Insider buying last 90 days
No open-market insider purchases were filed for QTWO in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every QTWO insider filing, plotted on the chart in Gekko.Open QTWO in Gekko
Gekko Brief
AI summaryOct 12 closeThis week brings mixed analyst sentiment on Q2. Argus lowered its target price for Q2 to $52.00, pointing to the company's position as a provider of cloud-based virtual banking solutions for regional financial institutions. In contrast, Wall Street Zen upgraded Q2 from a "hold" to a "buy," noting a consensus "Moderate Buy" rating with an average price target of $76.17. Separately, Q2 and Austin FC announced a $150,000 award to Central Texas nonprofits through the "Q-mmunity Gives" program.
Q2 closed at $59.20, up 1%, sitting between its 50-day average of $60.99 and 200-day average of $55.01. The stock's three-month return stands at 14.4% and its six-month return at 23.4%, while the one-year return is -6.5%. The GekkoIndex reads 57.1, placing the stock in the Neutral zone, down 3.5 over five days. Gekko Fair Value is set at $67.22, leaving price 11.9% below that mark.
Q2 is due to report earnings on 4 November 2026 after close, 23 days away and within a typical 20-trading-day holding window; its last report on 29 July 2026 showed EPS of $0.52 against an estimate of $0.42, with a -0.3% reaction, and the company has beaten estimates in 6 of 8 recent quarters. No insider, Congress, or unusual options activity appears in the current windows. Seasonally, the next 20 trading days have averaged a 6.6% gain over 5 years, rising in 4 of those years. Analyst coverage from 11 firms shows 9 buy and 2 hold ratings, with a consensus target of $76.50 and consensus upside of 29.2%.
Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.
Q2 price vs fair value
Close $59.20200-day averageGekko Fair Value $67.22
Q2 quick facts
- Market cap
- $3.69B
- P/E ratio
- 40.8
- Forward P/E
- 18
- EPS, TTM
- $1.44
- Revenue, TTM
- $846.2M
- Profit margin
- 10.9%
- Dividend yield
- —
- Beta
- 1.34
- Volume
- 352,738 avg 621,175
- 1-year return
- −6.5%
- Typical daily move
- ±2.7%
- Typical 20-day move
- ±8.8%
- 50-day average
- $60.99
- 200-day average
- $55.01
- Next earnings
- Nov 4 after close
- Shares outstanding
- 62.36M
Q2 swing-trade checklist
Q2 scores 2 supportive, 2 mixed and 1 headwind across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
2 supportive2 mixed1 headwind
- Trendmixed
Averages disagree
Close $59.20 sits between the 50-day ($60.99) and 200-day ($55.01) averages, or the averages disagree.
See the chart - GekkoIndexmixed
57.1, Neutral
Reading 57.1 is in the Neutral zone.
See the GekkoIndex - Fair valuesupportive
11.9% below
Price is 11.9% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings riskheadwind
Reports in 23 days
Reports on Nov 4, 2026, 23 days away — inside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+6.6% on average
From this point in the calendar, the next 20 trading days averaged +6.6% over 5 years, rising in 4 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Q2 stock chart and price history
Q2 closed at $59.20 on Oct 12, 2026, −6.5% over the past year, inside a 52-week range of $40.79 to $76.24.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −2.8%
- 3 months
- +14.4%
- 6 months
- +23.4%
- 1 year
- −6.5%
The full QTWO chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open QTWO in Gekko
Follow Q2 through every session
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About Q2
Q2 builds cloud-based digital banking software, with regional and community financial institutions across the United States as its main customers. It is known for giving these institutions a branded online banking experience for both individual account holders and business clients, covering everyday tasks like mobile check deposits, bill payment and account access from a browser or mobile device.
Beyond the core banking interface, Q2 organizes its offerings into a wide set of specialized tools. These include security and fraud monitoring products, systems for tracking and resolving transaction disputes, risk and payments oversight under its Centrix line, and software for personal financial management, savings goals and account aggregation. It also supports lending and leasing activity through dedicated digital platforms, offers a software development kit for building on its systems, and provides open API financial services so institutions can extend banking functionality into other applications.
Q2 was founded in 2004 and is based in Austin, Texas. It began under the name CBG Holdings, Inc. before adopting the Q2 Holdings name in 2013. Its shares are listed on the NYSE under the ticker QTWO.
- Listed
- NYSE
- Sector
- Technology services
- Industry
- Information technology services
- Website
- q2.com
Q2 GekkoIndex: the smart money zone
Q2’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 57.1, in the Neutral zone, down 3.5 points over five sessions.
57.1Neutral
Down 3.5 points over five sessions, from the Accumulation zone.
Reading for Oct 12, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 51 | −0.7% | −3.8% | ||
| Accumulation | 204 | −0.3% | +1.7% | ||
| Neutral (current zone) | 383 | +1.0% | +2.2% | ||
| Distribution | 42 | +0.1% | +2.7% | ||
| Selling | 2 | Too few readings yet | |||
Average QTWO share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Neutral readings averaged +1.1% over 20 days. Past behaviour doesn’t guarantee future results.
Neutral zone: No clear directional signal. About the five zones →
See every daily GekkoIndex reading plotted over the QTWO price, zone by zone.Track QTWO in Gekko
Is Q2 stock overvalued? Gekko Fair Value
Q2 trades 11.9% below Gekko Fair Value of $67.22, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what Q2 shares are worth, recalculated every trading day.
$67.22
Gekko Fair Value, Oct 10, 2026
11.9% Undervalued
At the end of Aug 2026 the price was 5.9% below the estimate.
Gekko Fair ValueShare price, month end
Gekko Fair Value on every chart, with the gap to price updating daily.Open QTWO in Gekko
Q2 insider and Congress trading
No open-market insider purchases were filed for Q2, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in QTWO were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for QTWO, plotted on the chart in Gekko.Open QTWO in Gekko
Buybacks
Q2 has been buying back its own shares.
- Latest authorization
- $350.0M, Jul 29, 2026
- Bought back, quarter ended Jun 30, 2026
- $22.93M
- As a share of market cap
- 0.62%
From company filings.
Hedge funds and billionaires quarter ended Dec 31
0of the funds Gekko tracks hold QTWO.
0added0opened0trimmed1sold out
Which funds are on each side, name by name.Unlock in Gekko
Q2 earnings: next date and track record
Q2 reports on Nov 4, 2026, after the close (23 days away), and beat the EPS estimate in 6 of its last 8 reports.
Next earnings report
Nov 4, 2026
Expected after the close, 23 days away
- EPS estimate
- $0.71
- Revenue estimate
- $221.4M
6 of 8reports beat the EPS estimate
±8.8%average move across the report
5 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Jul 29, 2026 AI summary
- What they said
- Q2 Holdings reported a strong Q2 2026 with revenue of $219.8M (+13% YoY), adjusted EBITDA of $62.8M (28.6% margin), and $51M free cash flow. Subscription revenue grew 15% YoY and comprised 83% of revenue. Total ARR rose to $971M (up 13% YoY) and subscription ARR to $826M (up 15% YoY). Management highlighted operating leverage, record gross margin and adjusted EBITDA, completion of a cloud migration, retirement of the last tranche of convertible notes, and momentum in bookings including 8 Tier 1/enterprise wins. Key product themes were digital banking, relationship pricing, fraud/risk, Innovation Studio, and new AI products (Code, Assistant, fraud AI) currently in EA with general availability targeted for Q4. Management signaled continued focus on margin expansion, cloud optimization, and AI cost management. The Board authorized an incremental $350M share repurchase program. Overall tone: confident but measured—optimistic about demand and execution while noting continued pressure in discretionary services, early-stage AI economics, and tougher comps in the back half of the year.
- Guidance
- Management referenced updated Q3 and full-year 2026 guidance (specific numeric figures not provided in the transcript) and stated Q2 results were above the high end of prior guidance. They reiterated 2027 subscription revenue growth target of ~12.5% to 13%. GA timing: AI products currently in EA, general availability expected in Q4 2026. Board authorized an incremental $350M share repurchase program. Management expects ongoing gross margin expansion over the next few years and reiterated long-term gross margin goals while flagging incremental AI-related infrastructure/token costs to be managed.
- Risks flagged
- Pressure in discretionary professional services revenue; tougher year-over-year comps in back half of 2026; AI-related compute/token costs and need to optimize model usage; cloud migration not yet fully optimized (ongoing efficiency work); macro/budget shifts at customers; ongoing innovation by fraudsters (persistent fraud risk); uncertainty in timing and revenue conversion for EA AI products.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Jul 29, 2026 | $0.52 est $0.42 | $219.8M est $216.9M | −0.3% |
| Apr 29, 2026 | $0.63 est $0.69 | $216.5M est $214.4M | +1.2% |
| Feb 11, 2026 | $0.68 est $0.61 | $208.2M est $204.7M | −8.5% |
| Nov 5, 2025 | $0.30 est $0.20 | $201.7M est $204.9M | +15.9% |
| Jul 30, 2025 | $0.52 est $0.53 | $195.1M est $198.0M | −10.2% |
| May 7, 2025 | $0.50 est $0.48 | $189.7M est $186.5M | +14.5% |
| Feb 12, 2025 | $0.48 est $0.47 | $183.0M est $180.0M | +1.4% |
| Nov 6, 2024 | $0.44 est $0.35 | $175.0M est $180.0M | +18.5% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Q2 stock forecast and analyst price targets
Analysts’ average 12-month price target for Q2 is $76.50, +29.2% from the last close, from 11 firms rating the stock in the last 90 days.
$76.50consensus 12-month target, +29.2% from the last close
Now $59.20Avg $76.50
Low $68High $82
Each firm’s latest rating in the last 90 days: 11 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Sep 22 | Piper Sandler | $82 | +38.5% |
| Sep 16 | J.P. Morgan | $72 | +21.6% |
| Sep 11 | Piper Sandler | $82 | +38.5% |
| Sep 10 | Piper Sandler | $82 | +38.5% |
| Aug 28 | RBC Capital | $73 | +23.3% |
+2.2%average 20-day move after past Neutral readings
+6.6%average move over the next 20 trading days in the last 5 years
±2.7%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Q2 seasonality: the next 20 trading days
Over the next 20 trading days from Oct 10, Q2 averaged +6.6% across the last 5 years, rising in 4 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +0.1% | 2 of 5 |
| Next 10 trading days | −0.7% | 3 of 5 |
| Next 15 trading days | +0.2% | 2 of 5 |
| Next 20 trading days | +6.6% | 4 of 5 |
| Next 30 trading days | +7.8% | 4 of 5 |
For scale, QTWO’s typical 20-trading-day move in either direction is about 8.8%.
Q2 market cap and key statistics
Q2’s market cap is $3.69B, with a P/E ratio of 40.8 and revenue of $846.2M over the last twelve months.
Valuation
- Market cap
- $3.69B
- P/E ratio
- 40.8
- Forward P/E
- 18
- EPS, TTM
- $1.44
- Gekko Fair Value
- $67.22
Trading
- Volume
- 352,738
- Avg volume, 20 days
- 621,175
- 52-week high
- $76.24
- 52-week low
- $40.79
- Shares outstanding
- 62.36M
Financials
- Revenue, TTM
- $846.2M
- Profit margin
- 10.9%
- Return on equity
- 15%
- Quarterly earnings growth, YoY
- +156.5%
Risk and income
- Beta
- 1.34
- Typical daily move
- ±2.7%
- Typical 20-day move
- ±8.8%
Q2 stock news this week
Coverage of Q2 this week reads positive: 2 positive, 1 neutral and 1 negative headlines.
- Q2 Holdings, Inc. (QTWO) Stock ForecastsYahoo! Finance Canada, Oct 11
- Q2 (NYSE:QTWO) Upgraded at Wall Street ZenMarketBeat, Oct 10
- Q2 Holdings, Inc. (QTWO.MX) Stock Price, News, Quote & HistoryYahoo! Finance Canada, Oct 5
- Q2 and Austin FC Award $150,000 to Central Texas Nonprofits via Q-mmunity GivesFF News, Oct 5
Q2 peers
Q2’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| IBMInternational Business Machines | Neutral | 12.9% below |
| FTNTFortinet | Neutral | 40.5% above |
| ACNAccenture | Neutral | 2.9% below |
| NETCloudflare | Neutral | 17.9% above |
| WDAYWorkday | Neutral | 11.7% above |
| CRDOCredo Technology | Neutral | 15.5% below |
A peer links to its own page where one exists.
Q2 stock FAQ
What is Q2’s market cap?
Q2’s market cap is $3.69B at the Oct 12, 2026 close of $59.20, with 62.36M shares outstanding. The shares trade on a P/E ratio of 40.8.
What is the Q2 stock forecast?
The consensus analyst 12-month price target for Q2 is $76.50, +29.2% from the last close. Of the 11 firms that rated the stock in the last 90 days, 9 rate it a buy, 2 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is Q2 stock overvalued or undervalued?
On Gekko’s estimate Q2 is undervalued: the Oct 12, 2026 close of $59.20 is 11.9% below Gekko Fair Value of $67.22. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Q2 report earnings next?
Q2 is expected to report on Nov 4, 2026, after the market closes (23 days away). Analysts expect earnings of $0.71 per share on revenue of $221.4M. Q2 beat the earnings estimate in 6 of its last 8 reports, moving 8.8% on average across the report.
What is Q2’s 52-week high and low?
Q2’s 52-week high is $76.24 and its 52-week low is $40.79; it closed at $59.20 on Oct 12, 2026, −6.5% over the past year. Over the last five years the shares peaked at $112.82 on Dec 4, 2024.
Is Q2 stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 2 of the 5 items with data read as supportive (fair value and seasonality), 2 as mixed (trend and gekkoindex) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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