Banco Bilbao Vizcaya Argentaria (BBVA) Stock Analysis & Forecast

Banco Bilbao Vizcaya Argentaria S.A. Finance sector. Market cap $156.7B.

$28.36−0.47 (−1.6%)

Close on Sep 18, 2026. Page updated Sep 19, 9:18 pm ET.

Gekko Brief

AI summary

BBVA closes at $28.36, down 1.6% on the day, trading above both its 50-day average of $27.88 and 200-day average of $24.25. The stock sits in the Accumulation zone of the GekkoIndex at a reading of 60.3, having risen 8.1 over the past five readings. Price stands 7.4% above Gekko Fair Value of $26.41. Longer-term returns remain strong, with a 15.8% gain over three months and 35.4% over six months, against a 52-week range of $17.90 to $29.64.

Recent coverage centers on valuation debate. Several pieces frame BBVA as a growth candidate and compare it favorably to peer TD on value grounds, while one analysis suggests the shares could be around 9% overvalued relative to a €25.08 analyst target and €22.99 fair value estimate, even as a discounted cash flow approach points the other way. The commentary reflects differing views on whether the stock's strong 90-day and one-year performance is already priced in.

The next earnings date falls on 29 October 2026, 39 days out and beyond a typical 20-trading-day hold; the prior report on 30 July showed EPS of $0.63 against a $0.59 estimate, with an 8.9% reaction, and BBVA has beaten estimates in 6 of the last 8 quarters. No insider, Congress or unusual options activity appears in the recent windows. Seasonally, the next 20 trading days have averaged a 1.7% gain over 5 years, positive in 3 of them, a pattern worth noting alongside the current gap to Gekko Fair Value.

Written by AI and checked automatically against the figures on this page. Generated Sep 20, 2026 from the data above.

Price vs fair value

Close $28.36200-day averageGekko Fair Value $26.41

Key stats

Market cap
$156.7B
P/E ratio
13.4
Forward P/E
12.1
EPS, TTM
$2.20
Revenue, TTM
$34.13B
Profit margin
32.6%
Dividend yield
3.65%
Beta
0.89
Volume
2.40M avg 1.18M
1-year return
+49.2%
Typical daily move
±1.9%
Typical 20-day move
±6.3%
50-day average
$27.88
200-day average
$24.25
Next earnings
Oct 29
Shares outstanding
5.52B
52-week range
$17.90$29.64

Banco Bilbao Vizcaya Argentaria swing-trade checklist

Banco Bilbao Vizcaya Argentaria scores 4 supportive, 0 mixed and 1 headwind across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

4 supportive0 mixed1 headwind

  • Trendsupportive

    Above 50 and 200-day

    Close $28.36 is above the 50-day ($27.88) and 200-day ($24.25) averages, and the 50-day is above the 200-day.

    See the chart
  • GekkoIndexsupportive

    60.3, Accumulation

    Reading 60.3 is in the Accumulation zone.

    See the GekkoIndex
  • Fair valueheadwind

    7.4% above

    Price is 7.4% above Gekko Fair Value (more than 5% above).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings risksupportive

    Reports in 39 days

    Next report Oct 29, 2026, 39 days away — outside a typical 20-trading-day hold.

    See earnings
  • Seasonalitysupportive

    +1.7% on average

    From this point in the calendar, the next 20 trading days averaged +1.7% over 5 years, rising in 3 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

Banco Bilbao Vizcaya Argentaria stock chart and price history

Banco Bilbao Vizcaya Argentaria closed at $28.36 on Sep 18, 2026, +49.2% over the past year, inside a 52-week range of $17.90 to $29.64.

Close50-day average200-day averageVolume

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−0.6%
3 months
+15.8%
6 months
+35.4%
1 year
+49.2%
The full BBVA chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open BBVA in Gekko

Follow Banco Bilbao Vizcaya Argentaria through every session

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About Banco Bilbao Vizcaya Argentaria

Banco Bilbao Vizcaya Argentaria provides a broad range of financial services to individual and corporate customers through a network of subsidiaries. Its offerings span everyday banking such as current accounts and deposit products, alongside lending, securities trading, and asset management. The bank is also known for credit cards, insurance, real estate services, and corporate and investment banking solutions, delivered through both branch networks and digital platforms.

The business is structured around retail banking, wholesale banking, and asset management, serving customers ranging from everyday depositors to institutional clients seeking investment and pension fund management. Services are made available both in person and through online and mobile channels, reflecting a mix of traditional branch banking and digital delivery. As of the end of 2021, the company operated thousands of branches and tens of thousands of ATMs, with activity spread across Spain, Mexico, South America, the United States, Turkey, Asia, and other parts of Europe.

Banco Bilbao Vizcaya Argentaria traces its roots to Bilbao, Spain, where it was founded in 1857. Its shares trade under the ticker BBVA.

Sector
Finance
Website
bbva.com

Banco Bilbao Vizcaya Argentaria GekkoIndex: the smart money zone

Banco Bilbao Vizcaya Argentaria’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 60.3, in the Accumulation zone, up 8.1 points over five sessions.

010060.3Accumulation

Up 8.1 points over five sessions, from the Neutral zone.

Reading for Sep 18, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying16+3.9%+5.9%+4.1%+1.2%
Accumulation (current zone)139+1.3%+2.3%+3.5%+8.3%
Neutral403+0.5%+1.3%+3.6%+10.0%
Distribution57+1.3%+1.6%+2.6%+8.5%
Selling0Not available

Average BBVA share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.3% over 20 days. Past behaviour doesn’t guarantee future results.

Accumulation zone: Institutional interest building. About the five zones →

See every daily GekkoIndex reading plotted over the BBVA price, zone by zone.Track BBVA in Gekko

Is Banco Bilbao Vizcaya Argentaria stock overvalued? Gekko Fair Value

Banco Bilbao Vizcaya Argentaria trades 7.4% above Gekko Fair Value of $26.41, so the shares are overvalued on Gekko’s estimate.

Gekko’s own estimate of what Banco Bilbao Vizcaya Argentaria shares are worth, recalculated every trading day.

$26.41

Gekko Fair Value, Sep 15, 2026

7.4% Overvalued

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open BBVA in Gekko

Banco Bilbao Vizcaya Argentaria insider and Congress trading

No open-market insider purchases were filed for Banco Bilbao Vizcaya Argentaria, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for BBVA in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every BBVA insider filing, plotted on the chart in Gekko.Open BBVA in Gekko

Congress trades last 90 days

No trades in BBVA were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for BBVA, plotted on the chart in Gekko.Open BBVA in Gekko

Banco Bilbao Vizcaya Argentaria earnings: next date and track record

Banco Bilbao Vizcaya Argentaria reports on Oct 29, 2026 (39 days away), and beat the EPS estimate in 6 of its last 8 reports.

6 of 8reports beat the EPS estimate
±5.4%average move across the report
5 of 8reports followed by a gain

Share-price move across each report

−9.5%Jul ’24+2.4%Oct ’24+5.2%Mar ’25+7.2%Jul ’25−0.8%Oct ’25−6.2%Feb ’26+3.3%Apr ’26+8.9%Jul ’26

Last earnings call, Jul 30, 2026 AI summary

What they said
BBVA delivered record Q2 2026 net attributable profit of EUR 3.062 billion, up 11.4% year-over-year, with H1 profit reaching EUR 6.051 billion. ROTE improved to 22.2% and ROE to 21.1%, ranking BBVA among Europe's most profitable large banks. CET1 ratio strengthened 7bps to 12.90%. Net interest income grew 17.8% YoY and fees rose 16.2% YoY. Loan book has expanded 62% since 2020, vastly outpacing European peers at 10%.
Guidance
Management emphasized continued profitable growth as the core strategic priority, supported by strong activity momentum and customer franchise expansion. No specific numerical targets were provided in this excerpt, but tone suggests confidence in sustained double-digit earnings growth and profitability leadership in Europe.
ReportedEPSSurpriseRevenueSurpriseMove
Jul 30, 2026$0.63
est $0.59
+6.8%$12.09B
est $11.94B
+1.2%+8.9%
Apr 30, 2026$0.60
est $0.58
+3.4%$12.50B
est $11.78B
+6.1%+3.3%
Feb 5, 2026$0.50
est $0.51
−2.0%$11.55B
est $11.24B
+2.8%−6.2%
Oct 30, 2025$0.49
est $0.51
−3.9%$20.97B
est $10.63B
+97.2%−0.8%
Jul 31, 2025$0.53
est $0.47
+12.8%$10.26B
est $10.31B
−0.6%+7.2%
Mar 14, 2025$0.42
est $0.40
+5.0%$8.50B
est $9.94B
−14.6%+5.2%
Oct 31, 2024$0.48
est $0.44
+9.1%$9.56B
est $9.37B
+2.0%+2.4%
Jul 31, 2024$0.51
est $0.48
+6.3%$8.81B
est $9.30B
−5.2%−9.5%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

Banco Bilbao Vizcaya Argentaria stock forecast and analyst price targets

Analysts’ average 12-month price target for Banco Bilbao Vizcaya Argentaria is $24.53, −13.5% from the last close, from 1 firm rating the stock in the last 90 days.

$24.53consensus 12-month target, −13.5% from the last close
Buy0
Hold1
Sell0

Each firm’s latest rating in the last 90 days: 1 firm.

Latest analyst actions

DateFirmRatingTargetvs price
Jul 15Bank of America SecuritiesHold, downgraded$28.59+0.8%
+3.5%average 20-day move after past Accumulation readings
+1.7%average move over the next 20 trading days in the last 5 years
±1.9%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

Banco Bilbao Vizcaya Argentaria seasonality: the next 20 trading days

Over the next 20 trading days from Sep 19, Banco Bilbao Vizcaya Argentaria averaged +1.7% across the last 5 years, rising in 3 of them.

Next 20 trading days, by year

+10.1%2021−3.4%2022+5.1%2023−9.8%2024+1.3%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+0.4%2 of 5
Next 10 trading days−0.1%2 of 5
Next 15 trading days−1.3%2 of 5
Next 20 trading days+1.7%3 of 5
Next 30 trading days+4.1%4 of 5

For scale, BBVA’s typical 20-trading-day move in either direction is about 6.3%.

Banco Bilbao Vizcaya Argentaria market cap and key statistics

Banco Bilbao Vizcaya Argentaria’s market cap is $156.7B, with a P/E ratio of 13.4 and revenue of $34.13B over the last twelve months.

Valuation

Market cap
$156.7B
P/E ratio
13.4
Forward P/E
12.1
EPS, TTM
$2.20
Gekko Fair Value
$26.41

Trading

Volume
2.40M
Avg volume, 20 days
1.18M
52-week high
$29.64
52-week low
$17.90
Shares outstanding
5.52B

Financials

Revenue, TTM
$34.13B
Profit margin
32.6%
Return on equity
18.9%
Quarterly earnings growth, YoY
+15.2%

Risk and income

Beta
0.89
Typical daily move
±1.9%
Typical 20-day move
±6.3%
Dividend yield
3.65%

Banco Bilbao Vizcaya Argentaria stock news this week

4 headlines about Banco Bilbao Vizcaya Argentaria from the past week, newest first, each linking to the publisher.

More stocks

In the Buying zone today

Reporting earnings this week

Popular on Gekko

Banco Bilbao Vizcaya Argentaria stock FAQ

What is Banco Bilbao Vizcaya Argentaria’s market cap?

Banco Bilbao Vizcaya Argentaria’s market cap is $156.7B at the Sep 18, 2026 close of $28.36, with 5.52B shares outstanding. The shares trade on a P/E ratio of 13.4.

What is the Banco Bilbao Vizcaya Argentaria stock forecast?

The consensus analyst 12-month price target for Banco Bilbao Vizcaya Argentaria is $24.53, −13.5% from the last close. Of the 1 firm that rated the stock in the last 90 days, 0 rate it a buy, 1 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is Banco Bilbao Vizcaya Argentaria stock overvalued or undervalued?

On Gekko’s estimate Banco Bilbao Vizcaya Argentaria is overvalued: the Sep 18, 2026 close of $28.36 is 7.4% above Gekko Fair Value of $26.41. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does Banco Bilbao Vizcaya Argentaria report earnings next?

Banco Bilbao Vizcaya Argentaria is expected to report on Oct 29, 2026 (39 days away). Analysts expect earnings of $0.59 per share on revenue of $12.52B. Banco Bilbao Vizcaya Argentaria beat the earnings estimate in 6 of its last 8 reports, moving 5.4% on average across the report.

What is Banco Bilbao Vizcaya Argentaria’s 52-week high and low?

Banco Bilbao Vizcaya Argentaria’s 52-week high is $29.64 and its 52-week low is $17.90; it closed at $28.36 on Sep 18, 2026, +49.2% over the past year.

Is Banco Bilbao Vizcaya Argentaria stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 4 of the 5 items with data read as supportive (trend, gekkoindex, earnings risk and seasonality) and 1 as a headwind (fair value). The checklist is a description of current data, not a recommendation.

How this page works

Prices and signals update after every US market close; the GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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