Banco Bilbao Vizcaya Argentaria (BBVA) Stock Analysis & Forecast

Nov 4 close

$25.47+1.47 (+6.1%)

Gekko Brief

AI summaryNov 4 close

BBVA's week centered on its Q3 2026 earnings, reported 29 October, which showed net attributable profit exceeding €3 billion, up 19.1% year-over-year, with nine-month profit reaching a record €9.07 billion, up 13.6%. Net interest income grew 16.5% year-over-year, with quarterly NII around €8.1 billion, while ROTE stood at 22% and CET1 at 12.21%. The company also saw its Romanian operations, Garanti BBVA Romania, fully absorbed into Raiffeisen Bank International Group following completed antitrust clearance. Despite the strong results, at least one analyst target was cut to $27.99, still implying upside from recent levels, and the stock's reaction to earnings was negative at -6.3%.

BBVA closed at $25.47, down 6.1% on the day, with the price sitting between its 50-day average of $27.22 and 200-day average of $24.77, reflecting a mixed trend. The GekkoIndex reads 61.8, placing BBVA in the Accumulation zone, though the reading has slipped 5 points recently. The stock trades 7.7% below the Gekko Fair Value of $27.59.

Looking ahead, the next earnings date falls on 4 February 2027, 91 days out, placing it beyond a typical 20-trading-day holding window. No insider, Congress, or unusual options activity appears in their respective windows. Seasonally, the next 20 trading days have averaged a 0.3% return over 5 years, rising in 3 of those years. The consensus target of $28.03 implies 10.1% upside from current levels.

Written by AI from the Nov 4, 2026 close and checked automatically against the figures on this page.

Banco Bilbao Vizcaya Argentaria price vs fair value

$27.59$25.47Nov ’25May ’26Nov ’26
Close $25.47200-day averageGekko Fair Value $27.59

Banco Bilbao Vizcaya Argentaria quick facts

Market cap
$141.2B
P/E ratio
10.5
Forward P/E
8.6
EPS, TTM
$2.28
Revenue, TTM
$35.56B
Profit margin
32.6%
Dividend yield
4.70%
Beta
0.82
Volume
1.94M avg 1.71M
1-year return
+28.1%
Typical daily move
±2.7%
Typical 20-day move
±6.5%
50-day average
$27.22
200-day average
$24.77
Next earnings
Feb 4
Shares outstanding
5.50B
52-week range
$19.97$29.64

Banco Bilbao Vizcaya Argentaria swing-trade checklist

Banco Bilbao Vizcaya Argentaria scores 4 supportive, 1 mixed and 0 headwinds across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

4 supportive1 mixed0 headwinds

  • Trendmixed

    Averages disagree

    Close $25.47 sits between the 50-day ($27.22) and 200-day ($24.77) averages, or the averages disagree.

    See the chart
  • GekkoIndexsupportive

    61.8, Accumulation

    Reading 61.8 is in the Accumulation zone.

    See the GekkoIndex
  • Fair valuesupportive

    7.7% below

    Price is 7.7% below Gekko Fair Value (more than 5% below).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings risksupportive

    Reports in 91 days

    Next report Feb 4, 2027, 91 days away — outside a typical 20-trading-day hold.

    See earnings
  • Seasonalitysupportive

    +0.3% on average

    From this point in the calendar, the next 20 trading days averaged +0.3% over 5 years, rising in 3 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

Banco Bilbao Vizcaya Argentaria stock chart and price history

Banco Bilbao Vizcaya Argentaria closed at $25.47 on Nov 4, 2026, +28.1% over the past year, inside a 52-week range of $19.97 to $29.64.

Close50-day average200-day averageVolume
Banco Bilbao Vizcaya Argentaria share price, past year, with 50-day and 200-day moving averages and volume$15$20$30DecJan 2026FebMarAprMayJunJulAugSepOct25.47

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−6.2%
3 months
−9.5%
6 months
+14.9%
1 year
+28.1%
The full BBVA chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open BBVA in Gekko

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About Banco Bilbao Vizcaya Argentaria

Banco Bilbao Vizcaya Argentaria provides a broad range of financial services to individual and corporate customers through a network of subsidiaries. Its offerings span everyday banking such as current accounts and deposit products, alongside lending, securities trading, and asset management. The bank is also known for credit cards, insurance, real estate services, and corporate and investment banking solutions, delivered through both branch networks and digital platforms.

The business is structured around retail banking, wholesale banking, and asset management, serving customers ranging from everyday depositors to institutional clients seeking investment and pension fund management. Services are made available both in person and through online and mobile channels, reflecting a mix of traditional branch banking and digital delivery. As of the end of 2021, the company operated thousands of branches and tens of thousands of ATMs, with activity spread across Spain, Mexico, South America, the United States, Turkey, Asia, and other parts of Europe.

Banco Bilbao Vizcaya Argentaria traces its roots to Bilbao, Spain, where it was founded in 1857. Its shares trade under the ticker BBVA.

Sector
Finance
Website
bbva.com

Banco Bilbao Vizcaya Argentaria GekkoIndex: the smart money zone

Banco Bilbao Vizcaya Argentaria’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 61.8, in the Accumulation zone, down 5 points over five sessions.

010061.8Accumulation

Down 5 points over five sessions.

Reading for Nov 4, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying20+2.9%+4.0%+4.1%+1.2%
Accumulation (current zone)156+0.9%+1.7%+2.9%+8.3%
Neutral417+0.4%+1.1%+3.0%+9.7%
Distribution57+1.3%+1.6%+2.5%+4.3%
Selling0Not available

Average BBVA share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.0% over 20 days. Past behaviour doesn’t guarantee future results.

Accumulation zone: Institutional interest building. About the five zones →

See every daily GekkoIndex reading plotted over the BBVA price, zone by zone.Track BBVA in Gekko

Is Banco Bilbao Vizcaya Argentaria stock overvalued? Gekko Fair Value

Banco Bilbao Vizcaya Argentaria trades 7.7% below Gekko Fair Value of $27.59, so the shares are undervalued on Gekko’s estimate.

Gekko’s own estimate of what Banco Bilbao Vizcaya Argentaria shares are worth, recalculated every trading day.

$27.59

Gekko Fair Value, Nov 4, 2026

7.7% Undervalued

At the end of Sep 2026 the price was 3.9% above the estimate.

Gekko Fair ValueShare price, month end
$28$24Sep 2026OctNov 2026

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open BBVA in Gekko

Banco Bilbao Vizcaya Argentaria insider and Congress trading

No open-market insider purchases were filed for Banco Bilbao Vizcaya Argentaria, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for BBVA in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every BBVA insider filing, plotted on the chart in Gekko.Open BBVA in Gekko

Congress trades last 90 days

No trades in BBVA were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for BBVA, plotted on the chart in Gekko.Open BBVA in Gekko

Banco Bilbao Vizcaya Argentaria earnings: next date and track record

Banco Bilbao Vizcaya Argentaria reports on Feb 4, 2027 (91 days away), and beat the EPS estimate in 4 of its last 8 reports.

4 of 8reports beat the EPS estimate
±4.9%average move across the report
3 of 8reports followed by a gain

Share-price move across each report

−1.6%Jan ’25−4.7%Apr ’25+7.2%Jul ’25−0.8%Oct ’25−6.2%Feb ’26+3.3%Apr ’26+8.9%Jul ’26−6.3%Oct ’26

Last earnings call, Oct 29, 2026 AI summary

What they said
BBVA reported Q3 2026 net attributable profit exceeding EUR 3 billion, up 19.1% year-over-year, with EPS growing 23.9% YoY supported by share buybacks. Nine-month profit reached a record EUR 9.07 billion, up 13.6%. NII grew 16.5% YoY and 5.7% QoQ in constant currency. ROTE stands at 22%, ROE at 20.8%, ranking BBVA as Europe's most profitable large bank. Loan growth exceeded 20% YoY in current euros.
Guidance
Management expects interest rate headwinds to fade in Mexico and Spain, allowing volume growth to increasingly translate into earnings growth. Macro conditions remain supportive across BBVA's footprint with continued lending growth expected in key markets.
ReportedEPSSurpriseRevenueSurpriseMove
Oct 29, 2026$0.61
est $0.62
−1.6%$12.18B
est $12.08B
+0.8%−6.3%
Jul 30, 2026$0.63
est $0.59
+6.8%$12.09B
est $11.94B
+1.2%+8.9%
Apr 30, 2026$0.60
est $0.58
+3.4%$12.50B
est $11.78B
+6.1%+3.3%
Feb 5, 2026$0.50
est $0.51
−2.0%$11.55B
est $11.24B
+2.8%−6.2%
Oct 30, 2025$0.49
est $0.51
−3.9%$20.97B
est $10.63B
+97.2%−0.8%
Jul 31, 2025$0.53
est $0.47
+12.8%$10.26B
est $10.31B
−0.6%+7.2%
Apr 29, 2025$0.47
est $0.47
0.0%$20.05B
est $9.94B
+101.6%−4.7%
Jan 30, 2025$0.44
est $0.37
+19.7%$9.72B
est $8.88B
+9.5%−1.6%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

Banco Bilbao Vizcaya Argentaria stock forecast and analyst price targets

Analysts’ average 12-month price target for Banco Bilbao Vizcaya Argentaria is $28.03, +10.1% from the last close.

$28.03consensus 12-month target, +10.1% from the last close
+2.9%average 20-day move after past Accumulation readings
+0.3%average move over the next 20 trading days in the last 5 years
±2.7%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

Banco Bilbao Vizcaya Argentaria seasonality: the next 20 trading days

Over the next 20 trading days from Nov 4, Banco Bilbao Vizcaya Argentaria averaged +0.3% across the last 5 years, rising in 3 of them.

Next 20 trading days, by year

−22.5%2021+8.1%2022+12.2%2023−7.2%2024+9.4%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+1.4%3 of 5
Next 10 trading days+0.5%3 of 5
Next 15 trading days−0.6%3 of 5
Next 20 trading days+0.3%3 of 5
Next 30 trading days+0.7%3 of 5

For scale, BBVA’s typical 20-trading-day move in either direction is about 6.5%.

Banco Bilbao Vizcaya Argentaria market cap and key statistics

Banco Bilbao Vizcaya Argentaria’s market cap is $141.2B, with a P/E ratio of 10.5 and revenue of $35.56B over the last twelve months.

Valuation

Market cap
$141.2B
P/E ratio
10.5
Forward P/E
8.6
EPS, TTM
$2.28
Gekko Fair Value
$27.59

Trading

Volume
1.94M
Avg volume, 20 days
1.71M
52-week high
$29.64
52-week low
$19.97
Shares outstanding
5.50B

Financials

Revenue, TTM
$35.56B
Profit margin
32.6%
Return on equity
19.8%
Quarterly earnings growth, YoY
+23.8%

Risk and income

Beta
0.82
Typical daily move
±2.7%
Typical 20-day move
±6.5%
Dividend yield
4.70%

Banco Bilbao Vizcaya Argentaria stock news this week

Coverage of Banco Bilbao Vizcaya Argentaria this week reads positive: 6 positive, 4 neutral and 1 negative headlines.

News sentiment positive

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In the Buying zone today

Reporting earnings this week

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Banco Bilbao Vizcaya Argentaria stock FAQ

What is Banco Bilbao Vizcaya Argentaria’s market cap?

Banco Bilbao Vizcaya Argentaria’s market cap is $141.2B at the Nov 4, 2026 close of $25.47, with 5.50B shares outstanding. The shares trade on a P/E ratio of 10.5.

What is the Banco Bilbao Vizcaya Argentaria stock forecast?

The consensus analyst 12-month price target for Banco Bilbao Vizcaya Argentaria is $28.03, +10.1% from the last close. Gekko doesn’t publish price predictions of its own.

Is Banco Bilbao Vizcaya Argentaria stock overvalued or undervalued?

On Gekko’s estimate Banco Bilbao Vizcaya Argentaria is undervalued: the Nov 4, 2026 close of $25.47 is 7.7% below Gekko Fair Value of $27.59. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does Banco Bilbao Vizcaya Argentaria report earnings next?

Banco Bilbao Vizcaya Argentaria is expected to report on Feb 4, 2027 (91 days away). Analysts expect earnings of $0.55 per share on revenue of $12.64B. Banco Bilbao Vizcaya Argentaria beat the earnings estimate in 4 of its last 8 reports, moving 4.9% on average across the report.

What is Banco Bilbao Vizcaya Argentaria’s 52-week high and low?

Banco Bilbao Vizcaya Argentaria’s 52-week high is $29.64 and its 52-week low is $19.97; it closed at $25.47 on Nov 4, 2026, +28.1% over the past year.

Is Banco Bilbao Vizcaya Argentaria stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 4 of the 5 items with data read as supportive (gekkoindex, fair value, earnings risk and seasonality), 1 as mixed (trend). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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