Insider buying last 90 days
No open-market insider purchases were filed for GWRE in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every GWRE insider filing, plotted on the chart in Gekko.Open GWRE in Gekko
NYSE: GWRE
Guidewire Software (GWRE) Stock Analysis & Forecast
Sep 28 close
$145.18−0.38 (−0.3%)
Gekko Brief
AI summaryGuidewire's week centers on continued digestion of its fiscal 2026 results, reported 3 September, alongside fresh analyst and product news. The company closed the year with ARR of $1.242 billion, up 19% year over year and above guidance, with subscription and support revenue up 33%, and commentary points to cloud adoption, bookings and low attrition sustaining that momentum. Argus upgraded the stock to a BUY rating, while separate coverage flagged the shares as undervalued relative to a GF Value estimate. On the product side, Lititz Mutual Insurance selected Guidewire's ProNavigator AI assistant, following earlier wins such as the Nationwide cloud migration. Insider selling by the CFO and Chief Accounting Officer, tied to RSU tax obligations under Rule 10b5-1 plans, also drew coverage.
GWRE closed at $145.18, down 0.3%, sitting below both its 50-day average of $164.30 and its 200-day average of $152.25, with the one-month return at -27.8% against a three-month gain of 20.1%. The GekkoIndex reads 64.5, placing the stock in the Accumulation zone. Price sits 21.1% below Gekko Fair Value of $183.90.
The next earnings date falls on 3 December, 65 days out and beyond a typical 20-trading-day hold. Seasonality over five years shows an average 20-day return of 1.4% from this point, rising in 3 of those years. Analyst consensus stands at 11 buy and 2 hold ratings among 13 firms, with a consensus target of $213.29. No insider, Congress or unusual options activity registers in the current windows.
Written by AI and checked automatically against the figures on this page. Generated Sep 29, 2026 from the data above.
Guidewire Software price vs fair value
Close $145.18200-day averageGekko Fair Value $183.90
Guidewire Software quick facts
- Market cap
- $12.09B
- P/E ratio
- 89.3
- Forward P/E
- 34.8
- EPS, TTM
- $1.63
- Revenue, TTM
- $1.48B
- Profit margin
- 9.4%
- Dividend yield
- —
- Beta
- 0.97
- Volume
- 1.13M avg 1.64M
- 1-year return
- −38.1%
- Typical daily move
- ±4.4%
- Typical 20-day move
- ±7.7%
- 50-day average
- $164.30
- 200-day average
- $152.25
- Next earnings
- Dec 3 after close
- Shares outstanding
- 81.99M
Guidewire Software swing-trade checklist
Guidewire Software scores 4 supportive, 1 mixed and 0 headwinds across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
4 supportive1 mixed0 headwinds
- Trendmixed
Averages disagree
Close $145.18 sits between the 50-day ($164.30) and 200-day ($152.25) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
64.5, Accumulation
Reading 64.5 is in the Accumulation zone.
See the GekkoIndex - Fair valuesupportive
21.1% below
Price is 21.1% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings risksupportive
Reports in 65 days
Next report Dec 3, 2026, 65 days away — outside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+1.4% on average
From this point in the calendar, the next 20 trading days averaged +1.4% over 5 years, rising in 3 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Guidewire Software stock chart and price history
Guidewire Software closed at $145.18 on Sep 28, 2026, −38.1% over the past year, inside a 52-week range of $102.30 to $255.89.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −27.8%
- 3 months
- +20.1%
- 6 months
- +0.3%
- 1 year
- −38.1%
The full GWRE chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open GWRE in Gekko
Follow Guidewire Software through every session
Put GWRE on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.
Track GWRE in GekkoFree for 7 days. No credit card required.
About Guidewire Software
Guidewire Software builds software for property and casualty insurers, with its main product being InsuranceSuite, a platform covering policy administration, billing, and claims through applications such as PolicyCenter, BillingCenter, and ClaimCenter. It also offers InsuranceNow, a cloud-native option that bundles policy, billing, and claims administration together, as well as a self-managed version of InsuranceSuite for insurers with different deployment needs.
Beyond its core suite, the company sells more specialized tools, including software for pricing insurance products, managing reinsurance rules across underwriting and claims, handling customer data, and standardizing how insurance products are introduced or updated. Its lineup also covers underwriting management, submission intake through AppReader, a claims package built for London Market workflows, digital tools for customer and agent interactions, and an integration with Salesforce for policy and claims data. On the analytics side, Guidewire provides predictive analytics, risk evaluation tools, business intelligence applications, and data warehousing products, and it supports clients with implementation, integration, and other professional services.
Guidewire Software was established in 2001 and is headquartered in San Mateo, California. Its shares are listed on the NYSE under the ticker GWRE.
- Listed
- NYSE
- Sector
- Technology services
- Industry
- Information technology services
- Website
- guidewire.com
Guidewire Software GekkoIndex: the smart money zone
Guidewire Software’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 64.5, in the Accumulation zone, up 0.2 points over five sessions.
64.5Accumulation
Up 0.2 points over five sessions.
Reading for Sep 28, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 55 | +1.6% | +0.9% | ||
| Accumulation (current zone) | 190 | +0.6% | +4.2% | ||
| Neutral | 355 | +0.6% | +1.4% | ||
| Distribution | 63 | −1.2% | +0.8% | ||
| Selling | 9 | Too few readings yet | |||
Average GWRE share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.3% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
See every daily GekkoIndex reading plotted over the GWRE price, zone by zone.Track GWRE in Gekko
Is Guidewire Software stock overvalued? Gekko Fair Value
Guidewire Software trades 21.1% below Gekko Fair Value of $183.90, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what Guidewire Software shares are worth, recalculated every trading day.
$183.90
Gekko Fair Value, Sep 29, 2026
21.1% Undervalued
Gekko Fair Value on every chart, with the gap to price updating daily.Open GWRE in Gekko
Guidewire Software insider and Congress trading
No open-market insider purchases were filed for Guidewire Software, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in GWRE were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for GWRE, plotted on the chart in Gekko.Open GWRE in Gekko
Buybacks
Guidewire Software has been buying back its own shares.
- Latest authorization
- $500.0M, Jan 8, 2026
- Bought back, quarter ended Jul 31, 2026
- $213.9M
- As a share of market cap
- 1.77%
From company filings.
Hedge funds and billionaires quarter ended Jun 30
1of the funds Gekko tracks holds GWRE.
1added0opened0trimmed0sold out
Which funds are on each side, name by name.Unlock in Gekko
Guidewire Software earnings: next date and track record
Guidewire Software reports on Dec 3, 2026, after the close (65 days away), and beat the EPS estimate in 7 of its last 8 reports.
Next earnings report
Dec 3, 2026
Expected after the close, 65 days away
- EPS estimate
- $0.75
- Revenue estimate
- $376.4M
7 of 8reports beat the EPS estimate
±12.9%average move across the report
3 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Sep 3, 2026 AI summary
- What they said
- Guidewire closed fiscal 2026 with ARR of $1.242 billion, up 19% YoY and above guidance. Subscription and support revenue grew 33%. Key wins included a cloud migration agreement with Nationwide and strong traction for PricingCenter and ProNavigator AI products. Fully ramped ARR grew 22%, the fourth consecutive year outpacing total ARR growth, with results exceeding expectations across revenue, operating income, and cash flow.
- Guidance
- Management indicated ARR finished above the high end of guidance ranges, signaling strong execution momentum. No specific forward-looking numerical targets were provided in this excerpt, though management expressed confidence in AI-driven product adoption expanding across all global Guidewire implementations.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Sep 3, 2026 | $0.55 est $0.49 | $411.1M est $402.6M | −15.7% |
| Jun 4, 2026 | $0.82 est $0.74 | $372.5M est $355.9M | −12.2% |
| Mar 5, 2026 | $1.17 est $0.77 | $359.1M est $342.8M | +9.8% |
| Dec 3, 2025 | $0.66 est $0.61 | $332.6M est $316.6M | −1.7% |
| Sep 4, 2025 | $0.84 est $0.64 | $356.6M est $337.8M | +18.9% |
| Jun 3, 2025 | $0.88 est $0.46 | $293.5M est $286.3M | +18.0% |
| Mar 6, 2025 | $0.51 est $0.51 | $289.5M est $285.5M | −12.2% |
| Dec 5, 2024 | $0.43 est $0.30 | $262.9M est $253.9M | −14.3% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Guidewire Software stock forecast and analyst price targets
Analysts’ average 12-month price target for Guidewire Software is $213.29, +46.9% from the last close, from 13 firms rating the stock in the last 90 days.
$213.29consensus 12-month target, +46.9% from the last close
Now $145.18Avg $213.29
Low $181High $258
Each firm’s latest rating in the last 90 days: 13 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Sep 15 | RBC Capital | $215 | +48.1% |
| Sep 8 | D.A. Davidson | $222 | +52.9% |
| Sep 4 | BTIG | $220 | +51.5% |
| Sep 4 | Oppenheimer | $210 | +44.6% |
| Sep 4 | Citi | $181 | +24.7% |
+4.2%average 20-day move after past Accumulation readings
+1.4%average move over the next 20 trading days in the last 5 years
±4.4%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Guidewire Software seasonality: the next 20 trading days
Over the next 20 trading days from Sep 29, Guidewire Software averaged +1.4% across the last 5 years, rising in 3 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +1.6% | 4 of 5 |
| Next 10 trading days | −0.6% | 2 of 5 |
| Next 15 trading days | +1.1% | 3 of 5 |
| Next 20 trading days | +1.4% | 3 of 5 |
| Next 30 trading days | +0.6% | 3 of 5 |
For scale, GWRE’s typical 20-trading-day move in either direction is about 7.7%.
Guidewire Software market cap and key statistics
Guidewire Software’s market cap is $12.09B, with a P/E ratio of 89.3 and revenue of $1.48B over the last twelve months.
Valuation
- Market cap
- $12.09B
- P/E ratio
- 89.3
- Forward P/E
- 34.8
- EPS, TTM
- $1.63
- Gekko Fair Value
- $183.90
Trading
- Volume
- 1.13M
- Avg volume, 20 days
- 1.64M
- 52-week high
- $255.89
- 52-week low
- $102.30
- Shares outstanding
- 81.99M
Financials
- Revenue, TTM
- $1.48B
- Profit margin
- 9.4%
- Return on equity
- 10.5%
- Quarterly earnings growth, YoY
- −38.2%
Risk and income
- Beta
- 0.97
- Typical daily move
- ±4.4%
- Typical 20-day move
- ±7.7%
Guidewire Software stock news this week
Coverage of Guidewire Software this week reads neutral: 3 positive, 3 neutral and 3 negative headlines.
- Guidewire Software Inc (GWRE) Stock Down 3.6% -- Now Undervalued? GF Score: 84/100GuruFocus, Sep 25
- Guidewire Software, Inc. (GWRE) Stock forecastsYahoo Finance Singapore, Sep 24
- Have Guidewire Software Insiders Been Selling Stock?Moomoo, Sep 24
- Can Guidewire Software Maintain Its Robust ARR Growth Momentum?TradingView, Sep 23
- Guidewire Software (NYSE:GWRE) Insider James Winston King Sells 1,381 Shares of StockDefense World, Sep 22
- Guidewire Software (NYSE:GWRE) CEO Michael George Rosenbaum Sells 1,200 Shares of StockDefense World, Sep 22
Guidewire Software peers
Guidewire Software’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| IBMInternational Business Machines | Accumulation | 16.1% below |
| FTNTFortinet | Neutral | 32.5% above |
| NETCloudflare | Neutral | 22.9% above |
| ACNAccenture | Neutral | 9.7% below |
| WDAYWorkday | Neutral | 13.2% above |
| CRDOCredo Technology | Neutral | 19.0% below |
A peer links to its own page where one exists.
Guidewire Software stock FAQ
What is Guidewire Software’s market cap?
Guidewire Software’s market cap is $12.09B at the Sep 28, 2026 close of $145.18, with 81.99M shares outstanding. The shares trade on a P/E ratio of 89.3.
What is the Guidewire Software stock forecast?
The consensus analyst 12-month price target for Guidewire Software is $213.29, +46.9% from the last close. Of the 13 firms that rated the stock in the last 90 days, 11 rate it a buy, 2 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is Guidewire Software stock overvalued or undervalued?
On Gekko’s estimate Guidewire Software is undervalued: the Sep 28, 2026 close of $145.18 is 21.1% below Gekko Fair Value of $183.90. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Guidewire Software report earnings next?
Guidewire Software is expected to report on Dec 3, 2026, after the market closes (65 days away). Analysts expect earnings of $0.75 per share on revenue of $376.4M. Guidewire Software beat the earnings estimate in 7 of its last 8 reports, moving 12.9% on average across the report.
What is Guidewire Software’s 52-week high and low?
Guidewire Software’s 52-week high is $255.89 and its 52-week low is $102.30; it closed at $145.18 on Sep 28, 2026, −38.1% over the past year. Over the last five years the shares peaked at $272.60 on Sep 5, 2025.
Is Guidewire Software stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 4 of the 5 items with data read as supportive (gekkoindex, fair value, earnings risk and seasonality), 1 as mixed (trend). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
See Guidewire Software the way Gekko members do
Every GekkoIndex reading, insider trade, options bet and Congress disclosure plotted on the chart, plus the 5,800-name screener and trade planning tools.
Join 1,380 other traders using Gekko
Start Your FREE 7 Day Trial → Every feature unlocked. No credit card required.