Insider buying last 90 days
No open-market insider purchases were filed for LYG in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every LYG insider filing, plotted on the chart in Gekko.Open LYG in Gekko
Gekko Brief
AI summaryNov 4 closeLloyds shares fell this week, with the stock down 5.8% and recent coverage tied to the bank's valuation and earnings reaction. A forward P/E of 8.9 drew attention as below the industry average, while last quarter's results, reported on 29 October, showed EPS of 0.15 against an estimate of 0.14, yet triggered a reaction of -9.1%. A director, Danuta Gray, acquired 41,375 ordinary shares at an average price of 95.7362 pence on 30 October, and the group confirmed total voting share capital of 57,262,647,007 shares as of the same date.
Lloyds closes at $5.27, below both its 50-day and 200-day moving averages of $5.62, with the one-month return at -5.2% and the three-month return at -14.9%, though the one-year return stands at 11.2%. The GekkoIndex reads 65.7, placing the stock in the Accumulation zone, up 5.7 over five days. The price sits 11.6% below Gekko Fair Value of $5.96.
The next earnings date falls on 4 February 2027, 91 days away, outside a typical 20-trading-day holding window. No insider, Congress or unusual options activity appears in the respective 90-day and 30-day windows. Seasonality over 5 years shows an average 20-trading-day return of 4.8% from this point in the calendar, with gains in 3 of those years. The single analyst covering the stock carries a buy rating, with a consensus target of $6.43 implying 22% upside.
Written by AI from the Nov 4, 2026 close and checked automatically against the figures on this page.
Lloyds Banking price vs fair value
Close $5.27200-day averageGekko Fair Value $5.96
Lloyds Banking quick facts
- Market cap
- $75.39B
- P/E ratio
- 9.7
- Forward P/E
- 8.6
- EPS, TTM
- $0.52
- Revenue, TTM
- $20.15B
- Profit margin
- 30.6%
- Dividend yield
- 0.80%
- Beta
- 0.92
- Volume
- 27.86M avg 21.55M
- 1-year return
- +11.2%
- Typical daily move
- ±3%
- Typical 20-day move
- ±5.9%
- 50-day average
- $5.62
- 200-day average
- $5.62
- Next earnings
- Feb 4 before open
- Shares outstanding
- 14.28B
Lloyds Banking swing-trade checklist
Lloyds Banking scores 4 supportive, 1 mixed and 0 headwinds across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
4 supportive1 mixed0 headwinds
- Trendmixed
Averages disagree
Close $5.27 sits between the 50-day ($5.62) and 200-day ($5.62) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
65.7, Accumulation
Reading 65.7 is in the Accumulation zone.
See the GekkoIndex - Fair valuesupportive
11.6% below
Price is 11.6% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings risksupportive
Reports in 91 days
Next report Feb 4, 2027, 91 days away — outside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+4.8% on average
From this point in the calendar, the next 20 trading days averaged +4.8% over 5 years, rising in 3 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Lloyds Banking stock chart and price history
Lloyds Banking closed at $5.27 on Nov 4, 2026, +11.2% over the past year, inside a 52-week range of $4.51 to $6.34.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −5.2%
- 3 months
- −14.9%
- 6 months
- −3.1%
- 1 year
- +11.2%
The full LYG chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open LYG in Gekko
Follow Lloyds Banking through every session
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About Lloyds Banking
Lloyds Banking provides a broad range of banking and financial services across the United Kingdom, serving individual customers, small businesses and larger organisations. It is recognized for well-known consumer brands such as Lloyds Bank, Halifax, Bank of Scotland and Scottish Widows, through which it offers everyday banking, mortgages, loans, credit cards and insurance products, alongside digital banking services.
The group organizes its business into three areas. Retail banking covers everyday accounts, mortgages, personal loans, car finance, leasing and credit cards for individuals and small businesses. Commercial Banking supports small and medium-sized firms, larger corporations and financial institutions with lending, transaction banking, working capital and risk management services. The Insurance & Wealth division provides insurance, investment products and wealth management services.
Lloyds Banking traces its origins back to 1695 and is headquartered in London, United Kingdom. Its shares trade under the ticker LYG.
- Sector
- Finance
- Website
- lloydsbankinggroup.com
Lloyds Banking GekkoIndex: the smart money zone
Lloyds Banking’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 65.7, in the Accumulation zone, up 5.7 points over five sessions.
65.7Accumulation
Up 5.7 points over five sessions.
Reading for Nov 4, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 14 | +1.2% | +0.2% | ||
| Accumulation (current zone) | 154 | +1.2% | +3.0% | ||
| Neutral | 435 | +0.5% | +2.7% | ||
| Distribution | 44 | −0.8% | +1.7% | ||
| Selling | 3 | Too few readings yet | |||
Average LYG share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.0% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
See every daily GekkoIndex reading plotted over the LYG price, zone by zone.Track LYG in Gekko
Is Lloyds Banking stock overvalued? Gekko Fair Value
Lloyds Banking trades 11.6% below Gekko Fair Value of $5.96, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what Lloyds Banking shares are worth, recalculated every trading day.
$5.96
Gekko Fair Value, Nov 4, 2026
11.6% Undervalued
At the end of Aug 2026 the price was 6.8% below the estimate.
Gekko Fair ValueShare price, month end
Gekko Fair Value on every chart, with the gap to price updating daily.Open LYG in Gekko
Lloyds Banking insider and Congress trading
No open-market insider purchases were filed for Lloyds Banking, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in LYG were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for LYG, plotted on the chart in Gekko.Open LYG in Gekko
Lloyds Banking earnings: next date and track record
Lloyds Banking reports on Feb 4, 2027, before the open (91 days away), and beat the EPS estimate in 5 of its last 8 reports.
Next earnings report
Feb 4, 2027
Expected before the open, 91 days away
- EPS estimate
- $0.14
- Revenue estimate
- $7.21B
5 of 8reports beat the EPS estimate
±4.2%average move across the report
6 of 8reports followed by a gain
Share-price move across each report
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Oct 29, 2026 | $0.15 est $0.14 | $6.78B est $7.06B | −9.1% |
| Jul 30, 2026 | $0.13 est $0.14 | $6.66B est $6.86B | +5.1% |
| Apr 29, 2026 | $0.13 est $0.11 | $6.46B est $6.60B | +2.1% |
| Jan 29, 2026 | $0.12 est $0.11 | $6.53B est $6.52B | +2.8% |
| Oct 23, 2025 | $0.05 est $0.12 | −$5.82B est $6.81B | +1.1% |
| Jul 24, 2025 | $0.14 est $0.10 | $18.92B est $6.74B | +0.7% |
| May 1, 2025 | $0.11 est $0.08 | $5.66B est $6.39B | −5.1% |
| Feb 20, 2025 | $0.06 est $0.08 | $30.20B est $6.08B | +7.3% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Lloyds Banking stock forecast and analyst price targets
Analysts’ average 12-month price target for Lloyds Banking is $6.43, +22.0% from the last close, from 1 firm rating the stock in the last 90 days.
$6.43consensus 12-month target, +22.0% from the last close
Each firm’s latest rating in the last 90 days: 1 firm.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Oct 29 | Bank of America Securities | — | — |
+3.0%average 20-day move after past Accumulation readings
+4.8%average move over the next 20 trading days in the last 5 years
±3%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Lloyds Banking seasonality: the next 20 trading days
Over the next 20 trading days from Nov 4, Lloyds Banking averaged +4.8% across the last 5 years, rising in 3 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +3.0% | 3 of 5 |
| Next 10 trading days | +4.0% | 4 of 5 |
| Next 15 trading days | +2.0% | 3 of 5 |
| Next 20 trading days | +4.8% | 3 of 5 |
| Next 30 trading days | +5.3% | 3 of 5 |
For scale, LYG’s typical 20-trading-day move in either direction is about 5.9%.
Lloyds Banking market cap and key statistics
Lloyds Banking’s market cap is $75.39B, with a P/E ratio of 9.7 and revenue of $20.15B over the last twelve months.
Valuation
- Market cap
- $75.39B
- P/E ratio
- 9.7
- Forward P/E
- 8.6
- EPS, TTM
- $0.52
- Gekko Fair Value
- $5.96
Trading
- Volume
- 27.86M
- Avg volume, 20 days
- 21.55M
- 52-week high
- $6.34
- 52-week low
- $4.51
- Shares outstanding
- 14.28B
Financials
- Revenue, TTM
- $20.15B
- Profit margin
- 30.6%
- Return on equity
- 13.7%
- Quarterly earnings growth, YoY
- +164.7%
Risk and income
- Beta
- 0.92
- Typical daily move
- ±3%
- Typical 20-day move
- ±5.9%
- Dividend yield
- 0.80%
Lloyds Banking stock news this week
Coverage of Lloyds Banking this week reads positive: 8 positive, 7 neutral and 2 negative headlines.
- At a forward P/E of 8.9, is the Lloyds share price a bargain?Yahoo Finance UK, Nov 3
- Lloyds Banking Group plc 9.25% NON-CUM IRR PRF SHS GBP0.25 (LLPC.L) Seasonal returns chartYahoo Finance UK, Nov 3
- Lloyds Banking Group (LON:LLOY) Insider Danuta Gray Purchases 41,375 Shares of StockMarketBeat, Nov 2
- REG - Lloyds Banking Group - Admission to TradingTradingView, Nov 2
- REG - Lloyds Banking Group - Director/PDMR ShareholdingTradingView, Nov 2
- Lloyds shares are falling. Here’s why I want to buy more!Yahoo Finance UK, Nov 2
Lloyds Banking stock FAQ
What is Lloyds Banking’s market cap?
Lloyds Banking’s market cap is $75.39B at the Nov 4, 2026 close of $5.27, with 14.28B shares outstanding. The shares trade on a P/E ratio of 9.7.
What is the Lloyds Banking stock forecast?
The consensus analyst 12-month price target for Lloyds Banking is $6.43, +22.0% from the last close. Of the 1 firm that rated the stock in the last 90 days, 1 rate it a buy, 0 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is Lloyds Banking stock overvalued or undervalued?
On Gekko’s estimate Lloyds Banking is undervalued: the Nov 4, 2026 close of $5.27 is 11.6% below Gekko Fair Value of $5.96. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Lloyds Banking report earnings next?
Lloyds Banking is expected to report on Feb 4, 2027, before the market opens (91 days away). Analysts expect earnings of $0.14 per share on revenue of $7.21B. Lloyds Banking beat the earnings estimate in 5 of its last 8 reports, moving 4.2% on average across the report.
What is Lloyds Banking’s 52-week high and low?
Lloyds Banking’s 52-week high is $6.34 and its 52-week low is $4.51; it closed at $5.27 on Nov 4, 2026, +11.2% over the past year.
Is Lloyds Banking stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 4 of the 5 items with data read as supportive (gekkoindex, fair value, earnings risk and seasonality), 1 as mixed (trend). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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