NASDAQ: BWIN

Baldwin Insurance (BWIN) Stock Analysis & Forecast

Oct 12 close

$31.85−0.02 (−0.1%)

Gekko Brief

AI summaryOct 12 close

This week brings legal scrutiny around Baldwin Insurance, with Schall, Brown & Schwartz LLP announcing a fraud investigation into fiduciary duty practices by directors and management, alongside a separate inquiry from Kaskela Law into whether a proposed $32.50 per share buyout offers shareholders a sufficient price. A separate filing noted FMR LLC and Abigail P. Johnson's beneficial ownership stake in BWIN shares, though this is background to the buyout and investigation news driving attention this week.

BWIN closed at $31.85, down 0.1%, sitting above both its 50-day average of $30.94 and 200-day average of $24.63, with the 50-day above the 200-day. The stock trades within its 52-week range of $15.88 to $32.71, having returned 7.4% over one month, 20.1% over three months, and 44% over six months. The GekkoIndex reads 51.9, placing BWIN in the Neutral zone, with the index down 0.5 over five days. Price sits just 0.5% above Gekko Fair Value of $31.68.

BWIN next reports earnings on 3 November 2026 after close, 22 days away and within a typical 20-trading-day holding window. The last report on 30 July 2026 showed an EPS beat of $0.48 against a $0.47 estimate, with a -1.7% reaction; the company has beaten estimates in 4 of the last 8 quarters, and average absolute reactions have run around 11%. No insider, Congress, or unusual options activity appears in the respective 90-day and 30-day windows. Analyst consensus across 9 firms shows 1 buy, 7 hold, and 1 sell, with a consensus target of $32.92, implying 3.4% upside.

Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.

Baldwin Insurance price vs fair value

$31.85$31.68Oct ’25Apr ’26Oct ’26
Close $31.85200-day averageGekko Fair Value $31.68

Baldwin Insurance quick facts

Market cap
$2.58B
P/E ratio
—
Forward P/E
12.3
EPS, TTM
−$1.04
Revenue, TTM
$1.74B
Profit margin
-4.7%
Dividend yield
—
Beta
1.00
Volume
3.32M avg 4.69M
1-year return
+9.6%
Typical daily move
±0.3%
Typical 20-day move
±9.3%
50-day average
$30.94
200-day average
$24.63
Next earnings
Nov 3 after close
Shares outstanding
97.62M
52-week range
$15.88$32.71

Baldwin Insurance swing-trade checklist

Baldwin Insurance scores 1 supportive, 2 mixed and 1 headwind across the 4 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

1 supportive2 mixed1 headwind

  • Trendsupportive

    Above 50 and 200-day

    Close $31.85 is above the 50-day ($30.94) and 200-day ($24.63) averages, and the 50-day is above the 200-day.

    See the chart
  • GekkoIndexmixed

    51.9, Neutral

    Reading 51.9 is in the Neutral zone.

    See the GekkoIndex
  • Fair valuemixed

    0.5% above

    Price is within 5% of Gekko Fair Value (0.5% above).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings riskheadwind

    Reports in 22 days

    Reports on Nov 3, 2026, 22 days away — inside a typical 20-trading-day hold.

    See earnings
  • Seasonalityno data

    No data

    Not enough years of history for a seasonal read.

A description of current data, not a recommendation. How this page works

Baldwin Insurance stock chart and price history

Baldwin Insurance closed at $31.85 on Oct 12, 2026, +9.6% over the past year, inside a 52-week range of $15.88 to $32.71.

Close50-day average200-day averageVolume
Baldwin Insurance share price, past year, with 50-day and 200-day moving averages and volume$20$25$30$35NovDecJan 2026FebMarAprMayJunJulAugSepOct31.85

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
+7.4%
3 months
+20.1%
6 months
+44.0%
1 year
+9.6%
The full BWIN chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open BWIN in Gekko

Follow Baldwin Insurance through every session

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About Baldwin Insurance

Baldwin Insurance works as an independent provider of insurance and risk management services to clients across the United States. It serves businesses, wealthy individuals and their families, along with everyday consumers, offering everything from commercial risk coverage and employee benefits to personal insurance policies. The company has built a presence through its broad reach into advisory work, underwriting-related technology, and community-level insurance coverage.

The business runs through three segments. One focuses on advisory work, tailoring commercial risk management, benefits packages, and private risk solutions for companies and affluent clients. Another, built around its Future platform, creates technology-driven insurance products for personal, commercial, and specialty markets, while also operating as a wholesale broker and offering reinsurance brokerage. The third segment delivers standard personal, commercial, and life and health insurance to individuals and businesses in local markets.

The company traces its roots to 2011, when it was established as BRP Group, Inc., before taking on its present name, The Baldwin Insurance Group, Inc., in May 2024. It is headquartered in Tampa, Florida, and its shares trade on the NASDAQ under the ticker BWIN.

Listed
NASDAQ
Sector
Finance
Industry
Insurance brokers/Services
Website
baldwin.com

Baldwin Insurance GekkoIndex: the smart money zone

Baldwin Insurance’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 51.9, in the Neutral zone, down 0.5 points over five sessions.

010051.9Neutral

Down 0.5 points over five sessions.

Reading for Oct 12, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying36−1.3%−0.6%+7.9%+3.2%
Accumulation196+0.9%+2.3%+3.6%+3.1%
Neutral (current zone)3220.0%−0.4%−1.8%−2.7%
Distribution43+0.8%+0.2%+2.0%+13.5%
Selling3Too few readings yet

Average BWIN share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Neutral readings averaged +1.1% over 20 days. Past behaviour doesn’t guarantee future results.

Neutral zone: No clear directional signal. About the five zones →

See every daily GekkoIndex reading plotted over the BWIN price, zone by zone.Track BWIN in Gekko

Is Baldwin Insurance stock overvalued? Gekko Fair Value

Baldwin Insurance trades 0.5% above Gekko Fair Value of $31.68, so the shares are about fair value on Gekko’s estimate.

Gekko’s own estimate of what Baldwin Insurance shares are worth, recalculated every trading day.

$31.68

Gekko Fair Value, Oct 10, 2026

0.5% above fair value · About fair value

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open BWIN in Gekko

Baldwin Insurance insider and Congress trading

No open-market insider purchases were filed for Baldwin Insurance, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for BWIN in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every BWIN insider filing, plotted on the chart in Gekko.Open BWIN in Gekko

Congress trades last 90 days

No trades in BWIN were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for BWIN, plotted on the chart in Gekko.Open BWIN in Gekko

Buybacks

Baldwin Insurance has been buying back its own shares.

Bought back, quarter ended Jun 30, 2026
$79.87M
As a share of market cap
3.09%

From company filings.

Baldwin Insurance earnings: next date and track record

Baldwin Insurance reports on Nov 3, 2026, after the close (22 days away), and beat the EPS estimate in 4 of its last 8 reports.

4 of 8reports beat the EPS estimate
±11%average move across the report
3 of 8reports followed by a gain

Share-price move across each report

−10.2%Nov ’24+3.3%Feb ’25−3.7%May ’25−15.6%Aug ’25+13.0%Nov ’25+37.1%Feb ’26−3.4%May ’26−1.7%Jul ’26

Last earnings call, Jul 30, 2026 AI summary

What they said
Baldwin Group reported Q2 2026 total revenue of $493M, adjusted EBITDA of $117M (24% margin), and adjusted diluted EPS of $0.48. Total organic revenue grew 2%, or 8% when normalizing for partnership timing and one-time headwinds. Adjusted free cash flow surged 437% YoY to $46M. CAC generated $94M in revenue, up 23% YoY, with $80M+ in booked new business YTD. MGA/TPA organic revenue growth was 56%.
Guidance
Management expects rate/exposure headwinds to trough around Q2, with integration-related revenue attrition of $4-5M impacting back-half results. CAC synergy capture is tracking ahead of schedule. Underlying organic growth momentum is characterized as ~8%, with IS positioned for a step-function increase.
ReportedEPSSurpriseRevenueSurpriseMove
Jul 30, 2026$0.48
est $0.47
+2.0%$492.9M
est $492.3M
+0.1%−1.7%
May 4, 2026$0.63
est $0.64
−1.6%$532.2M
est $524.1M
+1.6%−3.4%
Feb 26, 2026$0.31
est $0.29
+6.9%$347.3M
est $352.2M
−1.4%+37.1%
Nov 4, 2025$0.31
est $0.30
+3.3%$365.4M
est $351.8M
+3.9%+13.0%
Aug 5, 2025$0.42
est $0.41
+2.4%$374.3M
est $365.0M
+2.6%−15.6%
May 6, 2025$0.65
est $0.65
0.0%$408.5M
est $379.3M
+7.7%−3.7%
Feb 25, 2025$0.27
est $0.27
0.0%$323.4M
est $327.4M
−1.2%+3.3%
Nov 4, 2024$0.33
est $0.34
−2.9%$336.0M
est $327.6M
+2.6%−10.2%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

Baldwin Insurance stock forecast and analyst price targets

Analysts’ average 12-month price target for Baldwin Insurance is $32.92, +3.4% from the last close, from 9 firms rating the stock in the last 90 days.

$32.92consensus 12-month target, +3.4% from the last close
Low $28High $32.50
Buy1
Hold7
Sell1

Each firm’s latest rating in the last 90 days: 9 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Oct 12TD CowenHold, downgraded$32.50+2.0%
Oct 12KBWHold, downgraded$32.50+2.0%
Oct 1J.P. MorganHold, downgraded$32+0.5%
Oct 1UBSHold, downgraded$32.50+2.0%
Sep 23Raymond JamesSell, downgraded——
−1.8%average 20-day move after past Neutral readings
±0.3%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

Baldwin Insurance market cap and key statistics

Baldwin Insurance’s market cap is $2.58B and revenue of $1.74B over the last twelve months.

Valuation

Market cap
$2.58B
Forward P/E
12.3
EPS, TTM
−$1.04
Gekko Fair Value
$31.68

Trading

Volume
3.32M
Avg volume, 20 days
4.69M
52-week high
$32.71
52-week low
$15.88
Shares outstanding
97.62M

Financials

Revenue, TTM
$1.74B
Profit margin
-4.7%
Return on equity
-10.7%
Quarterly earnings growth, YoY
−90.0%

Risk and income

Beta
1.00
Typical daily move
±0.3%
Typical 20-day move
±9.3%

Baldwin Insurance peers

Baldwin Insurance’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
MRSHMarsh+0.2%Neutral7.5% below
AJGArthur J. Gallagher+0.2%Accumulation10.7% below
AONAon0.0%Accumulation19.0% below
WTWWillis Towers Watson+0.5%Accumulation12.9% below
BROBrown & Brown−1.6%Accumulation9.7% below
RYANRyan Specialty+0.2%Accumulation16.2% below

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

Baldwin Insurance stock FAQ

What is Baldwin Insurance’s market cap?

Baldwin Insurance’s market cap is $2.58B at the Oct 12, 2026 close of $31.85, with 97.62M shares outstanding.

What is the Baldwin Insurance stock forecast?

The consensus analyst 12-month price target for Baldwin Insurance is $32.92, +3.4% from the last close. Of the 9 firms that rated the stock in the last 90 days, 1 rate it a buy, 7 a hold and 1 a sell. Gekko doesn’t publish price predictions of its own.

Is Baldwin Insurance stock overvalued or undervalued?

On Gekko’s estimate Baldwin Insurance is about fair value: the Oct 12, 2026 close of $31.85 is 0.5% above Gekko Fair Value of $31.68. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does Baldwin Insurance report earnings next?

Baldwin Insurance is expected to report on Nov 3, 2026, after the market closes (22 days away). Analysts expect earnings of $0.43 per share on revenue of $492.7M. Baldwin Insurance beat the earnings estimate in 4 of its last 8 reports, moving 11% on average across the report.

What is Baldwin Insurance’s 52-week high and low?

Baldwin Insurance’s 52-week high is $32.71 and its 52-week low is $15.88; it closed at $31.85 on Oct 12, 2026, +9.6% over the past year. Over the last five years the shares peaked at $55.82 on Oct 17, 2024.

Is Baldwin Insurance stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 1 of the 4 items with data read as supportive (trend), 2 as mixed (gekkoindex and fair value) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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