Insider buying last 90 days
No open-market insider purchases were filed for TRU in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every TRU insider filing, plotted on the chart in Gekko.Open TRU in Gekko
NYSE: TRU
TransUnion (TRU) Stock Analysis & Forecast
Sep 28 close
$66.19−2.98 (−4.3%)
Gekko Brief
AI summaryThis week's move centers on TransUnion's CFO transition and reaffirmed guidance. Todd Cello, CFO for 29 years, announced he will step down on December 31, 2026, with the company stating this will not affect its business operations or financial targets. Shares fell 4.3% after the news, and TransUnion separately reaffirmed full-year guidance while announcing the appointment of Malte Bernholz as Chief Strategy and Corporate Development Officer. Coverage of the OneTru platform also noted the migration of U.S. credit customers in the first half of 2026 and accelerated product introductions globally.
TRU closes at $66.19, down 4.3%, with the close sitting below both the 50-day average of $78.81 and the 200-day average of $75.87. The one-month return stands at -21.8% and the one-year return at -21.5%, while the six-month return is 0.7%. The GekkoIndex reads 72.4, placing the stock in the Buying zone, down 1.6 over five sessions. The gap to Gekko Fair Value of $86.46 stands at -23.4%.
TransUnion's next earnings date is 22 October 2026, 23 days away, following a July 28 report where EPS of $1.23 beat the $1.16 estimate and produced an 8.4% reaction, part of an 8 for 8 beat streak with an average absolute reaction of 4.6%. No insider, Congress, or unusual options activity appears in their respective 90-day and 30-day windows. Seasonality over 5 years shows a -9.3% average return across the next 20 trading days from this point, with gains in 1 of those years, worth noting alongside the upcoming report.
Written by AI and checked automatically against the figures on this page. Generated Sep 29, 2026 from the data above.
TransUnion price vs fair value
Close $66.19200-day averageGekko Fair Value $86.46
TransUnion quick facts
- Market cap
- $12.68B
- P/E ratio
- 18.7
- Forward P/E
- 12.8
- EPS, TTM
- $3.61
- Revenue, TTM
- $4.90B
- Profit margin
- 15.1%
- Dividend yield
- 0.34%
- Beta
- 1.54
- Volume
- 3.20M avg 2.49M
- 1-year return
- −21.5%
- Typical daily move
- ±3.5%
- Typical 20-day move
- ±6.4%
- 50-day average
- $78.81
- 200-day average
- $75.87
- Next earnings
- Oct 22
- Shares outstanding
- 191.6M
TransUnion swing-trade checklist
TransUnion scores 2 supportive, 1 mixed and 2 headwinds across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
2 supportive1 mixed2 headwinds
- Trendmixed
Averages disagree
Close $66.19 sits between the 50-day ($78.81) and 200-day ($75.87) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
72.4, Buying
Reading 72.4 is in the Buying zone.
See the GekkoIndex - Fair valuesupportive
23.4% below
Price is 23.4% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings riskheadwind
Reports in 23 days
Reports on Oct 22, 2026, 23 days away — inside a typical 20-trading-day hold.
See earnings - Seasonalityheadwind
−9.3% on average
From this point in the calendar, the next 20 trading days averaged −9.3% over 5 years, rising in 1 of them.
See seasonality
A description of current data, not a recommendation. How this page works
TransUnion stock chart and price history
TransUnion closed at $66.19 on Sep 28, 2026, −21.5% over the past year, inside a 52-week range of $63.37 to $89.12.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −21.8%
- 3 months
- −7.8%
- 6 months
- +0.7%
- 1 year
- −21.5%
The full TRU chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open TRU in Gekko
Follow TransUnion through every session
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About TransUnion
TransUnion works as a credit reporting agency, gathering consumer and business data to help other organizations assess risk. It is widely recognized for supplying credit reports, scores and related monitoring tools, and it also offers identity protection and support for consumers dealing with data breaches. Its services extend to marketing, fraud detection and customer retention tools built for lenders and other businesses.
The company is structured around two main segments, one focused on the U.S. market and the other on international operations. The U.S. arm serves financial services firms along with sectors such as insurance, retail, telecommunications, media and the public sector, offering everything from identity verification to debt recovery and tenant screening. The international segment provides similar credit and risk management services abroad, reaching industries including insurance, automotive, collections and communications, while also giving individual consumers tools to track and manage their personal finances.
TransUnion was founded in 1968 and is based in Chicago, Illinois. Its shares are listed on the NYSE under the ticker TRU.
- Listed
- NYSE
- Sector
- Commercial services
- Industry
- Financial publishing/Services
- Website
- transunion.com
TransUnion GekkoIndex: the smart money zone
TransUnion’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 72.4, in the Buying zone, down 1.6 points over five sessions.
72.4Buying
Down 1.6 points over five sessions.
Reading for Sep 28, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying (current zone) | 26 | +4.3% | +8.4% | ||
| Accumulation | 226 | 0.0% | +1.9% | ||
| Neutral | 385 | 0.0% | −0.9% | ||
| Distribution | 32 | −0.8% | +5.2% | ||
| Selling | 3 | Too few readings yet | |||
Average TRU share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Buying readings averaged +3.2% over 20 days. Past behaviour doesn’t guarantee future results.
Buying zone: Smart money likely accumulating heavily. About the five zones →
See every daily GekkoIndex reading plotted over the TRU price, zone by zone.Track TRU in Gekko
Is TransUnion stock overvalued? Gekko Fair Value
TransUnion trades 23.4% below Gekko Fair Value of $86.46, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what TransUnion shares are worth, recalculated every trading day.
$86.46
Gekko Fair Value, Sep 26, 2026
23.4% Undervalued
Gekko Fair Value on every chart, with the gap to price updating daily.Open TRU in Gekko
TransUnion insider and Congress trading
No open-market insider purchases were filed for TransUnion, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in TRU were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for TRU, plotted on the chart in Gekko.Open TRU in Gekko
Buybacks
TransUnion has been buying back its own shares.
- Bought back, quarter ended Jun 30, 2026
- $83.00M
- As a share of market cap
- 0.65%
- Trailing four quarters
- $380.8M
From company filings.
Hedge funds and billionaires quarter ended Mar 31
0of the funds Gekko tracks hold TRU.
0added0opened0trimmed1sold out
Which funds are on each side, name by name.Unlock in Gekko
TransUnion earnings: next date and track record
TransUnion reports on Oct 22, 2026 (23 days away), and beat the EPS estimate in 8 of its last 8 reports.
Next earnings report
Oct 22, 2026
23 days away
- EPS estimate
- $1.21
- Revenue estimate
- $1.31B
8 of 8reports beat the EPS estimate
±4.6%average move across the report
7 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Jul 28, 2026 AI summary
- What they said
- TransUnion Q2 2026 delivered strong results exceeding guidance, with organic constant currency revenue growth of 10% versus 8-9% guidance, marking the tenth consecutive quarter of high single-digit growth. U.S. markets revenue increased 11%, with Financial Services up 18%. International revenues grew 6% organically, with Canada up 10%. Adjusted diluted EPS grew 13%, share repurchases reached ~$150M year-to-date, and leverage ratio improved to 2.6x.
- Guidance
- Full year 2026 guidance raised to 8-9% organic constant currency revenue growth, 10-11% adjusted EBITDA growth, and 11-12% adjusted diluted EPS growth (up from prior 9-11%). Management expects performance at or slightly above the high end if current trends continue, despite macro uncertainty.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Jul 28, 2026 | $1.23 est $1.16 | $1.31B est $1.28B | +8.4% |
| Apr 28, 2026 | $1.18 est $1.11 | $1.25B est $1.21B | −1.0% |
| Feb 12, 2026 | $1.07 est $1.02 | $1.17B est $1.13B | +3.0% |
| Oct 23, 2025 | $1.10 est $1.04 | $1.17B est $1.13B | +6.1% |
| Jul 24, 2025 | $1.08 est $0.99 | $1.14B est $1.10B | +4.9% |
| Apr 24, 2025 | $1.05 est $0.98 | $1.10B est $1.07B | +6.3% |
| Feb 13, 2025 | $0.97 est $0.95 | $1.04B est $1.03B | +6.7% |
| Oct 23, 2024 | $1.04 est $1.01 | $1.09B est $1.03B | +0.8% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
TransUnion stock forecast and analyst price targets
Analysts’ average 12-month price target for TransUnion is $97.52, +47.3% from the last close, from 18 firms rating the stock in the last 90 days.
$97.52consensus 12-month target, +47.3% from the last close
Now $66.19Avg $97.52
Low $77High $115
Each firm’s latest rating in the last 90 days: 18 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Sep 28 | UBS | $80 | +20.9% |
| Sep 24 | UBS | $80 | +20.9% |
| Sep 20 | UBS | $82 | +23.9% |
| Sep 16 | Barclays | $85 | +28.4% |
| Sep 14 | Wells Fargo | $102 | +54.1% |
+8.4%average 20-day move after past Buying readings
−9.3%average move over the next 20 trading days in the last 5 years
±3.5%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
TransUnion seasonality: the next 20 trading days
Over the next 20 trading days from Sep 29, TransUnion averaged −9.3% across the last 5 years, rising in 1 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | −2.0% | 3 of 5 |
| Next 10 trading days | −3.8% | 1 of 5 |
| Next 15 trading days | −3.4% | 2 of 5 |
| Next 20 trading days | −9.3% | 1 of 5 |
| Next 30 trading days | −5.2% | 2 of 5 |
For scale, TRU’s typical 20-trading-day move in either direction is about 6.4%.
TransUnion market cap and key statistics
TransUnion’s market cap is $12.68B, with a P/E ratio of 18.7 and revenue of $4.90B over the last twelve months.
Valuation
- Market cap
- $12.68B
- P/E ratio
- 18.7
- Forward P/E
- 12.8
- EPS, TTM
- $3.61
- Gekko Fair Value
- $86.46
Trading
- Volume
- 3.20M
- Avg volume, 20 days
- 2.49M
- 52-week high
- $89.12
- 52-week low
- $63.37
- Shares outstanding
- 191.6M
Financials
- Revenue, TTM
- $4.90B
- Profit margin
- 15.1%
- Return on equity
- 15.6%
- Quarterly earnings growth, YoY
- +32.1%
Risk and income
- Beta
- 1.54
- Typical daily move
- ±3.5%
- Typical 20-day move
- ±6.4%
- Dividend yield
- 0.34%
TransUnion stock news this week
Coverage of TransUnion this week reads negative: 2 positive, 3 neutral and 6 negative headlines.
- TransUnion Appoints Malte Bernholz as Chief Strategy and Corporate Development OfficerGlobeNewsWire, Sep 28
- TransUnion (TRU) Reaffirms Guidance Following CFO Exit, Is It A Bargain?Simply Wall Street, Sep 25
- Can OneTru Help TransUnion Sustain Its Growth Momentum?Yahoo Finance UK, Sep 25
- Why TransUnion (TRU) Shares Are Falling TodayStockStory, Sep 24
- TransUnion stock falls after CFO announces departureYahoo Finance Singapore, Sep 24
- TransUnion FOI Reveals 1 in 5 UK Scams Target Previous Victims via Recovery Room FraudFF News, Sep 24
TransUnion peers
TransUnion’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| SPGIS&P Global | Accumulation | 14.1% below |
| MCOMoody's | Accumulation | 10.8% below |
| MSCIMSCI | Accumulation | 11.9% below |
| FICOFair Isaac | Buying | 13.2% below |
| EFXEquifax | Buying | 12.3% below |
| FDSFactSet Research Systems | Accumulation | 3.2% below |
A peer links to its own page where one exists.
TransUnion stock FAQ
What is TransUnion’s market cap?
TransUnion’s market cap is $12.68B at the Sep 28, 2026 close of $66.19, with 191.6M shares outstanding. The shares trade on a P/E ratio of 18.7.
What is the TransUnion stock forecast?
The consensus analyst 12-month price target for TransUnion is $97.52, +47.3% from the last close. Of the 18 firms that rated the stock in the last 90 days, 13 rate it a buy, 5 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is TransUnion stock overvalued or undervalued?
On Gekko’s estimate TransUnion is undervalued: the Sep 28, 2026 close of $66.19 is 23.4% below Gekko Fair Value of $86.46. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does TransUnion report earnings next?
TransUnion is expected to report on Oct 22, 2026 (23 days away). Analysts expect earnings of $1.21 per share on revenue of $1.31B. TransUnion beat the earnings estimate in 8 of its last 8 reports, moving 4.6% on average across the report.
What is TransUnion’s 52-week high and low?
TransUnion’s 52-week high is $89.12 and its 52-week low is $63.37; it closed at $66.19 on Sep 28, 2026, −21.5% over the past year. Over the last five years the shares peaked at $120.91 on Oct 26, 2021.
Is TransUnion stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 2 of the 5 items with data read as supportive (gekkoindex and fair value), 1 as mixed (trend) and 2 as headwinds (earnings risk and seasonality). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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