Grupo Financiero Galicia (GGAL) Stock Analysis & Forecast

Sep 28 close

$36.98−1.76 (−4.5%)

Gekko Brief

AI summary

Grupo Financiero Galicia shares fell 4.5% this week, trading at $36.98 and down 29.5% year-to-date, with one comparison noting a GF Score of 90 and a GF Value estimate of $59.07. Additional coverage weighed GGAL against peers including United Overseas Bank and HBT Financial on value and fundamentals, while another piece pointed to Argentina's broader economic conditions as a factor shaping sentiment around the Nasdaq-listed ADR.

The stock trades below both its 50-day average of $44.86 and its 200-day average of $47.61, with the 50-day still under the 200-day, reflecting a longer-term downtrend even as the GekkoIndex reads 77.4, placing it in the Buying zone. Price sits 30.7% below Gekko Fair Value of $53.38. Over the past year the shares are up 21.1%, though the three-month return is -27.3% and the one-month return is -13.8%.

The next earnings date falls on 24 November 2026, before the open, which is 56 days out and beyond a typical 20-trading-day holding window. Insider activity over the past 90 days shows 6 open-market purchases totaling $4,252,148. Seasonality over 5 years shows the next 20 trading days from this point averaging +19.4%, with gains in 4 of those years. Analyst coverage from 2 firms shows 1 buy and 1 hold rating, with a consensus target of $67.37.

Written by AI and checked automatically against the figures on this page. Generated Sep 29, 2026 from the data above.

Grupo Financiero Galicia price vs fair value

$53.38$36.98Sep ’25Mar ’26Sep ’26
Close $36.98200-day averageGekko Fair Value $53.38

Grupo Financiero Galicia quick facts

Market cap
$5.94B
P/E ratio
110.7
Forward P/E
3.3
EPS, TTM
$0.35
Revenue, TTM
$5.89T
Profit margin
1.5%
Dividend yield
—
Beta
0.28
Volume
1.08M avg 721,727
1-year return
+21.1%
Typical daily move
±4%
Typical 20-day move
±11%
50-day average
$44.86
200-day average
$47.61
Next earnings
Nov 24 before open
Shares outstanding
132.5M
52-week range
$26.06$62.52

Grupo Financiero Galicia swing-trade checklist

Grupo Financiero Galicia scores 5 supportive, 0 mixed and 1 headwind across the 6 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

5 supportive0 mixed1 headwind

  • Trendheadwind

    Below 50 and 200-day

    Close $36.98 is below the 50-day ($44.86) and 200-day ($47.61) averages, and the 50-day is below the 200-day.

    See the chart
  • GekkoIndexsupportive

    77.4, Buying

    Reading 77.4 is in the Buying zone.

    See the GekkoIndex
  • Fair valuesupportive

    30.7% below

    Price is 30.7% below Gekko Fair Value (more than 5% below).

    See fair value
  • Smart moneysupportive

    Leans bullish

    Last 90 days: 6 open-market insider purchases.

    See smart money
  • Earnings risksupportive

    Reports in 56 days

    Next report Nov 24, 2026, 56 days away — outside a typical 20-trading-day hold.

    See earnings
  • Seasonalitysupportive

    +19.4% on average

    From this point in the calendar, the next 20 trading days averaged +19.4% over 5 years, rising in 4 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

Grupo Financiero Galicia stock chart and price history

Grupo Financiero Galicia closed at $36.98 on Sep 28, 2026, +21.1% over the past year, inside a 52-week range of $26.06 to $62.52.

Close50-day average200-day averageVolume
Grupo Financiero Galicia share price, past year, with 50-day and 200-day moving averages and volume$30$40$50$60NovDecJan 2026FebMarAprMayJunJulAugSep36.98

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−13.8%
3 months
−27.3%
6 months
−13.4%
1 year
+21.1%
The full GGAL chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open GGAL in Gekko

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About Grupo Financiero Galicia

Grupo Financiero Galicia operates as a financial services group serving both everyday consumers and business clients across Argentina. The company is organized into segments covering Banking, NaranjaX, Insurance, and additional smaller ventures, and it has built recognition for combining traditional banking with insurance and digital financial tools under one group.

On the banking side, customers can access savings, current, and checking accounts, along with personal loans, express credit, mortgages, and financing tied to pledges or credit cards. The group also issues credit and debit cards, runs online banking services, and supports consumer financing, check processing, custody solutions, and its own Fima investment funds. It works with individuals, companies, and financial institutions through capital markets and investment banking activities that include debt securities, short-term notes, commercial paper, and trust products. Its insurance business covers areas such as theft, accidents, life, home, small business protection, pets, surety bonds, and other risk categories, while separate services address private banking for wealthier clients and a digital platform for managing investments.

The company traces its founding back to 1905 and keeps its headquarters in Buenos Aires, Argentina. Its stock trades under the ticker GGAL.

Sector
Finance
Website
gfgsa.com

Grupo Financiero Galicia GekkoIndex: the smart money zone

Grupo Financiero Galicia’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 77.4, in the Buying zone, up 11.7 points over five sessions.

010077.4Buying

Up 11.7 points over five sessions, from the Accumulation zone.

Reading for Sep 28, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying (current zone)32+0.2%−2.1%−1.7%+36.0%
Accumulation2140.0%+1.2%+5.8%+12.6%
Neutral328+1.5%+2.3%+1.9%0.0%
Distribution49−0.6%+1.1%+5.5%+15.5%
Selling2Too few readings yet

Average GGAL share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Buying readings averaged +3.2% over 20 days. Past behaviour doesn’t guarantee future results.

Buying zone: Smart money likely accumulating heavily. About the five zones →

See every daily GekkoIndex reading plotted over the GGAL price, zone by zone.Track GGAL in Gekko

Is Grupo Financiero Galicia stock overvalued? Gekko Fair Value

Grupo Financiero Galicia trades 30.7% below Gekko Fair Value of $53.38, so the shares are undervalued on Gekko’s estimate.

Gekko’s own estimate of what Grupo Financiero Galicia shares are worth, recalculated every trading day.

$53.38

Gekko Fair Value, Sep 29, 2026

30.7% Undervalued

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open GGAL in Gekko

Grupo Financiero Galicia insider and Congress trading

Insiders filed 6 open-market purchases in Grupo Financiero Galicia worth $4.25M, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

$4.25Min 6 open-market purchases

FiledInsiderTypeSharesValue
Jul 13Silvestre Vila Moret
Director
Purchase224,000$1.20M
Jul 13Silvestre Vila Moret
Director
Purchase175,824$960K
Jul 9Silvestre Vila Moret
Director
Purchase167,791$884K
Jul 9Silvestre Vila Moret
Director
Purchase125,000$644K
Jul 9Silvestre Vila Moret
Director
Purchase100,000$511K

From Form 4 filings, dated to when each was filed.

Congress trades last 90 days

No trades in GGAL were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for GGAL, plotted on the chart in Gekko.Open GGAL in Gekko

Hedge funds and billionaires quarter ended Jun 30

1of the funds Gekko tracks holds GGAL.

0added1opened0trimmed2sold out
Which funds are on each side, name by name.Unlock in Gekko

Grupo Financiero Galicia earnings: next date and track record

Grupo Financiero Galicia reports on Nov 24, 2026, before the open (56 days away), and beat the EPS estimate in 3 of its last 8 reports.

3 of 8reports beat the EPS estimate
±3%average move across the report
3 of 8reports followed by a gain

Share-price move across each report

−2.0%Nov ’24+1.9%Feb ’25−2.7%Jun ’25−5.2%Aug ’25+9.1%Nov ’25−1.0%Mar ’26−0.8%May ’26+1.1%Aug ’26

Last earnings call, Aug 25, 2026 AI summary

What they said
Grupo Galicia reported Q2 2026 net income of ARS 258 billion, up 12% year-over-year, with 2.1% return on assets and 11.3% return on equity. Banco Galicia net income surged 211% sequentially and 21% annually, driven by lower funding costs and improved government securities performance. Key subsidiaries contributed: Fondos Fima ARS 38B, Naranja X ARS 36B, Galicia Seguros ARS 23B. Credit quality improved with reduced loan loss provisions, and HSBC integration synergies drove efficiency gains.
Guidance
Management highlighted a stabilizing macroeconomic environment with decelerating inflation (1.9% monthly in June vs 3.4% in March) supporting improved margins. The bank adopted a selective loan origination policy amid lower peso-denominated loan demand, favoring government securities exposure.
ReportedEPSSurpriseRevenueSurpriseMove
Aug 25, 2026$1.14
est $0.90
+26.7%$1.73B
est $1.70B
+1.9%+1.1%
May 13, 2026$0.30
est $1.04
−71.3%$1.69B
est $1.75B
−3.4%−0.8%
Mar 4, 2026−$0.37
est $0.47
−178.7%$1.80B
est $1.58B
+13.5%−1.0%
Nov 25, 2025$0.08
est $0.79
−89.9%$1.38B
est $1.36B
+1.6%+9.1%
Aug 26, 2025$0.79
est $1.13
−30.1%$1.68B
est $1.52B
+10.8%−5.2%
Jun 12, 2025$0.78
est $1.38
−43.5%$2.35B
est $1.48B
+58.1%−2.7%
Feb 28, 2025$3.41
est $1.13
+201.8%$817.8M
est $1.13B
−27.3%+1.9%
Nov 7, 2024$1.15
est $0.99
+16.2%$1.88B
est $1.13B
+67.5%−2.0%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

Grupo Financiero Galicia stock forecast and analyst price targets

Analysts’ average 12-month price target for Grupo Financiero Galicia is $67.37, +82.2% from the last close, from 2 firms rating the stock in the last 90 days.

$67.37consensus 12-month target, +82.2% from the last close
Buy1
Hold1
Sell0

Each firm’s latest rating in the last 90 days: 2 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Sep 3Itau UnibancoHold, downgraded$60+62.2%
Aug 27Bank of America SecuritiesBuy, maintained——
Jul 27Bank of America SecuritiesBuy, maintained——
−1.7%average 20-day move after past Buying readings
+19.4%average move over the next 20 trading days in the last 5 years
±4%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

Grupo Financiero Galicia seasonality: the next 20 trading days

Over the next 20 trading days from Sep 29, Grupo Financiero Galicia averaged +19.4% across the last 5 years, rising in 4 of them.

Next 20 trading days, by year

+12.8%2021+4.4%2022−10.0%2023+28.6%2024+66.7%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+0.6%2 of 5
Next 10 trading days+4.9%3 of 5
Next 15 trading days+6.6%4 of 5
Next 20 trading days+19.4%4 of 5
Next 30 trading days+25.2%3 of 5

For scale, GGAL’s typical 20-trading-day move in either direction is about 11%.

Grupo Financiero Galicia market cap and key statistics

Grupo Financiero Galicia’s market cap is $5.94B, with a P/E ratio of 110.7 and revenue of $5.89T over the last twelve months.

Valuation

Market cap
$5.94B
P/E ratio
110.7
Forward P/E
3.3
EPS, TTM
$0.35
Gekko Fair Value
$53.38

Trading

Volume
1.08M
Avg volume, 20 days
721,727
52-week high
$62.52
52-week low
$26.06
Shares outstanding
132.5M

Financials

Revenue, TTM
$5.89T
Profit margin
1.5%
Return on equity
1.1%
Quarterly earnings growth, YoY
+12.0%

Risk and income

Beta
0.28
Typical daily move
±4%
Typical 20-day move
±11%

Grupo Financiero Galicia stock news this week

Coverage of Grupo Financiero Galicia this week reads neutral: 0 positive, 3 neutral and 0 negative headlines.

News sentiment neutral

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In the Buying zone today

Reporting earnings this week

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Grupo Financiero Galicia stock FAQ

What is Grupo Financiero Galicia’s market cap?

Grupo Financiero Galicia’s market cap is $5.94B at the Sep 28, 2026 close of $36.98, with 132.5M shares outstanding. The shares trade on a P/E ratio of 110.7.

What is the Grupo Financiero Galicia stock forecast?

The consensus analyst 12-month price target for Grupo Financiero Galicia is $67.37, +82.2% from the last close. Of the 2 firms that rated the stock in the last 90 days, 1 rate it a buy, 1 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is Grupo Financiero Galicia stock overvalued or undervalued?

On Gekko’s estimate Grupo Financiero Galicia is undervalued: the Sep 28, 2026 close of $36.98 is 30.7% below Gekko Fair Value of $53.38. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does Grupo Financiero Galicia report earnings next?

Grupo Financiero Galicia is expected to report on Nov 24, 2026, before the market opens (56 days away). Analysts expect earnings of $1.32 per share on revenue of $1.72B. Grupo Financiero Galicia beat the earnings estimate in 3 of its last 8 reports, moving 3% on average across the report.

What is Grupo Financiero Galicia’s 52-week high and low?

Grupo Financiero Galicia’s 52-week high is $62.52 and its 52-week low is $26.06; it closed at $36.98 on Sep 28, 2026, +21.1% over the past year. Over the last five years the shares peaked at $74.00 on Jan 7, 2025.

Is Grupo Financiero Galicia stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 5 of the 6 items with data read as supportive (gekkoindex, fair value, smart money, earnings risk and seasonality) and 1 as a headwind (trend). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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