joint Stock Company Kaspi.kz - American Depository the way Gekko members do
Every GekkoIndex reading, insider trade, options bet and Congress disclosure plotted on the chart, plus the 5,800-name screener and trade planning tools.
Join 1,380 other traders using Gekko
Start Your FREE 7 Day Trial → Every feature unlocked. No credit card required.